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Temporary Merchant Risk Analyst Jobs in Chicago, IL

Adyen

Credit Risk Analyst

Chicago, IL · On-site

The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...

New

Adyen

Credit Risk Analyst

Chicago, IL · On-site

The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants ... Analyze the impact of business model, industry and macro-economic developments on the credit ...

New

Alliant

Senior Credit Risk Analyst

Chicago, IL · On-site

$84K - $131K/yr

Analyze origination risk factors and recommend/implement improvements in areas such as underwriting ... regular part-time, or temporary employment. Adhere to and ensure compliance of all business ...

Alliant

Principal Credit Risk Analyst

Chicago, IL · On-site

$119K - $204K/yr

Analyze origination risk factors and recommend improvements in underwriting criteria and loan ... regular part-time, or temporary employment. Adhere to and ensure compliance of all business ...

Stripe

Risk Strategist, Card Network Compliance

Chicago, IL · On-site +1

$84K - $97K/yr

You'll work directly with Sales, merchants, card networks, and internal Risk and Compliance teams ... Perform research and analysis to assess Stripe's current market position and develop and prioritize ...

Coinflow

Senior Merchant Underwriter

Chicago, IL · On-site

$100K - $140K/yr

The Role As a Senior Merchant Underwriter, you will perform critical analyses on all merchant applications. This includes reviews of licenses, legal opinions, transaction activity, and credit risk.

Adyen

Merchant Fraud Analyst

Chicago, IL · On-site

$85K - $110K/yr

... Risk, Product, and other Merchant Operations teams. Within this role you are responsible for ... Highly analytical and data-apt; proficient in using data to identify emerging trends, drive ...

Adyen

Merchant Fraud Analyst

Chicago, IL

$85K - $110K/yr

... Risk, Product, and other Merchant Operations teams. Within this role you are responsible for ... Highly analytical and data-apt; proficient in using data to identify emerging trends, drive ...

Robinhood

Futures Risk Program Manager

Chicago, IL · On-site

Leverage advanced analytics tools to uncover risk trends and provide actionable insights for ... Design and execute enterprise or Future Commission Merchant (FCM) level risk assessments; * Build ...

Robinhood

Futures Risk Program Manager

Chicago, IL · On-site

Leverage advanced analytics tools to uncover risk trends and provide actionable insights for ... Design and execute enterprise or Future Commission Merchant (FCM) level risk assessments; * Build ...

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Temporary Merchant Risk Analyst information

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How much do temporary merchant risk analyst jobs pay per hour?

As of Jul 30, 2026, the average hourly pay for temporary merchant risk analyst in Chicago, IL is $41.71, according to ZipRecruiter salary data. Most workers in this role earn between $30.72 and $50.77 per hour, depending on experience, location, and employer.
What are the most commonly searched types of Merchant Risk Analyst jobs in Chicago, IL? The most popular types of Merchant Risk Analyst jobs in Chicago, IL are:
Temporary Merchant Risk Analyst jobs near you

Credit Risk Analyst

Adyen

Chicago, IL • On-site

Full-time

Posted 3 days ago

New

Job description

This is Adyen
Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.
For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.
Credit Risk Analyst - Financial Products
As a Credit Risk Analyst based in Chicago, you will be part of a growing team responsible for evaluating, managing, and scaling credit risk across Adyen's expanding suite of financial products. The team plays a critical role in assessing credit risk, underwriting SME and enterprise merchants, and ensuring that portfolio performance remains within Adyen's risk appetite, while enabling sustainable growth for our merchants.
Beyond day-to-day underwriting and portfolio management, the team owns the development and operation of credit risk frameworks for new and evolving financial products (e.g. Adyen Capital). Working closely with Commercial, Product, Compliance, and other cross-functional partners, you will help design scalable, data-driven risk processes that support Adyen's global growth ambitions.
The Credit Risk team is in an early stage of its journey, offering significant opportunities to shape processes, influence product direction, and grow alongside the business. You will join an international, diverse team that values ownership, pragmatism, and collaboration, and operates across regions and cultures.
The ideal candidate combines strong problem-solving skills, clear and direct communication, and deep financial expertise to deliver thoughtful risk assessments and contribute to strategic recommendations on credit policies, frameworks, and practices.
What you'll do
  • Perform the credit underwriting and portfolio monitoring of different financial products, including loans to SMBs and other credit products to enterprise customers;
  • Analyze the impact of business model, industry and macro-economic developments on the credit portfolios and the credit risk offering of Adyen;
  • Develop and implement credit risk strategies to enhance portfolio performance while ensuring alignment with risk appetite and business objectives;
  • Drive continuous improvement of our global and US-specific credit risk underwriting and monitoring framework, including policies, procedures and practices;
  • Provide credit risk expertise to a variety of stakeholders to guarantee that credit risk is properly considered in new commercial product developments;
  • Identify manual steps in underwriting, portfolio monitoring, and credit decisioning workflows that are prime candidates for AI-driven automation
  • Develop clear documentation and governance frameworks for automated decisions, ensuring transparency, auditability, and alignment with regulatory expectations
  • Stay current with advancements in AI applied to credit risk, advocating for adoption of new techniques where they can drive meaningful efficiency or accuracy gains

Who you are
  • Financial Expertise:
    • Minimum of 3+ years of experience in commercial credit underwriting, preferably within banking, fintech, or SMEs credit lending-driven environments.
    • Strong analytical capabilities with demonstrated ability to interpret financial statements, assess borrower quality, and identify key risk drivers, trends, and early-warning indicators.
    • Proven experience managing and assessing credit portfolios across products such as SMB lending, working capital solutions, overdrafts, charge cards, and/or asset-backed financing.
    • Experience operating in high-volume, scalable credit environments is a strong plus, including exposure to payments, automation, and data-driven decisioning frameworks.
    • Ability to balance risk and return, applying sound judgment to make credit decisions in line with defined risk appetite and business objectives.
    • Familiarity with U.S. regulatory frameworks and guidelines related to credit risk; hands-on regulatory experience is a strong plus but not required.
Mindset:
    • Results-driven and outcomes-focused, with a strong sense of ownership and accountability for decisions and impact.
    • Comfortable operating in a fast-scaling environment, contributing to the design of robust processes and building with automation and scalability in mind.
    • Adaptable and resilient, able to adjust quickly to changing priorities, product offerings, and risk profiles.
    • Collaborative team player with a low-ego, high-accountability mindset who values constructive challenge and shared success.
Communication
    • Clear and effective communicator who is able to communicate straight and to the point.
    • Comfortable engaging with a wide range of stakeholders, both internally and externally, across functions and seniority levels.
    • Capable of navigating complex and sensitive conversations with regulators, merchants, and partners, translating risk considerations into clear, actionable messages.

Please note that this role is a hybrid, 3x a week position in Chicago.
The base salary for this role in Chicago is: $100,000.00-$130,000.00. The Total Compensation package also includes Restricted Stock Units (RSUs).
Our Diversity, Equity and Inclusion commitments
Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you're from, we welcome you to be your true self at Adyen.
Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application!
What's next?
Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don't be afraid to let us know if you need more flexibility.
Adyen is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status.
All your information will be kept confidential according to EEO guidelines.

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