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Freelance Fintech Data Scientist Jobs (NOW HIRING)

BillGO, Inc.

Data Scientist AI/ML

Fort Collins, CO · On-site

$102K - $146K/yr

We're looking for a Data Scientist with deep AI and machine learning expertise to help shape the ... In a fintech environment where trust, speed, and compliance are critical, this role ensures that ...

Highbeam Inc.

Data Scientist

Manhattan, NY · On-site

$90 - $130/hr

This role blends data science, customer analytics, financial analysis, and market insights to ... Experience with fintech, e-commerce, lending, or D2C businesses * Background in FP&A or consumer ...

Triumph

Data Scientist

San Francisco, CA · On-site

Preferred : • Experience in consumer tech, gaming, fintech, or marketplace data science, particularly in monetization, LTV modeling, or experimentation. • Prior experience as a quantitative ...

Far Coder

Data Scientist

Oakland, CA · On-site

$175.35 - $214.32/hr

# Remote Data Scientist Job at EarnestUSA6 hours agoFull TimeUSA$25000 - $40000 ... Fintech sectors to drive informed decision-making and optimize business processes.This notice is ...

New

Achieve

Data Scientist (AHL)

Tempe, AZ

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... As a Data Scientist (potential uplevel to Sr. Data Scientist for the right experience) , you'll ...

Jobzhr

Data Scientist (AHL)

San Mateo, CA · On-site

$140 - $160/hr

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... As a Data Scientist (potential uplevel to Sr. Data Scientist for the right experience), you'll ...

New

Achieve

Data Scientist (AHL)

Tempe, AZ

$140K - $160K/yr

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... As a Data Scientist (potential uplevel to Sr. Data Scientist for the right experience) , you'll ...

Achieve

Data Scientist (AHL)

Tempe, AZ

$140K - $160K/yr

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... As a Data Scientist (potential uplevel to Sr. Data Scientist for the right experience) , you'll ...

Achieve

Data Scientist (AHL)

Tempe, AZ · On-site

$140K - $160K/yr

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... As a Data Scientist (potential uplevel to Sr. Data Scientist for the right experience) , you'll ...

Achieve

Data Scientist (AHL)

San Mateo, CA · On-site

$140K - $160K/yr

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... As a Data Scientist (potential uplevel to Sr. Data Scientist for the right experience) , you'll ...

Achieve

Data Scientist (AHL)

San Mateo, CA

Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S ... As a Data Scientist (potential uplevel to Sr. Data Scientist for the right experience) , you'll ...

Monitise

Senior Data Scientist

Alpharetta, GA

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... As a Senior Data Scientist, you will help shape the modeling, analytics, experimentation, and ...

Shoptalk

Senior Data Scientist

Alpharetta, GA · On-site

$140 - $190/hr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... As a Senior Data Scientist, you will help shape the modeling, analytics, experimentation, and ...

New

Fiserv, Inc.

Senior Data Scientist

Alpharetta, GA · On-site

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... As a Senior Data Scientist, you will help shape the modeling, analytics, experimentation, and ...

Current

Senior Data Scientist

New York, NY · On-site

$170K - $220K/yr

Senior Data Scientist About Current Current is a leading U ... S. fintech serving people who have been overlooked by traditional banks. We are one of the fastest ...

Current

Senior Data Scientist

New York, NY

$170K - $220K/yr

Senior Data Scientist About Current Current is a leading U ... S. fintech serving people who have been overlooked by traditional banks. We are one of the fastest ...

NinjaHoldings

Data Scientist

They are seeking a Data Scientist to build predictive models, analyze consumer risk behavior, and ... or FinTech • Marketing analytical experience Company : NinjaHoldings is a digital financial ...

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All JobsFintech Data Scientist JobsFreelance Fintech Data Scientist Jobs

Freelance Fintech Data Scientist information

See salary details

$37.5K

$122.7K

$196.5K

How much do freelance fintech data scientist jobs pay per year?

As of Aug 8, 2026, the average yearly pay for freelance fintech data scientist in the United States is $122,738.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $136,000.00 per year, depending on experience, location, and employer.

What is the difference between Freelance Fintech Data Scientist vs Freelance Data Analyst?

