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Freelance Merchant Risk Analyst Jobs in Chicago, IL

Stripe

Risk Strategist, Card Network Compliance

Chicago, IL · On-site +1

$84K - $97K/yr

You'll work directly with Sales, merchants, card networks, and internal Risk and Compliance teams ... Perform research and analysis to assess Stripe's current market position and develop and prioritize ...

Coinflow

Senior Merchant Underwriter

Chicago, IL · On-site

$100K - $140K/yr

The Role As a Senior Merchant Underwriter, you will perform critical analyses on all merchant applications. This includes reviews of licenses, legal opinions, transaction activity, and credit risk.

Adyen

Merchant Fraud Analyst

Chicago, IL · On-site

$85K - $110K/yr

... Risk, Product, and other Merchant Operations teams. Within this role you are responsible for ... Highly analytical and data-apt; proficient in using data to identify emerging trends, drive ...

Adyen

Merchant Fraud Analyst

Chicago, IL

$85K - $110K/yr

... Risk, Product, and other Merchant Operations teams. Within this role you are responsible for ... Highly analytical and data-apt; proficient in using data to identify emerging trends, drive ...

Robinhood

Futures Risk Program Manager

Chicago, IL · On-site

Leverage advanced analytics tools to uncover risk trends and provide actionable insights for ... Design and execute enterprise or Future Commission Merchant (FCM) level risk assessments; * Build ...

Robinhood

Futures Risk Program Manager

Chicago, IL · On-site

Leverage advanced analytics tools to uncover risk trends and provide actionable insights for ... Design and execute enterprise or Future Commission Merchant (FCM) level risk assessments; * Build ...

AAR

Procurement Analyst

Chicago, IL · On-site

... the Merchandise Mart (Chicago) in early 2027. What you will be responsible for: * Support ... Work closely with Business Unit Stakeholders / Leaders, Operations, CI, Legal, Risk, and Finance ...

AAR Corporation

Procurement Analyst

Wood Dale, IL

$65K - $80K/yr

... the Merchandise Mart (Chicago) in early 2027. What you will be responsible for: * Support ... Supplier Performance and Risk Management * Monitor supplier performance against cost, quality ...

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All JobsMerchant Risk Analyst JobsFreelance Merchant Risk Analyst JobsFreelance Merchant Risk Analyst Jobs in Chicago, IL

Freelance Merchant Risk Analyst information

See Chicago, IL salary details

$15

$41

$67

How much do freelance merchant risk analyst jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for freelance merchant risk analyst in Chicago, IL is $41.71, according to ZipRecruiter salary data. Most workers in this role earn between $30.72 and $50.77 per hour, depending on experience, location, and employer.

What is the difference between Freelance Merchant Risk Analyst vs Freelance Credit Analyst?

AspectFreelance Merchant Risk AnalystFreelance Credit Analyst
CredentialsFinancial analysis, risk management certifications often preferredFinancial analysis, credit risk certifications often preferred
Work EnvironmentOnline, remote, project-based for e-commerce and payment providersOnline, remote, project-based for banks, lenders, and financial institutions
Employer & IndustryE-commerce platforms, payment processors, fintechBanks, credit agencies, lending companies
Search & Comparison IntentUnderstanding risk assessment for merchantsAssessing creditworthiness of individuals or companies

Both roles involve financial analysis and risk assessment but focus on different areas. A Freelance Merchant Risk Analyst specializes in evaluating risks associated with online merchants and e-commerce transactions, while a Freelance Credit Analyst assesses creditworthiness for lending purposes. The skills and certifications overlap, but their industry applications and target clients differ.

What are the most commonly searched types of Merchant Risk Analyst jobs in Chicago, IL? The most popular types of Merchant Risk Analyst jobs in Chicago, IL are:
What are popular job titles related to Freelance Merchant Risk Analyst jobs in Chicago, IL? For Freelance Merchant Risk Analyst jobs in Chicago, IL, the most frequently searched job titles are:
What job categories do people searching Freelance Merchant Risk Analyst jobs in Chicago, IL look for? The top searched job categories for Freelance Merchant Risk Analyst jobs in Chicago, IL are:
Freelance Merchant Risk Analyst jobs near you
Portfolio Risk Associate, Risk & Analytics

