Credit Manager
Ann Arbor, MI · On-site
... the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ... Key Responsibilities Credit Risk Management & Underwriting * Oversee credit underwriting and ...
Credit Manager
Ann Arbor, MI · On-site
... the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ... Key Responsibilities Credit Risk Management & Underwriting * Oversee credit underwriting and ...
... the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ... Key Responsibilities Credit Risk Management & Underwriting * Oversee credit underwriting and ...
... the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ... Key Responsibilities Credit Risk Management & Underwriting * Oversee credit underwriting and ...
Credit Manager
Ann Arbor, MI · On-site
... the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ... Key Responsibilities Credit Risk Management & Underwriting * Oversee credit underwriting and ...
Credit Manager
Ann Arbor, MI · On-site
... the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio ... Key Responsibilities Credit Risk Management & Underwriting * Oversee credit underwriting and ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
Quick apply
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
Quick apply
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
Quick apply
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
... the bank remains compliant with all relevant regulations, both current and emerging, under supervision. • Support the developing and maintaining of a comprehensive regulatory risk management ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
Trust Tax Manager
Grand Rapids, MI · On-site
$106K - $139K/yr
While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES:
Trust Tax Manager
Grand Rapids, MI · On-site
$106K - $139K/yr
While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES:
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
The Analyst's goal is to balance customer experience with the bank's risk management, ensuring optimal outcomes for both. Responsible and accountable for risk by openly exchanging ideas and opinions ...
Branch Banking Assistant Leader
Ann Arbor, MI · On-site
$20.87 - $35.74/hr
Risk Management: Identify and mitigate reputational, regulatory, employee and client risks by helping team members understand and adhere to all applicable bank policies and regulations. Meet ...
Branch Banking Assistant Leader
Ann Arbor, MI · On-site
$20.87 - $35.74/hr
Risk Management: Identify and mitigate reputational, regulatory, employee and client risks by helping team members understand and adhere to all applicable bank policies and regulations. Meet ...
Branch Banking Assistant Leader
$20.87 - $35.74/hr
Risk Management: Identifyand mitigate reputational, regulatory, employee and client risks by helping team members understand and adhere to all applicable bank policies and regulations. Meet ...
Branch Banking Assistant Leader
$20.87 - $35.74/hr
Risk Management: Identifyand mitigate reputational, regulatory, employee and client risks by helping team members understand and adhere to all applicable bank policies and regulations. Meet ...
Market and interest rate risk management practices (e.g., interest rate risk in the banking book ... IRRBB) measurement, sensitivities/scenario analysis, model validation support, limit frameworks ...
Market and interest rate risk management practices (e.g., interest rate risk in the banking book ... IRRBB) measurement, sensitivities/scenario analysis, model validation support, limit frameworks ...
Branch Banking Assistant Leader
$20.87 - $35.74/hr
Risk Management: Identify and mitigate reputational, regulatory, employee and client risks by helping team members understand and adhere to all applicable bank policies and regulations. Meet ...
Branch Banking Assistant Leader
$20.87 - $35.74/hr
Risk Management: Identify and mitigate reputational, regulatory, employee and client risks by helping team members understand and adhere to all applicable bank policies and regulations. Meet ...
While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES:
While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES:
Freelance Bank Risk Management information
What are some common challenges freelance bank risk management professionals face when working with multiple clients?
Freelance bank risk management professionals often encounter the challenge of quickly adapting to different client systems, risk frameworks, and compliance cultures. Each financial institution may have unique regulatory requirements and internal policies, making it essential to become familiar with new processes rapidly. Additionally, balancing multiple client projects requires strong organizational skills and clear communication to ensure deadlines are met and recommendations are properly implemented. Freelancers must also stay updated on evolving regulations across jurisdictions to provide relevant and effective guidance.