AspectFreelance Fintech Data ScientistFreelance Data Analyst
Required SkillsAdvanced statistical analysis, machine learning, programming (Python, R), fintech domain knowledgeData cleaning, basic analysis, visualization, Excel, SQL
Work EnvironmentProject-based, remote or on-site, often collaborating with fintech startups or financial institutionsSimilar, often remote, supporting various industries including finance
Employer & Industry UsageFintech companies, banks, financial service providersVarious industries, including finance, retail, healthcare

Freelance Fintech Data Scientists focus on advanced analytics and machine learning tailored to financial technology projects, while Freelance Data Analysts handle more straightforward data interpretation and reporting. Both roles are in demand but differ in complexity and technical expertise required.

More about Freelance Fintech Data Scientist jobs
What cities are hiring for Freelance Fintech Data Scientist jobs? Cities with the most Freelance Fintech Data Scientist job openings:
What are the most commonly searched types of Fintech Data Scientist jobs? The most popular types of Fintech Data Scientist jobs are:
What states have the most Freelance Fintech Data Scientist jobs? States with the most job openings for Freelance Fintech Data Scientist jobs include:
What job categories do people searching Freelance Fintech Data Scientist jobs look for? The top searched job categories for Freelance Fintech Data Scientist jobs are:
Freelance Fintech Data Scientist jobs near you
Infographic showing various Freelance Fintech Data Scientist job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 12% Part Time, and 4% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $122,738 per year, or $59 per hour.

Data Scientist AI/ML

BillGO, Inc.

Fort Collins, CO • On-site

$102K - $146K/yr

Full-time

Medical, Retirement

This job post has expired today. Applications are no longer accepted.

Job description

We’re looking for a Data Scientist with deep AI and machine learning expertise to help shape the future of data-driven innovation in fintech. You’ll work on developing intelligent systems that power risk modeling, fraud prevention, customer insights and targeting, and payment optimization. Your models will have a direct impact on financial decisions, operational efficiency, and customer trust across our products. 

Why This Role Matters

This role matters because it sits at the intersection of advanced AI and real-world financial decision-making, where the impact of data science is immediate, measurable, and high-stakes. By building intelligent models for risk, fraud detection, and payment optimization, the Data Scientist directly helps protect customers, improve transaction accuracy, and drive business growth. In a fintech environment where trust, speed, and compliance are critical, this role ensures that data is not just analyzed but transformed into actionable systems that power secure and efficient financial experiences. Beyond technical execution, the position also shapes innovation by integrating cutting-edge AI, like generative models and LLMs, into core products, enabling smarter operations and more personalized customer interactions.

What You’ll Do

  • AI-Driven Insights: Develop and deploy advanced machine learning models to optimize customer targeting, payment monitoring and growth and operational efficiency opportunities. 
  • Predictive Modeling: Build forecasting models to improve transaction accuracy, detect anomalies, and assess financial risk. 
  • Data Engineering & Feature Design: Clean, transform, and model large, high-velocity financial datasets with attention to data integrity and compliance. 
  • AI Product Integration: Collaborate with Product to integrate AI solutions into production systems for real-time financial decisioning. 
  • Experimentation: Lead A/B tests and model performance evaluations to validate model effectiveness and regulatory compliance. 
  • Communication: Translate technical findings into actionable insights for business leaders and compliance teams. 
  • Research & Innovation: Stay on top of advancements in generative AI, LLMs, and financial AI applications to guide innovation strategy. 

What You Bring

  • Bachelor’s or Master’s degree in Data Science, Computer Science, Statistics, or related field. 
  • 3+ years of experience in a data science or AI-focused role within fintech, banking, or payments. 
  • Expertise in Python, machine learning frameworks (scikit-learn, TensorFlow, PyTorch), and data pipelines. 
  • Strong background in supervised/unsupervised learning, anomaly detection, NLP, and generative AI. 
  • Familiarity with financial data structures, regulatory standards (e.g., PCI-DSS, GDPR), and model governance. 
  • Experience with cloud platforms such as Snowflake for ML deployment. 

Preferred Qualifications 

  • Experience in fraud analytics, risk scoring, or payment decision models. 
  • Understanding of MLOps and continuous model monitoring in regulated environments. 
  • Familiarity with financial transaction data, open banking APIs, or real-time payments systems. 
  • Experience developing LLM-powered assistants or AI copilots for financial operations or support. 
  • Strong data storytelling and visualization skills (Tableau preferred). 

Compensation

We offer a competitive compensation package, including:

  • Base salary ($102,000-$146,900)
  • Performance incentive
  • Equity opportunities
  • Comprehensive health, retirement, and lifestyle benefits

This role is about more than compensation, it’s about the opportunity to transform how small businesses thrive in the digital economy.

Apply