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Freelance Health Insurance Agent Jobs in Colorado

Senior Benefit Services

Insurance Agent

Pueblo, CO · On-site

Consult with prospects and clients on health-related products and services * Assist Medicare-eligible individuals in selecting insurance coverage that fits their needs * Support clients through ...

Colorado Farm Bureau

Insurance Agent

Craig, CO · On-site

$80K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Fort Collins, CO · On-site

$72K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Pagosa Springs, CO · On-site

$80K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Fort Morgan, CO · On-site

$80K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Yuma, CO · On-site

$80K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Centennial, CO · On-site

$80K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Yuma, CO · On-site

$72K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Centennial, CO · On-site

$72K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Loveland, CO · On-site

$80K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Centennial, CO · On-site

$40 - $80/hr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

Colorado Farm Bureau

Insurance Agent

Springfield, CO · On-site

$72K/yr

Ability to obtain insurance licenses (Property, Casualty, Life, Health) * Must pass a background check Ready to Grow? If you're ready to take control of your career and make a real impact, apply ...

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All JobsHealth Insurance Agent JobsFreelance Health Insurance Agent JobsFreelance Health Insurance Agent Jobs in Colorado

Freelance Health Insurance Agent information

See Colorado salary details

$12

$27

$62

How much do freelance health insurance agent jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for freelance health insurance agent in Colorado is $27.88, according to ZipRecruiter salary data. Most workers in this role earn between $21.25 and $32.12 per hour, depending on experience, location, and employer.

What is a freelance health insurance agent?

A freelance health insurance agent is an independent professional who helps clients find and purchase health insurance policies without being tied to a specific insurance company. They typically work for themselves or as contractors and can represent multiple insurers, giving clients a variety of coverage options. Their responsibilities include assessing clients' needs, explaining policy details, assisting with enrollment, and providing ongoing support. Because they are not employed by one company, they offer unbiased advice tailored to each individual's situation.

What are the key skills and qualifications needed to thrive as a freelance health insurance agent?

To thrive as a Freelance Health Insurance Agent, you need a comprehensive understanding of health insurance products, state licensing, and sales strategies. Familiarity with CRM software, quoting platforms, and industry compliance tools is typically required. Outstanding interpersonal skills, self-motivation, and the ability to build trust with clients help agents stand out in a competitive market. These abilities are crucial for effectively matching clients with suitable coverage and maintaining long-term client relationships.

How do freelance health insurance agents typically build and maintain a client base?

Freelance health insurance agents often rely on networking, referrals, and digital marketing to attract and retain clients. Building trust through personalized service and clear communication is essential, as clients frequently seek ongoing advice regarding policy changes and renewals. Agents may also partner with local businesses or attend community events to expand their reach. Maintaining strong relationships and providing timely support helps ensure repeat business and referrals in this highly competitive field.

What is the difference between Freelance Health Insurance Agent vs Independent Health Insurance Agent?

AspectFreelance Health Insurance AgentIndependent Health Insurance Agent
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentSelf-employed, flexible hours, remote or in-personSelf-employed or affiliated with agencies, flexible hours
Employer/Industry UsageWorks independently, often as a contractorWorks independently or with multiple carriers
Search/Comparison IntentLooking for freelance opportunities or flexible rolesSeeking independent agent roles or carrier representation

Both Freelance Health Insurance Agents and Independent Health Insurance Agents operate independently and require licensing. The main difference is that Freelance agents often work on a project basis with multiple carriers, offering flexible schedules, while Independent agents may work more closely with specific insurers or agencies. Understanding these distinctions helps job seekers find roles aligned with their preferences for independence and work environment.

What are the most commonly searched types of Health Insurance Agent jobs in Colorado?

The most popular types of Health Insurance Agent jobs in Colorado are:

What are popular job titles related to Freelance Health Insurance Agent jobs in Colorado?

For Freelance Health Insurance Agent jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Freelance Health Insurance Agent jobs in Colorado look for?

The top searched job categories for Freelance Health Insurance Agent jobs in Colorado are:

What cities in Colorado are hiring for Freelance Health Insurance Agent jobs?

Cities in Colorado with the most Freelance Health Insurance Agent job openings:

Freelance Health Insurance Agent jobs near you
Infographic showing various Freelance Health Insurance Agent job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $57,992 per year, or $27.9 per hour.

Insurance Agent - Durango, Colorado

Horace Mann - Agent Opportunities

Durango, CO • On-site

Full-time

Re-posted 2 days ago

Horace Mann Insurance rating

8.3

Company rating: 8.3 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

133rd of 315 rated insurance

Job description

Join Horace Mann and Unlock Your Financial Potential
Ready to take control of your financial future? At Horace Mann, we are here to support you in achieving your goals and making a meaningful difference in the lives of the educators who trust you. Join us and take the first step toward building a brighter, more prosperous future.
If you're ready to take the next step toward realizing your financial goals, we invite you to join our team as an Exclusive Insurance Agent. With Horace Mann's expertise and your ambition, together, we can help you unlock your full potential.
What We Offer:
  • Competitive, performance-based [1099] compensation with an industry-leading 48-month incentive package
  • Earning incentives tied to your activity and success during the first 48 months
  • Quarterly production incentives for the first 48 months, rewarding consistent performance
  • Dedicated Service Representative to handle client service work, allowing you to focus on building your business
  • Exclusive territory in a niche market designed to increase your opportunities for success
  • Cutting-edge technology and ongoing training to support and grow your operations
  • A comprehensive multiline product portfolio to meet a variety of client needs
  • Market and relationship-building programs to help you establish and grow your network
  • No external office required for 2 years

Your Path to Success:
Several factors will contribute to your success in this role, including:
  • A commitment to identifying and implementing solutions that help educators achieve affordable insurance solutions and financial security
  • A focus on achieving market access and building strong relationships
  • The ability to confidently present products to both groups and individuals
  • Active engagement in networking, community, and industry events
  • A dedication to investing time and resources to ensure the long-term success of your business

What We're Looking For:
  • Strong interpersonal and business management skills to build and manage your agency
  • 2-5 years of experience in the insurance and financial services industry (preferred)
  • Resident State General Lines Insurance Licenses:
    • Life and Health Insurance License
    • Property and Casualty Insurance License
  • Ability to obtain FINRA Series 6 & 63 licenses (if applicable in your region)

#LI-MH1
#VIZI#

What Horace Mann Insurance employees say

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