ZipRecruiter

Log In

1

Home Based Unlicensed Insurance Agent Jobs in Rochester, MN

Farmers Cameron Quade

Insurance Agent

Rochester, MN · On-site

$60K - $85K/yr

Join us as an Insurance Agent and enjoy a base salary, unlimited commission opportunities, paid pre ... products such as Auto, Home, Life, and Commercial policies Build and maintain strong client ...

Apply Early

HMG Careers

Remote Insurance Agent

Rochester, MN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... What We Offer * Remote, work-from-home career * Average first-year earnings of $69K through ...

Apply Early

HMG Careers

Remote Life Insurance Agent

Rochester, MN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers ... What We Offer * Remote, work-from-home career * Average first-year earnings of $69K through ...

Apply Early

next page

Showing results 1-20

All JobsHome Based Unlicensed Insurance Agent JobsHome Based Unlicensed Insurance Agent Jobs in Rochester, MN

Home Based Unlicensed Insurance Agent information

See Rochester, MN salary details

$25.4K

$66.1K

$123.5K

How much do home based unlicensed insurance agent jobs pay per year?

As of Jul 3, 2026, the average yearly pay for home based unlicensed insurance agent in Rochester, MN is $66,094.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,200.00 and $78,300.00 per year, depending on experience, location, and employer.

What is the difference between Home Based Unlicensed Insurance Agent vs Home Based Licensed Insurance Agent?

AspectHome Based Unlicensed Insurance AgentHome Based Licensed Insurance Agent
CredentialsNo licensing requiredRequires state licensing and certifications
Work EnvironmentRemote, flexible, often independentRemote or office-based, client meetings may be in person
Employer & Industry UsageInsurance agencies, brokers, or independent agentsInsurance companies, agencies, brokers
Job FunctionsAssist with policy research, lead generation, administrative tasksSell policies, provide advice, handle claims

In summary, a Home Based Unlicensed Insurance Agent typically performs administrative and support tasks without licensing, while a Home Based Licensed Insurance Agent is authorized to sell policies and provide insurance advice. Licensing enables the latter to directly engage in sales and client consultations.

What are the key skills and qualifications needed to thrive as a Home Based Unlicensed Insurance Agent, and why are they important?

To excel as a Home Based Unlicensed Insurance Agent, you need strong sales acumen, customer service skills, and a solid understanding of insurance products, though formal licensing is not required for lead generation or administrative support roles. Familiarity with CRM software, online communication platforms, and insurance quoting tools is beneficial. Outstanding interpersonal skills, self-motivation, and effective time management are essential for building trust and managing a remote workload. These competencies are important for driving client engagement and meeting sales or support targets in a remote, regulated industry.

What is a Home Based Unlicensed Insurance Agent?

A Home Based Unlicensed Insurance Agent is someone who works remotely, typically from their own home, to assist licensed insurance agents or agencies with tasks that do not require an insurance license. These tasks can include administrative support, appointment setting, customer service, data entry, and providing general information about insurance products (without advising on coverage or selling policies). Unlicensed agents are not permitted to discuss specific insurance policies, provide coverage recommendations, or complete sales, as those activities require a valid insurance license. Their role is primarily to support the sales process and assist licensed agents in managing their workload.

Why do so many insurance agents quit?

Home-based unlicensed insurance agents often leave the profession due to inconsistent income, high competition, and the need for ongoing training and licensing. The job requires self-motivation, strong sales skills, and the ability to build a client base, which can be challenging without prior experience or support.

Can you be a licensed insurance agent from home?

A home-based unlicensed insurance agent can sell insurance products but cannot legally provide licensed advice or bind coverage without obtaining the necessary license. Licensing requirements vary by state and typically involve passing exams and completing training, after which agents can work remotely using digital tools and communication platforms.

What are some common challenges faced by home based unlicensed insurance agents, and how can they overcome them?

Home based unlicensed insurance agents often face challenges such as limited access to direct mentorship, staying motivated without in-person supervision, and managing time effectively. They may also encounter difficulties in building client trust without a physical office. To overcome these challenges, agents can leverage virtual training resources provided by their agency, set clear daily and weekly goals, participate in online networking forums, and maintain regular communication with their supervising licensed agent. Being proactive in seeking feedback and staying up to date on industry regulations is also essential for long-term success.

What can a non-licensed insurance agent do?

A non-licensed insurance agent can assist with administrative tasks, customer service, and sales support under the supervision of a licensed agent. They cannot sell, negotiate, or provide insurance advice or bind coverage until they obtain the necessary license and complete required training.

What type of insurance agents get paid the most?

In the insurance industry, highly paid agents often specialize in commercial or high-net-worth client policies, such as those for businesses or affluent individuals. Agents with advanced licenses, strong sales skills, and the ability to sell complex or high-value policies tend to earn higher commissions and income. Home-based unlicensed insurance agents typically earn less unless they develop specialized knowledge or transition into licensed roles with commission-based pay structures.
What are popular job titles related to Home Based Unlicensed Insurance Agent jobs in Rochester, MN? For Home Based Unlicensed Insurance Agent jobs in Rochester, MN, the most frequently searched job titles are:
What job categories do people searching Home Based Unlicensed Insurance Agent jobs in Rochester, MN look for? The top searched job categories for Home Based Unlicensed Insurance Agent jobs in Rochester, MN are:
What cities near Rochester, MN are hiring for Home Based Unlicensed Insurance Agent jobs? Cities near Rochester, MN with the most Home Based Unlicensed Insurance Agent job openings:
Home Based Unlicensed Insurance Agent jobs near you
Infographic showing various Home Based Unlicensed Insurance Agent job openings in Rochester, MN as of June 2026, with employment types broken down into 1% As Needed, 82% Full Time, and 17% Part Time. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $66,094 per year, or $31.8 per hour.
WORK FROM HOME/HOME BASED INSURANCE AGENT

WORK FROM HOME/HOME BASED INSURANCE AGENT

The Jernigan Agency

Rochester, MN • On-site, Remote

$300 - $500/wk

Part-time

Posted 25 days ago

Job description

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income helping our clients who have asked for our help with life insurance backed products. Agents usually help 3 - 5 families each week, and average $300 - $500 for each family they help. You must be a US citizen to qualify for this position. SCHEDULE AN INTERVIEW TODAY!
As this is a commission based income, there is no cap on your earnings. We use data driven systems and cutting edge lead generation that gets you connected with interested clients quickly.
The candidate we are looking for is disciplined, honest, confident, and passionate about helping people achieve their financial goals. Occasional travel for work for in-person conferences. If you are not currently licensed but have a desire to learn this business, we will help guide you in that process.
Sales Job Description:
  • Call on our lead prospects to set up appointments.
  • Help each client to review their options and apply for that coverage.
  • See the application through the underwriting process and get our clients covered.

Requirements for Sales Position:
  • Must be licensed in life products or willing to get licensed.
  • Must have a computer and phone to service the clients.
  • This is all online so internet connection is a must.
  • We provide all of the training.
  • We have warm leads available who have contacted us first. No COLD calling.
  • Must be a US citizen.

We provide:
  • Training
  • Mentorship
  • Lead system for getting in front of clients

If you are interested in learning more about working with us, please SCHEDULE AN INTERVIEW TODAY!

Apply