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Health Insurance Agent Jobs in Modesto, CA (NOW HIRING)

HealthMarkets

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Licensed Insurance Agent Virtual - Modesto, CA

Modesto, CA · Remote

$120K - $220K/yr

Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any ... HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized ...

Fiesta Auto Insurance

Insurance Agent

Riverbank, CA · On-site

$85K - $125K/yr

Insurance Agent Fiesta Auto Insurance G&P is the #1 franchisee nationwide for Fiesta Auto Insurance. With locations in over 50 cities across California, we are proud to serve the CA025 community and ...

Kemper

Licensed Insurance Agent

Stockton, CA · On-site

... a healthy work-life balance, can be highly motivating and productive. Kemper's products and ... Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ...

Senior Benefit Services

Insurance Agent

Turlock, CA

Help seniors save hundreds or even thousands annually while improving access to quality health ... Health Insurance Benefits: Health insurance for agents (including coverage for spouses and children)

Senior Benefit Services

Insurance Agent

Modesto, CA

Help seniors save hundreds or even thousands annually while improving access to quality health ... Health Insurance Benefits: Health insurance for agents (including coverage for spouses and children)

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Health Insurance Agent information

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$12

$27

$62

How much do health insurance agent jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for health insurance agent in Modesto, CA is $27.97, according to ZipRecruiter salary data. Most workers in this role earn between $21.30 and $32.21 per hour, depending on experience, location, and employer.

What does a health insurance agent do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the most common challenges health insurance agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

How to get a job as a health insurance agent?

To become a health insurance agent, you typically need to complete state licensing requirements, which often include pre-licensing courses and passing a licensing exam. Having strong communication skills, knowledge of insurance products, and obtaining relevant certifications can improve job prospects. Many agents work for insurance companies or as independent agents, and licensing must be maintained through continuing education.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

What is a health insurance agent?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

Is it hard to be a health insurance agent?

Being a health insurance agent can be challenging due to the need to understand complex policies, stay updated on regulations, and build client relationships. Success often depends on strong communication skills, product knowledge, and persistence in a competitive environment.

What are the key skills and qualifications needed to thrive as a health insurance agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.
More about Health Insurance Agent jobs
What are the most commonly searched types of Health Insurance Agent jobs in Modesto, CA? The most popular types of Health Insurance Agent jobs in Modesto, CA are:
What are popular job titles related to Health Insurance Agent jobs in Modesto, CA? For Health Insurance Agent jobs in Modesto, CA, the most frequently searched job titles are:
What job categories do people searching Health Insurance Agent jobs in Modesto, CA look for? The top searched job categories for Health Insurance Agent jobs in Modesto, CA are:
What cities near Modesto, CA are hiring for Health Insurance Agent jobs? Cities near Modesto, CA with the most Health Insurance Agent job openings:
Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in Modesto, CA as of August 2026, with employment types broken down into 1% As Needed, 61% Full Time, 34% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $58,184 per year, or $28 per hour.

Licensed Insurance Agent Virtual - Modesto, CA

HealthMarkets

Modesto, CA • Remote

$120K - $220K/yr

Contractor

Re-posted 21 days ago

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Job description

HealthMarkets Overview Job Description:

If you’re looking for an exciting opportunity where you can change people’s lives

and achieve financial success as an independent licensed insurance agent, you’ve

come to the right place. Becoming an independent licensed insurance agent with

HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed

insurance agents the resources and support they need to grow their businesses

and succeed in the industry, all while making a difference in people’s lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency

delivering high-touch, customized health and supplemental insurance solutions to

individuals, families and small businesses. Millions of Americans depend on us to

help explore their insurance coverage options – and we’re looking for licensed

insurance agents like you to help us continue that mission.

So, whether you’re an experienced insurance agent looking for your next

opportunity or are just starting out and looking for an opportunity to demonstrate

your talents, HealthMarkets is the career move that can help change your life.

Job description:

If you’re a licensed insurance agent with 4-5 years of experience, we want you. As

an independently contracted licensed insurance agent with HealthMarkets, you’ll

be collaborating with one of the largest independent health insurance agencies in

the US. You’ll have the opportunity to grow a business, all while making a

difference in people’s lives.

Not only that, but HealthMarkets will offer you the resources you need to

succeed. We’ll give you access to leads, quoting tools, training resources, and

more so you can focus on what you do best: selling. Contact us today and succeed

on your terms with HealthMarkets.

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed

acting as independent contractors and not as employees. HealthMarkets independent licensed

insurance agents shall for all purposes be deemed to be independent contractors and shall have

no authority to act or represent themselves as an employee or partner of HealthMarkets

Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a

commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance

agency nationwide except in MA. Not all agents are licensed to sell all products. Service and

product availability may vary by state.

51934-HM-0225

Company Description

Founded in 1984, HealthMarkets subsidiaries have been helping people find the coverage they need at a price they can afford for over 30 years. We have also been busy helping entrepreneurs discover their potential through our independent agency. With decades of experience, HealthMarkets has developed a sure-fire strategy for providing our agents with that they need to succeed, as well as providing a place for community, and of course, an exciting rewards program.