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Health Insurance Representative Jobs in Tennessee

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Entry-Level Insurance Sales Representative -- 1099 Commission Only Company: Maverick Insured ... health insurance.

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Health Insurance Representative information

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$23.1K

$59.6K

$75.8K

How much do health insurance representative jobs pay per year?

As of Aug 7, 2026, the average yearly pay for health insurance representative in Tennessee is $59,586.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,400.00 and $69,900.00 per year, depending on experience, location, and employer.

What is the difference between Health Insurance Representative vs Insurance Agent?

AspectHealth Insurance RepresentativeInsurance Agent
CredentialsMay require state licensing, health insurance certificationsRequires state licensing, general insurance certifications
Work EnvironmentInsurance companies, customer service centersIndependent or agency offices, client meetings
Employer & IndustryHealth insurance providers, healthcare industryInsurance agencies, multiple insurance sectors
Search & Comparison IntentFocus on health insurance products, coverage optionsBroader insurance products, policies across sectors

Health Insurance Representatives primarily focus on health insurance policies, working within insurance companies or healthcare providers. Insurance Agents often handle a variety of insurance types, including health, auto, and home, working independently or for agencies. While both roles require licensing and customer service skills, Health Insurance Representatives specialize in health coverage, making them more suitable for those interested specifically in health insurance careers.

What does a health insurance representative do?

A Health Insurance Representative assists clients in understanding, selecting, and managing health insurance policies. They provide information on coverage options, help customers file claims, and resolve issues related to benefits or billing. Representatives may also process applications, explain policy details, and ensure that clients receive the appropriate coverage for their needs. Their role is vital in helping individuals and businesses navigate the complexities of health insurance.

What are some common challenges health insurance representatives face when assisting clients, and how can they effectively address them?

Health Insurance Representatives often encounter challenges such as explaining complex policy details, resolving billing issues, and handling sensitive customer concerns. To effectively address these, it's important to have strong communication skills and patience, as well as a thorough understanding of the company's products and procedures. Representatives typically work closely with both clients and internal teams, such as claims processors and underwriters, to resolve issues efficiently. Staying current on industry regulations and maintaining empathy during client interactions are also key to building trust and ensuring customer satisfaction.

How to get a job as a health insurance representative?

To become a health insurance representative, candidates typically need a high school diploma or equivalent, and some roles may require a license or certification such as the Health Insurance License. Relevant skills include customer service, communication, and knowledge of insurance policies, often gained through on-the-job training or courses. Applying through insurance companies, broker agencies, or staffing agencies and demonstrating strong interpersonal skills are key steps in securing a position.

What are the key skills and qualifications needed to thrive as a health insurance representative?

To thrive as a Health Insurance Representative, you need a solid understanding of health insurance policies, claims processing, and customer service, often supported by a high school diploma or relevant associate degree. Familiarity with claims management software, CRM systems, and regulatory guidelines like HIPAA is typically required. Excellent communication, problem-solving, and organizational skills help you address client concerns and navigate complex situations. These capabilities are crucial for ensuring client satisfaction, regulatory compliance, and efficient claims resolution.
Infographic showing various Health Insurance Representative job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $59,586 per year, or $28.6 per hour.

Insurance Sales Rep

Allstate- Sumner Insurance Group

Hendersonville, TN โ€ข On-site

$55K - $75K/yr

Full-time

Medical, Dental, Vision, Life, PTO

Re-posted 8 days ago


Job description

For over 22 years, Allstate-Sumner Insurance Group has proudly protected families and businesses across Tennessee and Kentucky. Our agency has earned a reputation for integrity, trust, and excellence. We go beyond selling policies by building lasting relationships, delivering peace of mind, and serving our community with purpose. Our team is driven, supportive, and committed to helping each other succeed while making a meaningful impact every day.

We're seeking an ambitious Insurance Sales Representative to join our high-performing team. In this role, you will generate new business, strengthen client relationships, and help customers. Youll enjoy a family-like culture, hands-on training, and significant opportunities for career advancement.

  • $55,000-$75,000 first-year earnings potential
  • Paid time off (PTO) and your birthday off with pay
  • Flexible schedule and work location
  • Health, dental, vision, and life insurance
  • Tuition reimbursement and hands-on training
  • Mon-Fri schedule with evenings and weekends off
  • Team outings, office parties, and community give-back projects

Take the next step in your career with a role that offers challenge, support, and growth. Apply today!


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Flexible Schedule

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Hands on Training

Tuition Reimbursement

Mon-Fri Schedule

Evenings Off

Weekends Off

Paid Birthday Off

Team Outings

Office Parties

Community Events

Charity Events


Responsibilities
  • Generate new business by proactively reaching out to prospects and converting leads into clients
  • Cross-sell and upsell policies to existing customers to ensure full protection
  • Uncover opportunities through needs-based conversations, referrals, and relationship building
  • Provide exceptional service and personalized insurance solutions
  • Consistently meet and exceed sales goals through follow-up and closing skills

Requirements
  • Active insurance license (we will help you obtain your license)
  • Sales-driven and goal-oriented with a proven desire to succeed
  • Strong communication skills with the ability to listen, build rapport, and explain options clearly
  • Resilient and adaptable, with persistence in overcoming objections
  • Coachable and open to feedback in a growth-minded environment