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Freelance Life Insurance Agent Jobs in Miami, FL

L'attitude

Licensed Life Insurance Agent

Miami, FL · Remote

$90K - $140K/hr

Are you a licensed Life Insurance Agent who wants more flexibility, better support, and room to advance your career in Life Insurance? L'Attitude is partnering with a respected national insurance ...

Kimbrell Agency

Life Insurance Agent

Miami, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Hialeah, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Fort Lauderdale, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Roethlisberger Life Group

Be Seen First

Remote Life Insurance Agent

Fort Lauderdale, FL · Remote

$55K - $110K/yr

Life insurance and related insurance products Compensation Disclosure This is a commission-based opportunity. Compensation is performance-based and dependent on individual effort, market conditions ...

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Freelance Life Insurance Agent information

See Miami, FL salary details

$17.2K

$85.1K

$138.7K

How much do freelance life insurance agent jobs pay per year?

As of May 28, 2026, the average yearly pay for freelance life insurance agent in Miami, FL is $85,093.00, according to ZipRecruiter salary data. Most workers in this role earn between $55,000.00 and $116,700.00 per year, depending on experience, location, and employer.

What is a Freelance Life Insurance Agent job?

A Freelance Life Insurance Agent is an independent professional who sells life insurance policies without being tied to a single company. They work on a commission basis and have the flexibility to represent multiple insurers, allowing them to offer clients a variety of policy options. Their responsibilities include prospecting for clients, assessing their needs, recommending suitable coverage, and assisting with policy applications. Since they are self-employed, they manage their own schedules, marketing, and client relationships.

What are the key skills and qualifications needed to thrive in the Freelance Life Insurance Agent position, and why are they important?

To excel as a Freelance Life Insurance Agent, you need in-depth product knowledge, sales acumen, and a valid state insurance license. Familiarity with CRM software, quoting tools, and industry compliance systems is essential for managing clients and meeting regulatory standards. Exceptional interpersonal communication, self-motivation, and strong organizational skills are crucial soft skills in this role. These competencies help agents effectively build client relationships, stay compliant, and consistently achieve sales targets in an independent work setting.

What are some common challenges freelance life insurance agents face, and how can they overcome them?

Freelance life insurance agents often face challenges such as building a client base from scratch, maintaining consistent lead generation, and managing their own schedules without the support of a traditional agency. To overcome these challenges, successful agents actively network, leverage digital marketing tools, and participate in professional organizations to grow their contacts and referrals. Establishing a disciplined daily routine, setting clear sales goals, and staying up-to-date with industry changes can also help agents stay competitive. While the independent nature of the job offers significant flexibility, it requires proactive planning and resilience to succeed.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of building a client base, inconsistent income, and the pressure to meet sales targets. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding for many agents.
More about Freelance Life Insurance Agent jobs
What are the most commonly searched types of Life Insurance Agent jobs in Miami, FL? The most popular types of Life Insurance Agent jobs in Miami, FL are:
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What job categories do people searching Freelance Life Insurance Agent jobs in Miami, FL look for? The top searched job categories for Freelance Life Insurance Agent jobs in Miami, FL are:
What cities near Miami, FL are hiring for Freelance Life Insurance Agent jobs? Cities near Miami, FL with the most Freelance Life Insurance Agent job openings:
Freelance Life Insurance Agent jobs near you
Licensed Life Insurance Agent

Licensed Life Insurance Agent

L'attitude

Miami, FL • Remote

$90K - $140K/hr

Full-time

Medical, Life

Posted 7 days ago

Job description

Are you a licensed Life Insurance Agent who wants more flexibility, better support, and room to advance your career in Life Insurance? L'Attitude is partnering with a respected national insurance organization to bring on motivated Licensed Life Insurance Agents who want to build long-term success in a fully remote role.This opportunity is designed for agents who enjoy helping individuals and families make confident decisions about financial protection. You'll have access to multiple top-rated carriers, hands-on guidance, and digital tools to support your day-to-day workflow.Primary Responsibilities As A Licensed Life Insurance Agent:
  • Contact and follow up with company-provided leads
  • Schedule and conduct needs-based consultations with prospective clients
  • Help clients understand their coverage options in simple, clear terms
  • Submit applications and assist clients throughout underwriting
  • Keep accurate records of interactions and next steps in the CRM
  • Stay informed on product updates and state insurance regulations
  • Provide ongoing customer service, including policy reviews
Required Qualifications We Look For In A Licensed Life Insurance Agent:
  • Active Life Insurance Producer License (state of residence)
  • Prior experience in Life Insurance or Sales is preferred
  • Strong interpersonal and communication skills
  • Ability to stay organized while working independently
  • Computer, phone, and dependable internet access
Preferred Experience:
  • Background in life or health insurance, sales, or customer service
  • Familiarity with virtual selling or digital meeting tools
  • Additional language skills
What You'll Receive As A Licensed Life Insurance Agent:
  • Company-provided leads to help you stay productive
  • Commission structure designed to reward performance
  • Access to reputable national carriers and competitive products
  • Training, mentorship, and professional development
  • A fully remote role with complete schedule control
  • CRM and digital tools for managing your workflow