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Head Of Credit Risk Jobs in Michigan (NOW HIRING)

Carhartt

Sr. Manager, Credit

Dearborn, MI · On-site

This role blends strategic oversight with hands-on management of credit operations, analytics, customer risk assessment, and cross-functional partnership with Sales, FP&A, Legal, IT, Distribution and ...

Commercial Alliance

Senior Credit Analyst

Troy, MI · On-site

As a Senior Credit Analyst, you will be responsible for assessing the credit worthiness of individuals and businesses seeking loans or credit lines. You will analyze financial data, evaluate risk ...

Ideal Clamp Products

Credit Manager

Auburn Hills, MI · On-site

Credit Manager The Ideal Tridon Group comprises a family of brands that support, secure, and ... This role manages credit risk, sets and reviews customer credit limits, and drives performance ...

ThyssenKrupp

Credit

Southfield, MI · On-site

$60K - $70K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This role ensures proper customer setup, credit risk oversight, and timely financial reporting ... Maintain accurate setup of parent accounts and ensure all related child accounts are properly ...

TD Bank Group

Risk Manager I (US)

Southfield, MI · On-site

$91K - $136K/yr

  • Medical

  • Retirement

  • PTO

The position is expected work with data vendors such as Credit bureaus to obtain and validate varieties of risk data, apply mathematical methodologies to explore opportunities of utilizing both ...

Td

Risk Manager I (US)

Southfield, MI · On-site

$91K - $136K/yr

  • Medical

  • Retirement

  • PTO

The position is expected work with data vendors such as Credit bureaus to obtain and validate varieties of risk data, apply mathematical methodologies to explore opportunities of utilizing both ...

thyssenkrupp

Credit Analyst

Southfield, MI · On-site

$60K - $70K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This role ensures proper customer setup, credit risk oversight, and timely financial reporting ... Maintain accurate setup of parent accounts and ensure all related child accounts are properly ...

Socket.dev

Head of Design Quality

Northville, MI · On-site

$140 - $190/hr

  • Medical

  • Retirement

  • PTO

Head of Design Quality Location Northville, USA FORVIA HELLA is a listed international automotive ... Coordinate quality planning activities including Risk assessments, DFMEA / PFMEA alignment, Quality ...

GreenStone Farm Credit Services

Credit Analyst

Grand Rapids, MI · On-site +1

$150/day

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Deep understanding of credit analysis underwriting, risk assessment and financial modeling on larger, more complex requests. * Strong analytical and problem-solving skills. * Exceptional attention to ...

Crystal Flash

Credit Specialist

Grand Rapids, MI

... of risk and credit. * Work closely with Bulk Plant Managers and Sales department to keep them informed of problem accounts which have been shut off due to lack of payment and actions that need to be ...

Remora

Head of Supply Chain

Wixom, MI · On-site

$174K - $197K/yr

  • Medical

  • Retirement

  • PTO

... risk and cashflows, and build a strategy to deliver on time and under budget for Remora ... credits. We've signed up some of the largest companies in the world to pilot our technology ...

GreenStone Farm Credit Services

Credit Analyst

East Lansing, MI · On-site +1

$150/day

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Deep understanding of credit analysis underwriting, risk assessment and financial modeling on larger, more complex requests. * Strong analytical and problem-solving skills. * Exceptional attention to ...

Remora

Head of Supply Chain

Wixom, MI

$174K - $197K/yr

  • Medical

  • Retirement

  • PTO

... risk and cashflows, and build a strategy to deliver on time and under budget for Remora ... credits. We've signed up some of the largest companies in the world to pilot our technology ...

Bank of Ann Arbor

Credit Manager

Ann Arbor, MI · On-site

Support the development and execution of portfolio strategies to maintain credit quality and align with the bank's risk appetite * Partner with Special Assets and lending teams on problem loan ...

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Showing results 21-40

All JobsHead Of Credit Risk JobsHead Of Credit Risk Jobs in Michigan

Head Of Credit Risk information

See Michigan salary details

$75.4K

$138K

$208.7K

How much do head of credit risk jobs pay per year?

As of Aug 13, 2026, the average yearly pay for head of credit risk in Michigan is $137,984.00, according to ZipRecruiter salary data. Most workers in this role earn between $116,400.00 and $154,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.
What are popular job titles related to Head Of Credit Risk jobs in Michigan? For Head Of Credit Risk jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Head Of Credit Risk jobs in Michigan look for? The top searched job categories for Head Of Credit Risk jobs in Michigan are:
What cities in Michigan are hiring for Head Of Credit Risk jobs? Cities in Michigan with the most Head Of Credit Risk job openings:
Head Of Credit Risk jobs near you
Infographic showing various Head Of Credit Risk job openings in Michigan as of August 2026, with employment types broken down into 89% Full Time, 7% Part Time, and 4% Contract. Highlights an 87% In-person, 9% Hybrid, and 4% Remote job distribution, with an average salary of $137,984 per year, or $66.3 per hour.

