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Temporary Merchant Risk Analyst Jobs in Chicago, IL

Adyen

Credit Risk Analyst

Chicago, IL · On-site

$100K - $130K/yr

The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...

Adyen

Credit Risk Analyst

Chicago, IL · Hybrid

$100K - $130K/yr

The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...

Triwill Group

Senior Financial Risk Analyst

Chicago, IL · On-site

$125 - $170/hr

You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...

New

Adyen

Senior Financial Risk Analyst

Chicago, IL · On-site

$125K - $170K/yr

You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...

Adyen

Senior Financial Risk Analyst

Chicago, IL

$125K - $170K/yr

You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...

Adyen

Senior Financial Risk Analyst

Chicago, IL · On-site

$125 - $170/hr

You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit ...

Alliant

Senior Credit Risk Analyst

Chicago, IL · On-site

$84K - $131K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Analyze origination risk factors and recommend/implement improvements in areas such as underwriting ... regular part-time, or temporary employment. Adhere to and ensure compliance of all business ...

Alliant

Principal Credit Risk Analyst

Chicago, IL · On-site

$119K - $204K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Analyze origination risk factors and recommend improvements in underwriting criteria and loan ... regular part-time, or temporary employment. Adhere to and ensure compliance of all business ...

Avant

Portfolio Risk Associate, Risk & Analytics

Chicago, IL

$77K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Interest in consumer lending, credit risk, portfolio analytics, customer behavior analytics, or fintech preferred This role is based on our downtown Chicago Office, located in the Merchandise Mart.

Avant LLC

Portfolio Risk Associate, Risk & Analytics

Chicago, IL · On-site

$77K - $115K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

Interest in consumer lending, credit risk, portfolio analytics, customer behavior analytics, or fintech preferred This role is based on our downtown Chicago Office, located in the Merchandise Mart.

Coinflow

Senior Merchant Underwriter

Chicago, IL · On-site

$100K - $140K/yr

  • Medical

  • Retirement

The Role As a Senior Merchant Underwriter, you will perform critical analyses on all merchant applications. This includes reviews of licenses, legal opinions, transaction activity, and credit risk.

TEKsystems

AI Security Risk Assessor

Chicago, IL · Remote

$75 - $100/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description We are seeking a Senior AI Security Risk Assessment Consultant to help establish and ... If eligible, the benefits available for this temporary role may include the following: • Medical ...

SOLANA FOUNDATION

Machine Learning Lead

Chicago, IL · On-site

$175 - $235/hr

  • Medical

  • Retirement

... risk decisioning during merchant underwriting, and improve fraud detection across global payment methods. That means digging into large-scale transaction and behavioral data, shipping production ...

New

Unchain Data

Machine Learning Lead

Chicago, IL · On-site

$225 - $275/hr

  • Medical

  • Retirement

... risk decisioning during merchant underwriting, and improve fraud detection across global payment methods. That means digging into large-scale transaction and behavioral data, shipping production ...

New

Robinhood

Futures Risk Program Manager

Chicago, IL · On-site

  • Medical

  • Life

  • Retirement

  • PTO

Leverage advanced analytics tools to uncover risk trends and provide actionable insights for ... Design and execute enterprise or Future Commission Merchant (FCM) level risk assessments; * Build ...

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How much do temporary merchant risk analyst jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for temporary merchant risk analyst in Chicago, IL is $41.71, according to ZipRecruiter salary data. Most workers in this role earn between $30.72 and $50.77 per hour, depending on experience, location, and employer.

What are the most commonly searched types of Merchant Risk Analyst jobs in Chicago, IL?

The most popular types of Merchant Risk Analyst jobs in Chicago, IL are:

Temporary Merchant Risk Analyst jobs near you
Infographic showing various Temporary Merchant Risk Analyst job openings in Chicago, IL as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $86,748 per year, or $41.7 per hour.

Credit Risk Analyst

Adyen

Chicago, IL • On-site

$100K - $130K/yr

Full-time

Posted 22 days ago

Job description

This is Adyen
Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.
For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.
Credit Risk Analyst - Financial Products
As a Credit Risk Analyst based in Chicago, you will be part of a growing team responsible for evaluating, managing, and scaling credit risk across Adyen's expanding suite of financial products. The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants, and ensuring that portfolio performance remains within Adyen's risk appetite, while enabling sustainable growth for our merchants.
Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working closely with Commercial, Product, Compliance, and other cross-functional partners, you will help design scalable, data-driven risk processes that support Adyen's global growth ambitions.
The Credit Risk team is in an early stage of its journey, offering significant opportunities to shape processes, influence product direction, and grow alongside the business. You will join an international, diverse team that values ownership, pragmatism, and collaboration, and operates across regions and cultures.
The ideal candidate combines strong problem-solving skills, clear and direct communication, and deep financial expertise to deliver thoughtful risk assessments and contribute to strategic recommendations on credit policies, frameworks, and practices.
What you'll do
  • Perform the credit underwriting and portfolio monitoring of different financial products, including loans to SMBs and other credit products to enterprise customers;
  • Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen;
  • Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives;
  • Drive continuous improvement of our global and US-specific credit risk underwriting and monitoring framework, including policies, procedures and practices;
  • Provide credit risk expertise to a variety of stakeholders to guarantee that credit risk is properly considered in new commercial product developments;
  • Identify manual steps in underwriting, portfolio monitoring, and credit decisioning workflows that are prime candidates for AI-driven automation
  • Develop clear documentation and governance frameworks for automated decisions, ensuring transparency, auditability, and alignment with regulatory expectations
  • Stay current with advancements in AI applied to credit risk, advocating for adoption of new techniques where they can drive meaningful efficiency or accuracy gains

Who you are
  • Minimum of 3+ years of experience in commercial credit underwriting, preferably within banking, fintech, or SMEs credit lending-driven environments.
  • Strong analytical capabilities with demonstrated ability to interpret financial statements, assess borrower quality, and identify key risk drivers, trends, and early-warning indicators.
  • Proven experience managing and assessing credit portfolios across products such as SMB lending, working capital solutions, overdrafts, charge cards, and/or asset-backed financing.
  • Experience operating in high-volume, scalable credit environments is a strong plus, including exposure to payments, automation, and data-driven decisioning frameworks.
  • Ability to balance risk and return, applying sound judgment to make credit decisions in line with defined risk appetite and business objectives.
  • Familiarity with U.S. regulatory frameworks and guidelines related to credit risk; hands-on regulatory experience is a strong plus but not required.

Please note that this role is a hybrid, 3x a week position in Chicago.
The base salary for this role in Chicago is: $100,000.00-$130,000.00. The Total Compensation package also includes Restricted Stock Units (RSUs).
Our Diversity, Equity and Inclusion commitments
Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you're from, we welcome you to be your true self at Adyen.
Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!
What's next?
Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don't be afraid to let us know if you need more flexibility.
Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status.
All your information will be kept confidential according to EEO guidelines.

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