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Full Time Auto Finance Collection Jobs in Austin, TX

Loan Officer

Austin, TX · On-site

$17/hr

Auto Refinance Loan Officer (Inside Sales) North Austin, TX | Full-Time | In-Office $17/hr Training ... Build knowledge of auto finance, credit, underwriting, and lending guidelines * Compete toward ...

WESTLAKE FINANCIAL Westlake Financial is the largest privately held auto finance company in the ... full-time position including full-time benefits. We are looking for highly motivated, highly ...

WESTLAKE FINANCIAL Westlake Financial is the largest privately held auto finance company in the ... full-time position including full-time benefits. We are looking for highly motivated, highly ...

Area Sales Manager

Austin, TX · On-site

$60K - $125K/yr

Western Funding, a dynamic and fast-growing auto finance company, believes in PEOPLE with the ... This is a full-time position reporting to our Regional Sales Managers. We are looking for ...

Area Sales Manager

Austin, TX · On-site

$60K - $125K/yr

Western Funding, a dynamic and fast-growing auto finance company, believes in PEOPLE with the ... This is a full-time position reporting to our Regional Sales Managers. We are looking for ...

Area Sales Manager

Austin, TX · On-site

$60K - $125K/yr

Western Funding, a dynamic and fast-growing auto finance company, believes in PEOPLE with the ... This is a full-time position reporting to our Regional Sales Managers. We are looking for ...

Area Sales Manager

Austin, TX · On-site

$60K - $125K/yr

Western Funding, a dynamic and fast-growing auto finance company, believes in PEOPLE with the ... This is a full-time position reporting to our Regional Sales Managers. We are looking for ...

Employment Type: Full-Time Available shifts: Opening, Morning Location Walmart Supercenter #5480 ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

Employment Type: Full-Time Available shifts: Opening, Morning Location Walmart Supercenter #4130 ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

New

Employment Type: Full-Time Available shifts: Mid-Shift, Closing Location Walmart Supercenter #5317 ... Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off ...

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Showing results 1-20

Full Time Auto Finance Collection information

See Austin, TX salary details

$27.8K

$143.4K

$235.9K

How much do full time auto finance collection jobs pay per year?

As of Sep 4, 2026, the average yearly pay for full time auto finance collection in Austin, TX is $143,377.00, according to ZipRecruiter salary data. Most workers in this role earn between $105,600.00 and $172,500.00 per year, depending on experience, location, and employer.

What is the difference between Full Time Auto Finance Collection vs Auto Loan Underwriter?

AspectFull Time Auto Finance CollectionAuto Loan Underwriter
Primary RoleManaging overdue auto loan accounts and recovering paymentsAssessing loan applications and determining creditworthiness
Required SkillsCollections procedures, negotiation, customer serviceCredit analysis, risk assessment, financial evaluation
Work EnvironmentCollections departments, call centers, office settingsLoan processing departments, underwriting teams, office settings
CertificationsTypically none required, but collections certifications helpfulOften requires finance or banking certifications

Full Time Auto Finance Collection focuses on recovering overdue auto loan payments through customer contact and negotiation, while Auto Loan Underwriters evaluate loan applications to approve or deny credit based on financial data. Both roles are essential in auto finance but differ in responsibilities and skill sets.

Infographic showing various Full Time Auto Finance Collection job openings in Austin, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $143,377 per year, or $68.9 per hour.

$17/hr

Full-time

Posted 14 days ago


Job description

Auto Refinance Loan Officer (Inside Sales)

North Austin, TX | Full-Time | In-Office
$17/hr Training + Uncapped Commission | Average ~$70K | Top Performers $200K+

Turn Warm Applications Into Funded Auto Loans

Gravity Lending is growing our Loan Officer team in North Austin.

This is an inside sales role working with customers who have already applied to refinance their vehicle. You won't be cold calling random prospects—but you will be expected to pick up the phone, follow up consistently, overcome objections, and stay on top of your pipeline until the loan funds.

If you're competitive, coachable, comfortable on the phone, and motivated by performance-based income, this could be a strong fit.

What You'll Do
  • Work warm auto-refinance applications from first conversation through funding
  • Speak with customers by phone throughout the day to understand their goals and financial situation
  • Present loan options clearly and confidently
  • Navigate customer concerns, questions, and objections
  • Follow up consistently on applications, documents, signatures, and lender requirements
  • Manage an active pipeline without letting opportunities fall through the cracks
  • Work with lenders and internal teams to move loans toward funding
  • Build knowledge of auto finance, credit, underwriting, and lending guidelines
  • Compete toward individual and team production goals
Compensation & Growth

During training:

  • $17/hour while learning our process, systems, lenders, and sales approach

After training:

  • $10/hour base + uncapped commission
  • Average annual earnings around $70,000
  • Strong performers can earn six figures
  • Top Gravity Lending Loan Officers earn $200,000+

Your earnings are driven by your performance. There is no commission cap.

You Could Be a Great Fit If You...
  • Have experience in inside sales, automotive, financial services, insurance, roofing, solar, wireless, logistics brokerage, merchant services, or other commission-driven sales
  • Are comfortable spending a significant part of your day on the phone
  • Don't give up after one unanswered call or one objection
  • Can balance sales conversations with organization and follow-through
  • Take coaching well and can apply feedback quickly
  • Are motivated by goals, competition, and earning potential
  • Want a career where increased knowledge and skill directly impact your income

Bilingual English/Spanish is a plus, but not required.

Why Gravity Lending?

We're not looking for someone who already knows everything about auto finance.

We're looking for people who can communicate, compete, learn, follow through, and improve.