Sr. Manager, Credit

Carhartt

Dearborn, MI • On-site

Full-time

Re-posted 2 days ago

Carhartt rating

8.0

Company rating: 8.0 out of 10

Based on 29 frontline employees who took The Breakroom Quiz

Job description

Position Details:
Title: Sr. Manager, Credit
Department: Accounting
Reports to: Director, Finance - CCG/NAWS
Location: Dearborn
Job Classification: Hybrid
FLSA Status: Exempt
Job Band: Manager
Job Summary
The Sr. Manager, Credit plays a critical role in the Company's financial success by establishing credit policies, optimizing risk adjusted credit portfolio performance, ensuring timely collections, overseeing resolution of customer chargebacks and enabling profitable revenue growth across the business. This role blends strategic oversight with hands-on management of credit operations, analytics, customer risk assessment, and cross-functional partnership with Sales, FP&A, Legal, IT, Distribution and Customer Care. Success in this position requires robust business acumen and a deep understanding of corporate strategies, enabling alignment of departmental objectives with broader organizational goals. The leader is accountable for leveraging artificial intelligence (AI) technologies to optimize decision-making, automate processes, and enhance team performance, while also fostering effective partnerships with Sales leadership to drive revenue growth and customer satisfaction.
Inspired by Hard Work
At Carhartt, the values of hard work-dependability, honesty, and trust-are rooted in the legacy of our founder, Hamilton Carhartt. His commitment to serving hardworking people continues to inspire everything we do. Guided by his legacy and our mission-We serve and protect all hardworking people by building durable products-we remain dedicated to upholding these principles in every decision we make and every product we create.
Associate Responsibilities
  • Lead and develop the credit, collections, and deductions/chargebacks teams, establishing clear goals, KPIs, and performance expectations aligned with the company's broader financial and strategic objectives.
  • Create and maintain credit risk models that reflect strategic growth plans, tailored for unique business unit needs, industry benchmarks, trade reporting insights, and customer relationship history-maximizing credit availability while mitigating unacceptable risk exposure.
  • Assess customer creditworthiness using advanced analytics and AI-driven scoring models. Develop credit policies that balance risk and growth opportunities, and establish clear protocols for holds, escalations, and cross-functional alignment in resolving issues.
  • Collaborate proactively with Sales leadership to align credit strategies with revenue objectives, resolve customer challenges, provide guidance on credit decisions, and benchmark customer and portfolio risk relative to industry peers. Promote open communication and joint problem-solving to enhance customer experience.
  • Drive holistic account management and portfolio health, ensuring customer balances remain within established metrics. Build and maintain policies and processes that incorporate corporate risk tolerance, industry best practices, and operational benchmarks.
  • Oversee and optimize the collections process, leveraging automation and predictive tools to prioritize accounts, anticipate payment behaviors, and improve communication efficiency. Lead cross-functional efforts with Sales, Customer Care, DC Operations, and AR to accelerate dispute resolution and improve cash conversion.
  • Ensure credit and collections operations support corporate financial strategy, integrating an understanding of company priorities and long-term goals into decision-making, policy design, and process enhancements.
  • Develop and refine cash flow forecasts to support Treasury planning. Collaborate with FP&A and Accounting on the analysis of deductions, disputes, and bad debt performance.
  • Champion the adoption of AI and automation technologies, including machine learning models, predictive analytics, AI chatbots, and RPA. Continuously evaluate and evolve department workflows to improve efficiency, accuracy, and service levels.
  • Manage the company's trade credit insurance policy, including policy administration, compliance, reporting, and claims processing with the insurer. Act as primary liaison with our third-party broker.
  • Manage relationships and negotiate contracts with third-party credit reporting services, including Dun & Bradstreet, Creditntell, and similar partners.

Required Education
  • Bachelor's degree in accounting, finance, or related field.
  • Master's degree preferred

Required Skills & Experience
  • 10+ years of experience leading credit, collections, or accounts receivable functions, including establishing customer credit lines, conducting market and industry risk assessments, and participating in credit industry associations (e.g., NACM/CRF).
  • 2-4 years of leadership experience with a track record of developing and attracting talent.
  • Strong analytical, problem-solving, and business acumen, with proficiency in AI-enabled analytics platforms and experience integrating artificial intelligence or automation technologies into credit or operational workflows.
  • Exceptional communication and presentation skills, with the ability to influence decision-making, collaborate across all levels of the organization, and independently create and deliver executive-level presentations.
  • Proven ability to operate in a fast-paced, dynamic environment, managing multiple priorities with strong attention to detail, organizational discipline, and a high degree of accountability.
  • Strong interpersonal and leadership skills, including the ability to motivate teams, influence cross-functional partners, and drive results through collaboration.
  • Experience with ERP systems, including at least two years supporting system reviews or enhancements; SAP experience preferred.
  • Industry experience in consumer goods credit management, apparel or footwear, preferred.

Physical Requirements and Working Conditions
  • Office environment, cubicle setting.
  • Extended periods of time sitting, standing, typing on a computer is required.
  • Able to work some evenings or weekends if necessary.
  • Travel required, less than 25%.
  • This position has a Hybrid location: Associate will work on-site regularly as needed for work activities.
  • Carhartt is a tobacco free workplace.

#LI-HYBRID
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by law.
All associates are required to understand and act in accordance with the Carhartt Core Values. Carhartt reserves the right to change, modify, suspend, interpret or cancel in whole or in any part, the job duties outlined above at any time and without advance notice to the employee.

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