From Home Typing Jobs in Alabama (NOW HIRING)

The Review Appraiser provides detailed administrative and technical desk reviews of residential appraisal reports, provided by external appraisal vendors, according to FNMA, FHLMC, FHA, VA and client directives. This position is responsible for ensuring the quality and quantity guidelines are met and conclusions are accurate and/or appropriate; and analyzing quantitative and qualitative data and rendering professional judgments based on USPAP and client guidelines.

Essential Responsibilities:

• Perform appraisal reviews of complex one-to-four family residential real estate.
• Ensure consistency with USPAP, PHM policies, and generally accepted appraisal standards.
• Determine if the appraisal adequately addresses a wide variety of issues that affect property values, such as size, location, market conditions, and physical property condition.
• Perform external research through the Lender system, public records, and/or MLS data may be required to verify and support data and opinions within the appraisal and appraisal review.
• Correspond with appraisers to address issues or discrepancies on appraisals raised by the line of business regarding specific appraisals, general appraisal practices, and Associated Lender Appraisal Policies.
• Coordinate and maintain open lines of communication with customers and vendors concerning the approved appraiser list and appraisal related issues. Recommend qualified additions or deletions from the approved appraiser list.
• Collaborate with the Loan Processors, Underwriters and Mortgage Consultants, and Operations Compliance to ensure overall appraisal compliance, independence, and valuation. Stay up-to-date on market trends and conditions.
• Performs other duties and responsibilities as assigned.

Minimum Requirements:

These specifications are general guidelines based on the minimum requirements. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Individual abilities may result in some deviation from these guidelines.

Skills/Abilities:

• Data Analysis.
• Critical thinking, problem solving, creativity.
• Organizational skills, including a high level of accuracy and attention to detail.
• Effective oral and written communications sufficient to convey details on appraisals and processes.
• Word processing, spreadsheet and typing sufficient to produce spreadsheets with basic formulas and business form letters and memos.
• Operating standard office equipment and using required software applications.
• Recognize deficiencies in appraisals and evaluations reports as well as changes in market trends and conditions.
• Conduct analysis including basic math, competency with decimals and fractions.
• Analyze quantitative and qualitative data and render a professional judgment.
• Types of real property, terms, types of ownership in real estate, deeds, mortgages, etc.
• Real Estate Appraisal Theory and Application.

Educational/Previous Experience Requirements:

• Bachelor Degree in Finance, Accounting or related discipline and a minimum of five years’ experience in real estate appraisal, real estate, or banking; or
• An equivalent combination of education, training or experience.

Licenses/Certifications

• State Certified Real Estate Appraisal License.

Prosperity Home Mortgage, LLC is an Equal Opportunity Employer and makes employment decisions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service, or other non-merit based factors and characteristics protected by applicable federal, state, or local law.