What is the difference between Freelance Bank Risk Management vs Freelance Credit Analyst?
| Aspect | Freelance Bank Risk Management | Freelance Credit Analyst |
|---|---|---|
| Credentials | Risk management certifications, financial background | Financial analysis certifications, credit analysis experience |
| Work Environment | Consulting, remote or client sites, financial institutions | Remote or client offices, financial services firms |
| Employer & Industry Usage | Banks, financial institutions, consulting firms | Banks, lending companies, credit agencies |
Freelance Bank Risk Management focuses on identifying and mitigating financial risks for banks, requiring risk-related certifications. Freelance Credit Analysts primarily evaluate creditworthiness of borrowers, often with similar financial credentials. Both roles operate in similar environments and serve financial institutions, but their core responsibilities differ in scope and focus.
What are the key skills and qualifications needed to thrive as a Freelance Bank Risk Management professional, and why are they important?
To thrive as a Freelance Bank Risk Management professional, you need expertise in risk assessment, financial analysis, regulatory compliance, and a relevant degree such as finance, economics, or business. Familiarity with risk management software, data analytics tools, and certifications like FRM (Financial Risk Manager) or PRM (Professional Risk Manager) are highly desirable. Excellent communication, analytical thinking, and problem-solving skills help you effectively advise clients and adapt to changing regulatory landscapes. These skills and qualities are critical in identifying, mitigating, and communicating financial risks to protect client assets and ensure regulatory compliance.
What is freelance bank risk management?
Freelance bank risk management involves independent professionals who help banks and financial institutions identify, assess, and mitigate risks such as credit, market, operational, and regulatory risks. These freelancers may work on a project basis, offering guidance on compliance, risk assessment strategies, and implementing risk management frameworks. They help banks ensure that their practices meet regulatory standards and minimize potential losses. Freelance risk managers often bring specialized expertise and flexibility that can be especially valuable for smaller banks or during periods of transition. Their work can include audits, policy development, or training for in-house staff.
What are popular job titles related to Freelance Bank Risk Management jobs in Michigan? For Freelance Bank Risk Management jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Freelance Bank Risk Management jobs in Michigan look for? The top searched job categories for Freelance Bank Risk Management jobs in Michigan are:
What cities in Michigan are hiring for Freelance Bank Risk Management jobs? Cities in Michigan with the most Freelance Bank Risk Management job openings:
Key responsibilities
Oversee credit underwriting and approval processes across all assigned portfolios, ensuring high-quality credit analysis and adherence to policy and regulatory guidance.
Monitor and assess overall portfolio performance, lead periodic and annual credit reviews, and identify and escalate emerging credit risks to support risk mitigation strategies.
Provide leadership, coaching, and direction to credit analysts and support staff, and partner with internal teams to support prudent growth and maintain credit quality.
Job description
Job Type
Full-time
Description
Position Overview
The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio oversight across commercial, commercial real estate, and private banking relationships.
The role blends strong technical expertise with decisive, results-oriented leadership-ensuring credit decisions align with the bank's appetite, regulatory expectations, and growth objectives, while fostering accountability, collaboration, and disciplined execution across lending and risk functions. At times, there could be periods of work induced stress and extended hours.
Key Responsibilities
Credit Risk Management & Underwriting
Portfolio Oversight & Risk Monitoring
Problem Loan & Risk Mitigation
Leadership & Collaboration
Reporting & Governance
Requirements
Education & Experience
Skills & Competencies
Leadership Responsibilities
Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the functions.
While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.
The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.
The noise level in the work environment is usually moderate.
Full-time
Description
Position Overview
The Credit Manager plays a central role in maintaining the safety and soundness of the bank's credit portfolio. This position leads credit underwriting, approval, and portfolio oversight across commercial, commercial real estate, and private banking relationships.
The role blends strong technical expertise with decisive, results-oriented leadership-ensuring credit decisions align with the bank's appetite, regulatory expectations, and growth objectives, while fostering accountability, collaboration, and disciplined execution across lending and risk functions. At times, there could be periods of work induced stress and extended hours.
Key Responsibilities
Credit Risk Management & Underwriting
- Oversee credit underwriting and approval processes across all assigned portfolios.
