Graduate Junior Software Developer Jobs in Toronto, ON

Your Moneris Career - The Opportunity

As a Software Developer III, you will design, develop, and enhance systems powering Moneris' Credit Risk platform, supporting core business operations and decisioning.

You'll contribute to a platform that evaluates credit risk in a highreliability environment, where performance, accuracy, and scalability directly impact business outcomes. This role offers exposure to modern backend development using Java, Spring Boot, and cloud technologies, with opportunities to influence system design and architecture. You will work across the full software development lifecycle, from requirements through production delivery, collaborating with cross-functional teams and stakeholders. The team emphasizes clean architecture principles, test-first development, and continuous improvement in a domain with real business impact.

Additional Role Details

Location: You will be based in our Toronto office, balancing in-office collaboration with remote flexibility.

Reporting Relationship: You will report to the Manager, Software Development

Posting Type: New Position

Salary Range: The expected base salary range for this role is $85,000 - $119,000.

Total compensation may also include variable or discretionary incentive components, including but not limited to bonuses and commissions. Individual job offers are determined by various factors, including experience, education, skills, certifications, and other business needs.

Your Moneris Career - What you'll do

• Design, develop, and maintain backend services supporting the Credit Risk platform.

• Build and enhance RESTful APIs using Java and Spring Boot.

• Analyze business requirements and translate them into scalable technical solutions.

• Contribute to system architecture using layered and domain-driven design principles.

• Implement and maintain automated testing, including unit tests and test data strategies.

• Collaborate with stakeholders to improve system performance and decisioning accuracy.

• Support full SDLC, including code reviews, builds, deployments, and production support.

• Mentor junior developers and contribute to code quality and engineering standards.

Your Moneris Career - What you bring

Required qualifications:

• Bachelor's degree in Computer Science, Software Engineering, or equivalent work experience.

• 4+ years of experience in software development using Java (Java 21 preferred).

• Experience building applications with Spring Boot and RESTful API development.

• Experience working with cloud platforms (Azure preferred; AWS or GCP acceptable).

• Understanding of modern architecture patterns (layered, hexagonal, or domain-driven design).

• Experience with SQL and NoSQL databases.

• Experience with unit testing frameworks (e.g., JUnit) and shift-left development practices.

• Experience working in Agile development environments.

Preferred qualifications:

• Experience in financial services or credit risk/adjudication systems.

• Experience with Drools or similar business rules engines.

• Experience with Azure Functions or serverless architecture.

• Experience with testing and QA tools such as RestAssured, Mockito, and JaCoCo.

• Experience with Spring Data JPA and enterprise data access patterns.

• Experience with CI/CD pipelines and build tools such as Maven.

At Moneris, we believe in empowering you to succeed-personally and professionally. As part of our team, you'll have access to resources, opportunities, and an inclusive environment that supports your development and career.

• Comprehensive Total Rewards Program, including performance-based bonuses, flexible benefits starting from day one, and your choice of a health spending account (HSA) or personal spending account (PSA)

• Retirement planning support, with profit-sharing programs including company match and a defined contribution pension plan

• Growth & development opportunities, including unlimited access to Coursera, mentorship programs, and an internal gig marketplace

• Holistic wellness support, with an Employee & Family Assistance Program, 24/7 virtual healthcare, and workplace wellness initiatives

• Flexibility that works for you, including hybrid work arrangements, a Work from Abroad program, and paid time off programs

• Recognition and rewards, with company-wide recognition programs, exclusive banking perks from RBC & BMO, and access to great employee discounts

We understand that systemic barriers may contribute to imposter syndrome for some candidates. We encourage you to apply even if you do not meetevery qualificationlisted.

#LI-Hybrid

Note: We welcome and encourage applications from Indigenous peoples, people of colour, people with disabilities, people of all genders, sexual orientation and intersectional identities.

AI Disclosure: We may use AI-enabled tools to screen, select, and assess applications. All AI outputs are reviewed and validated by our recruitment team.

We acknowledge that people from equity-deserving groups (including racialized individuals, women, gender diverse individuals, individuals with disabilities, neurodivergent individuals, members of 2SLGBTQIA+ communities and those born outside of Canada) are less likely to apply for jobs unless they feel they meet all the requirements posted. At Moneris, we believe candidates bring experience to their work in many ways. We encourage you to apply and share, in the application form, the transferrable experience you bring, and how this will support your success in this role.