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Health Insurance Agent Jobs in Naples, FL (NOW HIRING)

Insurance Sales Agent

Estero, FL · On-site

$60K - $75K/yr

... Insurance Sales Agent to join our team. Whether you already have insurance experience or have a proven track record in sales, we'd love to talk with you. If you're driven, coachable, and enjoy ...

Insurance Sales Agent

Estero, FL · On-site

$60K - $75K/yr

... Insurance Sales Agent to join our team. Whether you already have insurance experience or have a proven track record in sales, we'd love to talk with you. If you're driven, coachable, and enjoy ...

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Health Insurance Agent information

See Naples, FL salary details

$11

$24

$55

How much do health insurance agent jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for health insurance agent in Naples, FL is $24.97, according to ZipRecruiter salary data. Most workers in this role earn between $19.04 and $28.75 per hour, depending on experience, location, and employer.

What is a health insurance agent?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

What does a health insurance agent do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the key skills and qualifications needed to thrive as a health insurance agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.

What are the most common challenges health insurance agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

Is it hard to be a health insurance agent?

Being a health insurance agent can be challenging due to the need to understand complex policies, stay updated on regulations, and build client relationships. Success often depends on strong communication skills, product knowledge, and persistence in a competitive environment.

What are the most commonly searched types of Health Insurance Agent jobs in Naples, FL?

The most popular types of Health Insurance Agent jobs in Naples, FL are:

What job categories do people searching Health Insurance Agent jobs in Naples, FL look for?

The top searched job categories for Health Insurance Agent jobs in Naples, FL are:

What cities near Naples, FL are hiring for Health Insurance Agent jobs?

Cities near Naples, FL with the most Health Insurance Agent job openings:

Infographic showing various Health Insurance Agent job openings in Naples, FL as of August 2026, with employment types broken down into 2% As Needed, 77% Full Time, 16% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $51,942 per year, or $25 per hour.

Life/Health Insurance Position - State Farm Agent Team Member

Riley Jordan - State Farm Agent

Naples, FL • On-site

$40K - $60K/yr

Full-time

Medical, Life, PTO

Re-posted 27 days ago


Job description

Benefits:
  • Bonus based on performance
  • Opportunity for advancement
  • Paid time off
  • Training & development

ROLE DESCRIPTION:
Riley Jordan - State Farm Agent is seeking a qualified and empathetic professional for the role of Life/Health Insurance Position - State Farm Agent Team Member. As a customer-oriented expert, you will market the Life/Health insurance services and products to benefit customers and their families. Your experience equips you to continually grow your income as you provide the necessary support and reassurances. 
As a strategic and emotionally intelligent resource to the community, we are excited to expand our successful agency with your skillset. 
RESPONSIBILITIES:
  • Offer life and health insurance policies to new and existing customers.
  • Conduct needs analysis to identify insurance products for customers.
  • Explain policy features, benefits, and exclusions to customers.
  • Assist customers with claims and policy changes.
  • Develop and maintain customer relationships.
  • Stay updated on industry trends and new product offerings.
  • Ensure compliance with state and federal regulations.
QUALIFICATIONS:
  • State insurance license for life and health insurance.
  • Communication and interpersonal skills.
  • Ability to understand and explain complex insurance products.
  • Sales experience, preferably in insurance.
  • Detail-oriented with excellent organizational skills.
  • Ability to build and maintain customer relationships.
  • Proficiency with insurance agency software.