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Freelance Atm Software Developer Jobs (NOW HIRING)

Java Developer

Cary, NC · On-site

$48.50 - $62.75/hr

A * Can we use Freelancer? : No * Named Job Posting? (if Yes - needs to be approved by SCSC) : No * Remote work possibility : (No Value) * Global Role Family : 6504 Developer / Software Engineer

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Freelance Atm Software Developer information

See salary details

$48K

$111.8K

$166K

How much do freelance atm software developer jobs pay per year?

As of Jun 9, 2026, the average yearly pay for freelance atm software developer in the United States is $111,845.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $130,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Freelance ATM Software Developer, and why are they important?

To thrive as a Freelance ATM Software Developer, you need expertise in software development, particularly in programming languages like C, C++, or Java, and a solid understanding of ATM protocols and security standards. Familiarity with ATM operating systems, EMV standards, encryption tools, and experience with platforms like XFS or NDC/DDC is typically required. Strong problem-solving, communication, and project management skills are essential to manage client relationships and deliver reliable software solutions independently. These abilities ensure the development of secure, compliant, and efficient ATM applications that meet client and industry needs.

What is a Freelance ATM Software Developer?

A Freelance ATM Software Developer is an independent professional who designs, develops, tests, and maintains software specifically for Automated Teller Machines (ATMs). They work with banks, financial institutions, or ATM manufacturers to create secure and efficient software solutions that power ATM operations, including transaction processing, user interfaces, and security protocols. As freelancers, they typically work on a contract basis and may serve multiple clients, offering flexibility and specialized expertise in ATM technologies.

What is the difference between Freelance Atm Software Developer vs ATM Network Engineer?

AspectFreelance Atm Software Developer

Freelance Atm Software Developers focus on designing, coding, and testing software for ATMs, often working independently or with clients on specific projects. They typically require programming skills, knowledge of ATM software systems, and may work remotely. ATM Network Engineers, on the other hand, manage and maintain the network infrastructure that connects ATMs, requiring networking certifications and experience with hardware and network protocols. While both roles support ATM operations, developers concentrate on software creation, whereas network engineers handle connectivity and system integration.

What are some common challenges freelance ATM software developers face when working with clients?

Freelance ATM software developers often encounter challenges such as integrating new features with legacy ATM systems, ensuring compliance with strict security standards, and managing communication across geographically dispersed client teams. Projects may require adapting to different banking protocols or hardware environments, which can vary widely between clients. To succeed, freelancers need to stay updated with industry regulations, maintain clear documentation, and establish effective channels for remote collaboration.
More about Freelance Atm Software Developer jobs
What cities are hiring for Freelance Atm Software Developer jobs? Cities with the most Freelance Atm Software Developer job openings:
What are the most commonly searched types of Atm Software Developer jobs? The most popular types of Atm Software Developer jobs are:
What states have the most Freelance Atm Software Developer jobs? States with the most job openings for Freelance Atm Software Developer jobs include:
Infographic showing various Freelance Atm Software Developer job openings in the United States as of May 2026, with employment types broken down into 3% As Needed, 10% Full Time, 85% Part Time, and 2% Contract. Highlights an 80% Physical, 5% Hybrid, and 15% Remote job distribution, with an average salary of $111,845 per year, or $53.8 per hour.

Lead Software Architect - ATM & Core Banking Integrations

Monitise

Lake Mary, FL

Full-time

Posted 13 days ago


Job description

Calling all innovators - find your future at Fiserv.

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Lead Software Architect - ATM & Core Banking Integrations

What does a successful Lead Software Architect - ATM & Core Banking Integrations do at Fiserv?

A successful Lead Software Architect - ATM & Core Banking Integrations at Fiserv combines technical leadership with architectural expertise to develop and support ATM, banking, and cryptography systems within POSH (Point of Service Handler). You will ensure the integrity, scalability, security, and functionality of POSH products, while overseeing the design and implementation of solutions. You will support both internal and external projects, integrating legacy systems with modern technologies including Java and C++.

What you will do:

  • Lead the technical design and documentation for POSH software products, ensuring alignment with design specifications and reviewing team design documents.
  • Collaborate with product management, project management, and development teams to integrate internal and external enhancements.
  • Maintain and enhance the development process, incorporating new toolkits and productivity tools, and providing training and guidance.
  • Offer architectural expertise and support for customer presentations, marketing materials, and stakeholder education.
  • Resolve technical challenges and provide hands-on technical guidance to support development teams

What you will need to have:

  • 9+ years of programming experience in Java and C++, with working knowledge of C and ASP.Net.
  • Strong database skills, particularly with DB2 and SQL Server, and extensive knowledge of TCP/IP communications, Windows, and Unix/Linux systems.
  • 6+ years of experience with POS systems, ATMs, and core banking systems, including ISO 8583 message specifications and EMV principles.
  • Post-secondary degree/diploma in Computer Science and/or an equivalent combination of educational background, related experience, and/or military experience.

What would be great to have:

  • 8+ years of experience with cryptography within the payments industry, PCI DSS requirements, and encryption use in payment processes.
  • Superior analytical, problem-solving, and leadership skills, with the ability to motivate and make decisions independently.
  • Demonstrated ability to work under pressure, meet deadlines, and adapt and learn quickly.

Important info about this role:

  • We're better together! This role is fully on-site
  • This is a full-time, direct-hire position, and no contract options or unsolicited agency submissions will be considered
  • You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role

This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Illinois, Massachusetts, Maryland, Minnesota, New Jersey, New York, Nevada, Rhode Island or Washington.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.

Thank you for considering employment with Fiserv. Please:

  • Apply using your legal name
  • Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contactAskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements.Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.