- Approve loans within delegated authority; escalate as appropriate to Senior Management or Loan Committees, including the Board of Directors.
- Ensure high-quality credit analysis, including financial, cash flow, collateral, and guarantor evaluation.
- Apply credit policy and regulatory guidance consistently across all decisions.
Portfolio Oversight & Risk Monitoring
- Monitor and assess overall portfolio performance, including covenant compliance, policy exceptions, and emerging risk trends
- Lead periodic and annual credit reviews to validate risk ratings, loan structure, guarantor support, and overall credit quality
- Oversee the real estate appraisal and appraisal review process to ensure compliance and sound collateral valuation
- Identify, analyze, and escalate emerging credit risks, supporting timely and well-informed risk mitigation strategies
- Serve as a trusted advisor to the Chief Credit Officer by providing proactive insight into developing risks, complex credits, and trends that may adversely impact portfolio performance
- Support the development and execution of portfolio strategies to maintain credit quality and align with the bank's risk appetite
Problem Loan & Risk Mitigation
- Partner with Special Assets and lending teams on problem loan identification and resolution strategies
- Support credit actions including modifications, downgrades, and exit strategies
- Drive timely resolution of credit issues through disciplined follow-through and accountability
Leadership & Collaboration
- Partner closely with relationship managers, loan operations, compliance, and finance to support prudent growth
- Coach and develop credit analysts, ensuring strong analytical standards, sound judgment, and consistent execution
- Provide clear direction on complex transactions and structuring considerations
- Foster an environment of constructive dialogue by respectfully challenging assumptions and encouraging balanced, well-supported credit decisions
Reporting & Governance
- Oversee the preparation of reports on portfolio trends, risk metrics, and exception reporting to senior management and committees
- Support internal audits, loan review, and regulatory examinations with timely and accurate information
- Recommend enhancements to credit policy, processes, and underwriting standards
Requirements
Education & Experience
- Bachelor's degree in Finance, Accounting, Economics, or related field required; advanced degree preferred.
- 7+ years of progressive commercial credit experience, including underwriting and portfolio management.
- Strong experience analyzing complex financials, global cash flow, collateral structures, and guarantor support.
- Solid understanding of commercial lending structures, risk rating systems, and loan policy governance.
- Knowledge of applicable banking regulations and supervisory expectations.
- Prior leadership or mentoring experience preferred.
- Artificial Intelligence (Ai) experience preferred.
Skills & Competencies
- Strong credit judgment and risk assessment, with the ability to balance risk and growth objectives
- Advanced financial analysis and problem-solving skills with a practical, solutions-oriented mindset
- Willingness to respectfully challenge others and engage in constructive conflict to arrive at the best credit decision
- Confidence to form, articulate, and advocate for well-reasoned viewpoints
- Results-oriented with a strong sense of ownership and accountability
- Ability to make sound, timely decisions within authority limits and drive issues through to resolution
- Clear, confident and persuasive written and verbal communication skills
- Comfortable operating in a fast-paced environment with multiple competing priorities
- Demonstrated ability to influence, guide, and align others toward a defined outcome
- Strong interpersonal skills with the ability to build trust, and foster collaboration across functions
- High level of professional maturity, objectivity, and sound judgment
Leadership Responsibilities
- Provide day-to-day direction, coaching, and quality oversight to credit analysts and support staff including workflow prioritization, performance feedback, and team development.
- Clearly communicate expectations, establish priorities, and hold team members accountable for results and quality standards
- Lead with a proactive, action-oriented approach that drives execution and ensures work is completed effectively and on time
- Serve as a role model for professionalism, sound judgment, and constructive engagement across the organization
- Lead by example in supporting the bank's commitment to community engagement by actively participating in and promoting community service initiatives and fostering a culture that reflects the values and visibility expected of a community banking organization.
Physical Demands and Work Environment:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodation may be made to enable individuals with disabilities to perform the functions.
While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.
The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.
The noise level in the work environment is usually moderate.