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Fintech Engineer Jobs in Toronto, ON (NOW HIRING)

OUR MISSION: Money is broken. We're fixing it. Credit cards are an invention of the 1950s. Every payment 'innovation' since then has been built on top of antiquated architecture that taxes both ...

Senior Software Developer, Fintech

Toronto, ON · Hybrid

CA$170K - CA$195K/yr

The Senior Software Engineer, Fintech is a hands-on technical leader responsible for building, operating, and evolving critical client-facing features within Clio Manage, our industry-leading case ...

Senior Software Engineer, Integrations

Toronto, ON · On-site +1

CA$120K - CA$140K/yr

Founded and led by veteran fintech engineers who've built portfolio systems for global banks, hedge funds, and regulators, d1g1t gives wealth management firms capabilities they've never had before.

Our Fintech engineering teams are modernizing platforms that support millions of credit applications annually. We work on systems for credit application processing, lender and dealer workflows, fraud ...

FinTech Client Consultant

Toronto, ON · Hybrid

CA$66K - CA$91K/yr

We'relooking for a curious, driven professional to join our Global FinTech Client Support team ... AMaster's in Finance, Quantitative Finance, Financial Engineering, Economics,Mathematicsor a ...

Analytics Engineer

Toronto, ON · On-site

CA$65K - CA$85K/yr

PRL) is the fintech company building a new world of financial opportunity by facilitating access to credit for consumers underserved by traditional financial institutions. Through its AI-driven ...

Evaluate emerging technologies, settlement mechanisms, fintech protocols, and platform investments. * Mentor senior engineers and technical leaders while raising the engineering bar across the ...

Senior Program Manager

Toronto, ON · On-site

CA$120K - CA$150K/yr

Founded and led by veteran fintech engineers who've built portfolio systems for global banks, hedge funds, and regulators, d1g1t gives wealth management firms capabilities they've never had before.

... Engineer with deep AWS expertise, multi-account architecture experience, and strong leadership ... Continuously evolve cloud architecture to support fintech-grade reliability and compliance ...

Cybersecurity Engineer

Etobicoke, ON · Hybrid

CA$100K - CA$150K/yr

Experience operating in fintech, cryptocurrency, or other regulated environments. * Strong ... Detection engineering experience. * Experience with SAST/DAST tooling and workflows. * Familiarity ...

Web3 / Stablecoin Fintech Languages: Mandarin Chinese (Required) + English Compensation: Open ... with developers to reproduce and resolve issues. 7. Set up and maintain test environments ...

Web3 / Stablecoin Fintech Languages: Mandarin Chinese (Required) + English Compensation: Open ... with developers to reproduce and resolve issues. 7. Set up and maintain test environments ...

Role: Data Engineer Location: Fully Remote (Canada, EST time zone) Compensation: Salary + Bonus ... Growth: Be part of a fast-scaling fintech and embedded finance space * Ownership: Contribute ...

DevOps Cloud Engineer

Toronto, ON · Hybrid

CA$86K - CA$118K/yr

As a DevOps CloudEngineeryou'llplay a critical role in designing, automating, andoperatingthe cloud ... Background in capital markets, fintech, or regulated industries. This position willbe located ...

As a DevOps Cloud Engineeryou'llplay a critical role in designing, automating, andoperatingthe ... Background in capital markets, fintech, or regulated industries. Come as You Are Nasdaq is an equal ...

Build a better way to borrow Fig is a Canadian fintech making personal lending simpler, faster, and ... About the role We're hiring a Head of Engineering to play a central role in Fig's evolution from a ...

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Fintech Engineer information

What are some common challenges Fintech Engineers face when integrating new technologies with legacy banking systems?

Fintech Engineers often encounter difficulties when connecting modern applications to legacy banking infrastructures, which may use outdated programming languages or lack robust APIs. These challenges require creative problem-solving, strong documentation skills, and close collaboration with IT and compliance teams to ensure security and regulatory standards are met. Successfully navigating these integrations not only improves technical proficiency but also builds valuable experience in bridging traditional finance with cutting-edge technology.

What is a Fintech Engineer?

A Fintech Engineer is a technology professional who designs, develops, and maintains software systems and solutions for the financial technology industry. Their work typically involves building applications and platforms for digital banking, payment processing, online lending, investment management, and other financial services. Fintech Engineers often use programming languages like Python, Java, or C++, and they must understand financial regulations, cybersecurity, and emerging technologies such as blockchain and artificial intelligence. They play a crucial role in making financial services more accessible, efficient, and secure.

What is the difference between Fintech Engineer vs Software Developer in Fintech?

AspectFintech EngineerSoftware Developer in Fintech
Required CredentialsBachelor's in Computer Science, Fintech certificationsBachelor's in Computer Science or related field
Work EnvironmentFinancial institutions, Fintech startupsTech companies, Fintech firms
Industry UsageDesigns financial tech solutions, blockchain, paymentsDevelops software applications, APIs for Fintech

Fintech Engineers focus on creating and implementing financial technology solutions, often working on blockchain, payments, and security systems. Software Developers in Fintech build the applications and platforms that power these solutions. While both roles require programming skills, Fintech Engineers typically have specialized knowledge of financial systems and compliance, making their roles distinct yet overlapping in the Fintech industry.

What are the key skills and qualifications needed to thrive as a Fintech Engineer?

To thrive as a Fintech Engineer, you need strong programming abilities (such as Python, Java, or C++), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with fintech platforms, blockchain technology, APIs, and certifications like AWS Certified Solutions Architect or CFA are highly beneficial. Analytical thinking, problem-solving, attention to detail, and effective communication are crucial soft skills in this role. These competencies are vital for developing secure, innovative, and compliant financial technology solutions in a rapidly evolving industry.
Infographic showing various Fintech Engineer job openings in Toronto, ON as of July 2026, with employment types broken down into 74% Full Time, 14% Part Time, and 12% Contract. Highlights an 55% In-person, 31% Hybrid, and 14% Remote job distribution.

Full-time

Re-posted 10 days ago


Job description

OUR MISSION: Money is broken. We're fixing it. Credit cards are an invention of the 1950s.

Every payment 'innovation' since then has been built on top of antiquated architecture that taxes both consumers and businesses alike. It involves far too many middlemen, each of which takes their cut. The end result is that payments 'technology' ends up being a tax on everyone and everything.

So we're fixing it. Come chat with us if this sounds like a worthy cause. Kash is a Y Combinator company.

The Former CEO of Visa is the chair of our board. We have a diverse team of people with complementary skills. Our team includes people from Microsoft, OANDA, Morgan Stanley, Amazon, and YC alum.

We have offices in San Francisco, Waterloo and Toronto. WHAT WE ARE WORKING ON: Payment/Banking Infrastructure Fraud Detection Credit Risk Assessment Cryptographic Security Web Payment Mobile Payment UX WHAT WE DO: Take our mission extremely seriously Take coding and code reviews seriously Use whatever technology we need to make our mission happen WHAT WE ARE LOOKING FOR: We want people who believe in our mission We believe the most important skill is your ability to learn quickly We want 'owners' We want people who communicate effectively BONUS POINTS: You understands the hatred retailers have for the payments industry You understand end consumers pay for bank bureaucracy and complacency