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Home Based Unlicensed Insurance Agent Jobs in Iowa

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We are seeking a motivated and results-driven Commercial Insurance Agent to join our team. In this ... Office-based

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Licensed Insurance Agent

Sioux City, IA · On-site

$55K - $85K/yr

Bonus opportunities based on performance * Growth opportunities within a growing agency ... Company Description We are an agent owned insurance agency in Northwest Iowa, focused on providing ...

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Licensed Insurance Agent

Sioux City, IA · On-site

$55K - $85K/yr

Bonus opportunities based on performance * Growth opportunities within a growing agency ... Company Description We are an agent owned insurance agency in Northwest Iowa, focused on providing ...

Remote Insurance Agent

Des Moines, IA · Remote

$60K - $110K/yr

Remote Insurance Sales Agent | $60k-$110k+ First Year | No Cold Calling Earn strong first-year ... 100% from home. 1099 independent contractor role ideal for self-motivated individuals seeking ...

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Home Based Unlicensed Insurance Agent information

Why do so many home based unlicensed insurance agents quit?

Home-based unlicensed insurance agents often quit due to low income, lack of proper training, and the challenge of building a client base without licensing or industry experience. Additionally, the job's commission-based pay and limited support can lead to job instability and frustration, prompting many to leave the field.

What is the difference between Home Based Unlicensed Insurance Agent vs Home Based Licensed Insurance Agent?

AspectHome Based Unlicensed Insurance AgentHome Based Licensed Insurance Agent
CredentialsNo licensing requiredRequires state licensing and certifications
Work EnvironmentRemote, flexible, often independentRemote or office-based, client meetings may be in person
Employer & Industry UsageInsurance agencies, brokers, or independent agentsInsurance companies, agencies, brokers
Job FunctionsAssist with policy research, lead generation, administrative tasksSell policies, provide advice, handle claims

In summary, a Home Based Unlicensed Insurance Agent typically performs administrative and support tasks without licensing, while a Home Based Licensed Insurance Agent is authorized to sell policies and provide insurance advice. Licensing enables the latter to directly engage in sales and client consultations.

What are the key skills and qualifications needed to thrive as a home based unlicensed insurance agent?

To excel as a Home Based Unlicensed Insurance Agent, you need strong sales acumen, customer service skills, and a solid understanding of insurance products, though formal licensing is not required for lead generation or administrative support roles. Familiarity with CRM software, online communication platforms, and insurance quoting tools is beneficial. Outstanding interpersonal skills, self-motivation, and effective time management are essential for building trust and managing a remote workload. These competencies are important for driving client engagement and meeting sales or support targets in a remote, regulated industry.

What is a home based unlicensed insurance agent?

A Home Based Unlicensed Insurance Agent is someone who works remotely, typically from their own home, to assist licensed insurance agents or agencies with tasks that do not require an insurance license. These tasks can include administrative support, appointment setting, customer service, data entry, and providing general information about insurance products (without advising on coverage or selling policies). Unlicensed agents are not permitted to discuss specific insurance policies, provide coverage recommendations, or complete sales, as those activities require a valid insurance license. Their role is primarily to support the sales process and assist licensed agents in managing their workload.

What are some common challenges faced by home based unlicensed insurance agents, and how can they overcome them?

Home based unlicensed insurance agents often face challenges such as limited access to direct mentorship, staying motivated without in-person supervision, and managing time effectively. They may also encounter difficulties in building client trust without a physical office. To overcome these challenges, agents can leverage virtual training resources provided by their agency, set clear daily and weekly goals, participate in online networking forums, and maintain regular communication with their supervising licensed agent. Being proactive in seeking feedback and staying up to date on industry regulations is also essential for long-term success.
What are the most commonly searched types of Unlicensed Insurance Agent jobs in Iowa? The most popular types of Unlicensed Insurance Agent jobs in Iowa are:
What are popular job titles related to Home Based Unlicensed Insurance Agent jobs in Iowa? For Home Based Unlicensed Insurance Agent jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Home Based Unlicensed Insurance Agent jobs in Iowa look for? The top searched job categories for Home Based Unlicensed Insurance Agent jobs in Iowa are:
What cities in Iowa are hiring for Home Based Unlicensed Insurance Agent jobs? Cities in Iowa with the most Home Based Unlicensed Insurance Agent job openings:
Infographic showing various Home Based Unlicensed Insurance Agent job openings in Iowa as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 87% In-person, and 13% Remote job distribution.

Commercial Insurance Agent

Weiser Insurance Services

Des Moines, IA • On-site

Full-time

Medical, Dental, Retirement

Re-posted 24 days ago

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Job description

We are seeking a motivated and results-driven Commercial Insurance Agent to join our team. In this role, you will be responsible for developing and maintaining relationships with business clients, assessing their insurance needs, and recommending appropriate commercial insurance products. The ideal candidate has strong sales skills, is a self-starter, and a willingness to learn commercial insurance.

Key Responsibilities:

  • Identify and develop new business opportunities through prospecting, referrals, and networking
  • Build and maintain long-term relationships with commercial clients
  • Assess clients’ risk exposure and recommend suitable insurance coverage
  • Present and explain policy options, coverage details, and premiums
  • Prepare and process insurance applications, renewals, and endorsements
  • Collaborate with underwriters and carriers to secure competitive quotes
  • Ensure compliance with industry regulations and company policies
  • Provide ongoing account management and customer support
  • Stay current on industry trends, products, and regulatory changes

Qualifications:

  • Proven experience in sales or a related field
  • Strong communication and organizational skills required
  • Ability to analyze risk and recommend appropriate solutions
  • Self-motivated with a results-oriented approach

Preferred Skills:

  • Strong problem-solving and analytical abilities
  • Proven experience in insurance sales or a related field
  • Commercial insurance license or willingness to obtain
  • Ability to manage multiple accounts and priorities

Compensation & Benefits:

  • Competitive base salary plus commission structure
  • Health and dental insurance
  • Retirement plan options
  • Professional development and continuing education support

Work Environment:

  • Will require local travel (no overnights) to meet with clients and attend networking events
  • Office-based