ZipRecruiter

Log In

1

Head Of Credit Risk Jobs in Rio Rancho, NM (NOW HIRING)

next page

Showing results 1-20

All JobsHead Of Credit Risk JobsHead Of Credit Risk Jobs in Rio Rancho, NM

Head Of Credit Risk information

See Rio Rancho, NM salary details

$78K

$142.8K

$216K

How much do head of credit risk jobs pay per year?

As of Jul 5, 2026, the average yearly pay for head of credit risk in Rio Rancho, NM is $142,782.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,400.00 and $160,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Head of Credit Risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the salary of VP credit risk?

The salary of a VP of Credit Risk typically ranges from $100,000 to $150,000 annually, depending on experience, location, and the company's size. In large financial institutions like JP Morgan, total compensation may also include bonuses and benefits. This role often requires strong analytical skills and relevant certifications such as CFA or FRM.

What are the 5 C's of credit risk?

The 5 C's of credit risk—character, capacity, collateral, capital, and conditions—are key factors used by credit risk professionals, including Heads of Credit Risk, to evaluate a borrower's creditworthiness. These criteria help assess the likelihood of repayment and inform lending decisions, often supported by financial analysis and credit scoring tools.

What does a head of credit risk do?

A head of credit risk oversees an organization's credit risk management strategies, assessing and mitigating potential losses from borrower defaults. They analyze credit data, develop risk policies, and ensure compliance with regulations, often using tools like credit scoring models and risk assessment software. This role requires strong analytical skills and industry knowledge to maintain financial stability.

What is the highest paying job in credit?

The highest paying roles in credit typically include Chief Credit Officer and Head of Credit Risk, with salaries often exceeding $150,000 annually, especially in large financial institutions. These positions require extensive experience, advanced risk management skills, and often relevant certifications like CFA or FRM.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a Head of Credit Risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.
What job categories do people searching Head Of Credit Risk jobs in Rio Rancho, NM look for? The top searched job categories for Head Of Credit Risk jobs in Rio Rancho, NM are:
Head Of Credit Risk jobs near you
Infographic showing various Head Of Credit Risk job openings in Rio Rancho, NM as of June 2026, with employment types broken down into 68% Full Time, 24% Part Time, 4% Temporary, and 4% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $142,782 per year, or $68.6 per hour.

Business Banking Senior Credit Analyst

Sunflower Bank NA

Albuquerque, NM • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Job description

Job Type
Full-time
Description
At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it's what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.
Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Business Banking Senior Credit Analyst.
Description:
The Senior Credit Analyst position will be in a leading role in supporting the Business Banking team with centralized underwriting needs, assist with line of business portfolio management and other complex credit functions.
Responsibilities:
  • Producing complex credit analysis assignments for the line of business including new extensions of credit, renewals of credit, annual reviews, modifications and other assignments. In addition taking a leading role in the underwriting goals to provide guidance and training to other analysts on the team.
  • Understanding the bank's metrics and conditions for tracking its client's operating/financial performance after loan origination including covenant monitoring and borrowing base compliance.
  • Firm understanding of bank's loan policy/program for extending credit to its clients.
  • Provide front end support of loan request packages to ensure all pertinent financial information is in the credit file.
  • Strong understanding of loan documentation and capable of producing summaries of important loan conditions and collateral structures.
  • Become efficient in the use of all system and procedures used by the business banking in its daily functioning including spreading software, credit approval software and formats for all formal credit recommendations of various types.
  • Responsibilities may require an adjusted work schedule, overtime, and evening/weekend hours in order to meet deadlines.

Education / Experience Preferred:
  • Bachelor's Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred. In lieu of a degree, applicant must have completed a formal credit training program or certification.
  • Minimum of three (3) years in commercial credit analysis function.
  • Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit
  • Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
  • Must possess solid business communication skills including ability to write in a professional business manner utilizing correct grammar and sentence structure.
  • Must possess ability to prioritize and complete tasks or projects on time.
  • Must have the ability to remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
  • Must possess strong customer service skills.
  • Must possess good organizational skills, a high level of accuracy and strong attention to detail.
  • Ability to handle sensitive information with complete confidentiality and professionalism.
  • Must possess knowledge of, and the ability to use current technology proficiently, including a personal computer, keyboard and mouse, Microsoft Office (Outlook, Word and Excel) and other technology based tools.
  • Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
  • Travel may be required, as needed.

Pay is dependent on knowledge, skills, abilities, experience, and location.
Working Conditions
The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.
Sunflower Bank Benefits
People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.
Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:
  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused

Associates enjoy outstanding benefits, including:
  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!

If you qualify, apply online at www.sunflowerbank.com/careers.
You've never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Apply