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Full Time Health Insurance Agent Jobs in Rochester, NY

Howard Hanna Holdings

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Health insurance * Dental insurance * Vision insurance * 401(k) * Hands-on training * Career growth opportunities What You'll Do As an Insurance Sales Agent, you'll serve as a trusted advisor to ...

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All JobsHealth Insurance Agent JobsFull Time Health Insurance Agent JobsFull Time Health Insurance Agent Jobs in Rochester, NY

Full Time Health Insurance Agent information

See Rochester, NY salary details

$11

$26

$58

How much do full time health insurance agent jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for full time health insurance agent in Rochester, NY is $26.16, according to ZipRecruiter salary data. Most workers in this role earn between $19.90 and $30.14 per hour, depending on experience, location, and employer.

What does a full time health insurance agent do?

A Full Time Health Insurance Agent helps individuals, families, and businesses find and enroll in health insurance plans that best fit their needs. They explain policy details, coverage options, and assist with the application process. Agents also provide ongoing support by answering questions about coverage, assisting with claims, and helping clients understand new regulations or plan changes. Their goal is to ensure clients have appropriate coverage and understand their benefits.

What are the key skills and qualifications needed to thrive as a full time health insurance agent?

To thrive as a Full Time Health Insurance Agent, you need a solid understanding of health insurance products, policy regulations, and sales techniques, often supported by a state insurance license. Familiarity with CRM software, quoting tools, and insurance carrier platforms is typically required. Strong interpersonal communication, active listening, and problem-solving skills help you build trust and effectively address client needs. These competencies are crucial for meeting sales targets, ensuring compliance, and providing excellent customer service in a competitive industry.

What are some common challenges faced by full time health insurance agents, and how can they be overcome?

Full-time health insurance agents often encounter challenges such as keeping up with constantly changing regulations, understanding a wide variety of plan options, and effectively communicating complex policy details to clients. Staying updated through regular training and leveraging resources provided by carriers or industry associations can help agents remain knowledgeable. Additionally, developing strong interpersonal and organizational skills enables agents to build trust with clients and efficiently manage their caseloads, ultimately leading to better client outcomes and job satisfaction.

What is the difference between Full Time Health Insurance Agent vs Part Time Health Insurance Agent?

AspectFull Time Health Insurance AgentPart Time Health Insurance Agent
Work HoursTypically 35-40 hours per weekFewer hours, often less than 20 hours per week
CredentialsRequired licenses and certifications, similar to part-time agentsSame licensing requirements as full-time agents
Work EnvironmentOffice, remote, or client meetings, full-time scheduleFlexible, part-time schedule, often remote or on-site
Employer & Industry UsageCommon in insurance agencies, health plans, and brokeragesUsed by agencies for flexible staffing and coverage

Full Time Health Insurance Agents work standard hours, often with benefits, focusing on client coverage and sales. Part Time Health Insurance Agents have flexible schedules, typically working fewer hours, but perform similar duties. Both roles require licensing and industry knowledge, but full-time positions often offer more stability and benefits.

Is it worth it to be a full time health insurance agent?

A full-time health insurance agent can earn commissions based on policy sales and renewals, with income potential varying by experience, location, and client base. The role often requires strong sales skills, industry knowledge, and licensing, and income may be inconsistent initially. It can be a viable career for those interested in insurance and customer service, but success depends on effort and market conditions.

Why do so many full time health insurance agents quit?

Full-time health insurance agents often leave the profession due to high competition, fluctuating commissions, and the need for strong sales skills. The job can involve irregular hours, rejection, and ongoing certification requirements, which can contribute to burnout and turnover.

What are the most commonly searched types of Health Insurance Agent jobs in Rochester, NY?

The most popular types of Health Insurance Agent jobs in Rochester, NY are:

Full Time Health Insurance Agent jobs near you
Infographic showing various Full Time Health Insurance Agent job openings in Rochester, NY as of June 2026, with employment types broken down into 79% Full Time, 17% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $54,415 per year, or $26.2 per hour.

Licensed Personal Lines Insurance Agent

J. James Wolfe Insurance Company, Inc

Canandaigua, NY • On-site

$40K - $60K/yr

Full-time

Medical, Dental, Retirement, PTO

Posted 24 days ago

Job description

Join Our Team as an Insurance Agent!

The Wolfe Insurance Agency is an established Independent Insurance Agency. We have served the Finger Lakes Region since 1974. Our customers are a part of our family; we are a part of our community! We are the well-known face folks look to for help when the unexpected and difficult happens.

Daily Responsibilities of the Customer Service Insurance Agent:

  • Develop and maintain client relationships
  • Assess clients' insurance needs and recommend suitable coverage options
  • Provide quotes and sell the insurance best suited to each client
  • Explain policy features, benefits, and exclusions to clients
  • Provide excellent customer service by addressing client inquiries and resolving any issues
  • Analyze clients' current insurance policies and make recommendations for improvements or additional coverage
  • Process policy applications, endorsements, and renewals
  • Submit client's claims and follow-up
  • Collaborate with underwriters, adjusters, and other insurance professionals to ensure client satisfaction

Required Skills for our Customer Service Insurance Agent:

  • Personal Lines Insurance experience
  • Active Property and Casualty License
  • Proven experience and delight in customer service roles
  • Strong communication and interpersonal skills by phone, in person, and through written and electronic correspondence
  • Ability to work independently as well as collaborate with a team
  • High level of organizational skills and attention to detail and follow-through
  • Ability to prioritize job tasks
  • Proficiency in using computer systems and software for policy management
  • Consistent attendance and solid work ethic
  • Work onsite in the office

Front-Runner Insurance Agent Skills:

  • Good experience with Erie Insurance and reference from Erie Insurance Rep.

Salary and Benefits:

This position offers a competitive salary ranging from $40,000 to $60,000 per year, salary commensurate with experience. In addition, we offer a comprehensive benefits package that includes a 401(k) matching plan, flexible schedules, paid vacation and sick time, paid parental leave, earned wage access, and paid short-term disability. We are planning to offer a health and dental insurance plan on the NYS Marketplace for our employees beginning September 2026, and are offering a specific health insurance reimbursement allowance until then. Being a small business, we treat our staff as if they are family, with support and opportunities to grow. We cover costs for all continuing education related to your license and position in the company.

Company Information:

The J. James Wolfe Agency is a family-owned and operated Independent Insurance Agency. We're located in Canandaigua, NY. We've been serving the FingerLakes and Greater Rochester area since 1974, with customers across NY State. We treat our customers as if they are a (well-liked) part of our family. Other agencies may offer similar coverage, but our renowned service comes with a personal touch. When you're ready to enjoy the comfortable, trustworthy service of the area's largest locally owned Insurance Agency, we're here for you.

DEI Statement:

At J. James Wolfe Agency, we are committed to creating a diverse, equitable, and inclusive workplace where all employees feel valued and respected. We believe that diversity in all its forms enriches our company culture and enhances our ability to serve our customers effectively.

EEO Statement:

J. James Wolfe Agency is an equal opportunity employer and prohibits discrimination and harassment of any kind. We are committed to providing a work environment that is free from any form of discrimination based on race, color, religion, gender, sexual orientation, age, national origin, disability, or veteran status.


Employment Type: Full Time
Salary: $40,000 - $60,000 Annual
Bonus/Commission: No