Portfolio Risk Associate, Risk & Analytics

Avant LLC

Chicago, IL • On-site

$77K - $115K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 21 days ago

Job description

Avant is looking for a Portfolio Risk Associate to join our Risk & Analytics team. We are seeking a motivated and analytically driven candidate who is passionate about problem-solving, customer behavior analysis, and portfolio performance monitoring. This person will play an important role in supporting portfolio risk monitoring and insight generation across the credit lifecycle while partnering closely with teams across Originations Risk and Account Management Risk.
This role is ideal for someone who enjoys combining analytics, business understanding, and strategic thinking to help drive data-informed decisions in a fast-paced fintech environment.
What you'll do at Avant:
  • Analyze portfolio trends, customer behavior, and credit performance across originations and existing accounts
  • Support portfolio monitoring through recurring analyses, reporting, and strategic insight generation
  • Identify emerging risks, behavioral trends, and performance shifts within the portfolio
  • Conduct deep dive analyses on delinquency trends, utilization behavior, payment patterns, profitability metrics, and customer segments
  • Partner with Originations Risk and Account Management teams to evaluate portfolio performance and strategy impacts
  • Mine and analyze large datasets using SQL and Python to support business decisions and risk monitoring initiatives
  • Build and maintain dashboards, analytical datasets, and reporting frameworks
  • Translate analytical findings into clear business insights and recommendations for leadership
  • Perform ad hoc analyses related to portfolio strategy, growth initiatives, and macroeconomic trends
  • Collaborate cross-functionally with Risk, Finance, Data Engineering, Product, and other internal teams

Why you're at fit at Avant:
  • Bachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, Data Analytics, Computer Science, Engineering, or a related quantitative field
  • 1-3 years of experience in analytics, strategy, risk, financial services, or a related quantitative field preferred
  • Strong analytical, problem-solving, and critical thinking skills
  • Experience with SQL and Python preferred
  • Ability to communicate analytical findings clearly to both technical and non-technical audiences
  • Comfortable working with large datasets and ambiguous business problems
  • Interest in consumer lending, credit risk, portfolio analytics, customer behavior analytics, or fintech preferred

This role is based on our downtown Chicago Office, located in the Merchandise Mart. We highly value collaboration and our hybrid schedule (M, T, Th in-office) enables flexibility to balance work and individual priorities.
Compensation Range:
The base salary range for this job is USD $77,000 - USD $115,000/ Year
Employees new to Avant typically come in below the midpoint of the pay range. The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.
[If an outstanding applicant's experience and skill level is above or below the qualifications outlined in the job posting, we reserve the right to make an offer at a different level than the one listed in this job posting, which may have a different compensation range.]
This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role.
Our benefits include:
  • Choice of great Medical, Dental, and Vision Insurance Plan options
  • 401(k) match
  • Flexible Time Off
  • Flexible Work Environment - (i.e. Mon/Tues/Thurs in-person)
  • Generous Paid Parental Leave, Adoption Assistance and Post-parental leave ramp-up program
  • Lunch Allowance (Fooda) and In-office Snacks
  • Summer Fridays
  • Fun In-Office and Virtual Social Events
  • And who doesn't love the swag

Check out our Avant Blog!
We believe that a diverse set of backgrounds and experiences helps us create the most innovative solutions for our customers. We invite you to apply to our positions even if you do not meet 100% of the qualifications listed in the description. If you're passionate about our mission and aligned to our values, we hope you'll come contribute to our awesome culture.
Why Avant is the place for you:
At Avant, we believe our values make a difference:
Authenticity. We show up to work as our whole selves and make sure others can too.
Collaboration. We can only succeed when we do so as a team.
Problem-Solving. The harder the problem, the more satisfying the solution.
Customer. We are all owners of the customer experience.
Initiative. Plan. Adapt. Get Sh!t Done.
We believe that great ideas come from anyone and anywhere, that everyone is an owner who drives change, and that we have more fun when we work together. We're problem solvers who love collaborating with intelligent and highly-motivated people to reshape the face of digital banking. Avant offers terrific perks and benefits, fun social events with employees who actually like hanging out together, and a flexible growth environment where trying your hand at new projects and being the active owner of your career path is encouraged and supported.
To learn more about how Avant collects and uses your personal information, please see the Avant Privacy Policy.

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