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High Risk Jobs in Tennessee (NOW HIRING)

This role requires high interpersonal skills and the ability to communicate clearly and succinctly with executives, senior management, peers, analysts, regulators, and auditors. The Risk Rating ...

Across the entire fuel cycle, we have extensive expertise in cutting-edge technologies, safe, high ... As the Insurance & Risk Manager , you'll serve as the primary liaison with our global teams and ...

This role is with the Equities Risk Management team who are responsible for implementing AB ... About AB We are a leading global investment management firm offering high-quality research and ...

Minimum 2 years OB Hospitalist experience, high-risk delivery expertise required Pay & Benefits * Hourly Rate: $2,964.00 (paid weekly via direct deposit) * Benefits: * Comprehensive medical benefits ...

Our office cares for both low and high-risk obstetric patients, and we are looking for someone who is skilled, dependable, and passionate about women's health. Responsibilities * Perform obstetric ...

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High Risk information

See Tennessee salary details

$13

$27

$67

How much do high risk jobs pay per hour?

As of Jun 20, 2026, the average hourly pay for high risk in Tennessee is $27.53, according to ZipRecruiter salary data. Most workers in this role earn between $17.69 and $35.14 per hour, depending on experience, location, and employer.

What is a high risk job?

A high risk job involves tasks that pose a greater chance of injury, illness, or danger due to factors like hazardous environments, heavy machinery, or exposure to harmful substances. Examples include construction, mining, firefighting, and certain manufacturing roles, often requiring specialized safety training and protective equipment.

What jobs make $10,000 a month without a degree?

High-risk jobs such as commercial fishing, offshore drilling, or certain sales roles can generate $10,000 or more monthly without requiring a degree. These positions often involve physical danger, irregular hours, or high commission potential, and success depends on experience, skills, and risk tolerance.

Which job has the highest risk?

High-risk jobs include roles such as commercial fishing, logging, and construction work, which involve dangerous environments, heavy machinery, and physical hazards. These jobs often have higher rates of injury and fatality due to the nature of the work and safety challenges. Workers typically require specialized training, safety certifications, and protective equipment to mitigate risks.

What is a High Risk job?

A High Risk job refers to an occupation that involves significant danger or potential for harm due to hazardous conditions, tasks, or environments. These jobs often require specialized training, safety protocols, and protective equipment to mitigate risks. Examples include construction work, firefighting, law enforcement, and jobs involving hazardous materials. Employers in these industries must follow strict safety regulations to ensure worker protection.

What is the most high risk job?

High risk jobs include roles such as commercial fishing, logging, and construction work, which involve dangerous environments, heavy machinery, and physical hazards. These jobs often require specialized safety training, protective equipment, and adherence to strict safety protocols to mitigate risks.

What are the key skills and qualifications needed to thrive in the High Risk position, and why are they important?

To thrive in a High Risk role, such as a High Risk Analyst in the financial or insurance sectors, you generally need strong analytical skills, attention to detail, and a background in finance, economics, or a related field. Familiarity with risk assessment software, compliance tools, and certifications like CAMS (Certified Anti-Money Laundering Specialist) or FRM (Financial Risk Manager) are commonly required. Excellent problem-solving abilities, ethical judgment, and effective communication are standout soft skills. These qualifications are essential to detect, evaluate, and mitigate risks while ensuring organizational compliance and protecting assets.

What are some common challenges faced by professionals working in High Risk positions?

Professionals in High Risk roles often face the challenge of staying updated with rapidly changing regulations and identifying evolving threats or vulnerabilities. Balancing thorough risk assessments with fast-paced business demands can also be demanding, as timely yet accurate decisions are critical. Working collaboratively with other departments, such as legal and compliance teams, is common to ensure all-encompassing risk mitigation strategies. These challenges foster a dynamic work environment, requiring adaptability and ongoing professional development.

What are popular job titles related to High Risk jobs in Tennessee? For High Risk jobs in Tennessee, the most frequently searched job titles are:
What cities in Tennessee are hiring for High Risk jobs? Cities in Tennessee with the most High Risk job openings:
Infographic showing various High Risk job openings in Tennessee as of June 2026, with employment types broken down into 83% Full Time, 11% Part Time, and 6% Temporary. Highlights an 100% In-person job distribution, with an average salary of $57,270 per year, or $27.5 per hour.

Risk Rating Manager

First Horizon

Memphis, TN • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 27 days ago


First Horizon Bank rating

8.3

Company rating: 8.3 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

34th of 141 rated banks


Job description

Location: On site in location listed in job posting
SUMMARY
The Risk Rating Manager reports to the Commercial Credit Policy and Governance Manager and is responsible for the management and maintenance of First Horizon's Commercial Risk Rating framework. It includes ownership of the bank's scorecard models, development and maintenance of risk grading guidance, working with line of business and Credit partners on design and revision to models, and being the point of contact for all inquiries related to Commercial risk ratings.
The Risk Rating Manager will build and maintain relationships with partners and stakeholders across the bank, including Lines of Business, Credit, Risk, Technology, Treasury, Finance, and Audit. This role requires high interpersonal skills and the ability to communicate clearly and succinctly with executives, senior management, peers, analysts, regulators, and auditors.
The Risk Rating Manager is expected to work independently with minimal direction from management, lead projects, and manage cross-functional project teams. A broad understanding of Commercial Credit and the use of risk ratings throughout all the activities of a bank is a must.
ESSENTIAL DUTIES AND RESPONSIBILITIES
This position is primarily expected to own the bank's Commercial Credit Risk Rating framework, including its scorecard models. This responsibility includes several facets, including, but not limited to the following.
  • Oversee the lifecycle of commercial rating models from design and development to system implementation and governance
  • Manage risk grading guidance in conjunction with policy, system constraints, and scorecard design.
  • Fulfill current and evolving governance requirements with respect to risk ratings, including reporting on operational and statistical performance
  • Provide input into credit policy as it relates to risk ratings and grading
  • Manage controls associated with risk grading and communicate with appropriate groups on issues and resolution
  • Communicate with several constituents across the bank in each line of defense as well as auditors and regulators about risk rating policy and practice
  • Manage the inventory of scorecard models, including in-use, in-development, and in-pipeline scorecards
  • Monitor and manage scorecard usage, including periodic revisions to existing scorecards, adapting to new products or structures, etc.
  • Monitor scorecard performance from an accuracy and operational perspective. Track and report on scorecard usage, override rates, system integrity, past due scorecards, etc.
  • Be the primary point of contact for oversight groups-regulators, Credit, Credit Assurance, Model Risk Management, and auditors
  • Effectively challenge first line requests for changes to scorecard models, guidance, or policy
  • Lead initiatives for development of or revisions to scorecard models
    • Work with LOB and Credit to define requirements and potential attributes for consideration
    • Lead the project team for new scorecard development or major recalibrations
    • Work with Credit Modeling Team on development, monitoring, testing, and implementation
    • Work with Enterprise Technology on system implementation
    • Design and lead user acceptance testing to ensure a correct implementation
    • Guide changes through governance and business unit acceptance

ADDITIONAL RESPONSIBILITIES
  • Respond to frequent enquiries from constituents-LOB, Credit, Credit Assurance, Internal Audit, etc.-on interpretation of scorecard guidance, rating particular deals, and other questions regarding scorecards
  • Collaborate with Credit Policy and Credit Risk on revisions, updates, or modifications to policies that affect risk grading
  • Collaborate with downstream users of ratings, such as in pricing, CECL, CCAR, and portfolio management
  • Advise the executive management on strategic initiatives, emerging risks or opportunities, and industry best practices in the space of Commercial risk ratings

SUPERVISORY RESPONSIBILITIES
  • At this time, there are no supervisory responsibilities

QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
Minimum Experience:
  • 10 years of Commercial/Wholesale Credit rating experience, including Commercial and Industrial lending, Commercial Real Estate, Small Business, and specialty lines of business
  • Demonstrable experience working with credit rating models and understanding their use, performance metrics, technology requirements, and governance
  • Strong analytical and critical thinking skills with high attention to detail and accuracy
  • Excellent verbal, written, and interpersonal communication skills

Preferred Experience:
  • 15 or more years of Commercial/Wholesale credit rating experience with at least 5 years of owning or leading a risk rating practice

COMPUTER AND OFFICE EQUIPMENT SKILLS
  • Proficiency with Microsoft Office
  • Familiarity with common 3rd party rating platforms such as Moody's CreditLens, Commercial front office systems such as nCino, and core systems such as ACBS

CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)
None required
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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