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Freelance Atm Software Developer Jobs (NOW HIRING)

Qualis1 Inc

ATM Senior Developer/Advisor

Berkeley Heights, NJ · On-site

$142K - $143K/yr

The Card Services ATM Managed Services team is looking for a Software Developer Advisor proficient in ATM applications and transaction driving, with experience in Windows systems administration ...

7N USA, Inc.

ATM Architect

Charlotte, NC · On-site

This position is critical to ensure the ATM domain is properly supported • 5+ years of experience in technology architecture and solution design, including 3+ years of hands-on software engineering ...

Scalence L.L.C.

ATM Architecture

Plano, TX · On-site

... on software engineering. • Proven ability to operate at SVP/executive level, influencing ... ATM software platforms (e.g., EuroNet, Client, Diebold Nixdorf, or equivalent) - Transaction ...

Cloudspace

We're always looking for talented developers to add to our internal database of resumes. If you're experienced in any of the technologies listed below feel free to send us your resume. We'll keep it ...

Cloudspace

Freelance Software Developer

Orlando, FL

We're always looking for talented developers to add to our internal database of resumes. If you're experienced in any of the technologies listed below feel free to send us your resume. We'll keep it ...

MavTek

Staff Software Engineer (Freelance)

We're looking for a brilliant Staff Software Engineer (Freelance) to join us. As an Staff Software ... Re-design of development workflows that boost developer productivity, code quality or process ...

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Freelance Atm Software Developer information

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How much do freelance atm software developer jobs pay per year?

As of Aug 15, 2026, the average yearly pay for freelance atm software developer in the United States is $111,845.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,000.00 and $130,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a freelance ATM software developer?

To thrive as a Freelance ATM Software Developer, you need expertise in software development, particularly in programming languages like C, C++, or Java, and a solid understanding of ATM protocols and security standards. Familiarity with ATM operating systems, EMV standards, encryption tools, and experience with platforms like XFS or NDC/DDC is typically required. Strong problem-solving, communication, and project management skills are essential to manage client relationships and deliver reliable software solutions independently. These abilities ensure the development of secure, compliant, and efficient ATM applications that meet client and industry needs.

What is a freelance ATM software developer?

A Freelance ATM Software Developer is an independent professional who designs, develops, tests, and maintains software specifically for Automated Teller Machines (ATMs). They work with banks, financial institutions, or ATM manufacturers to create secure and efficient software solutions that power ATM operations, including transaction processing, user interfaces, and security protocols. As freelancers, they typically work on a contract basis and may serve multiple clients, offering flexibility and specialized expertise in ATM technologies.

What is the difference between Freelance Atm Software Developer vs ATM Network Engineer?

AspectFreelance Atm Software Developer

Freelance Atm Software Developers focus on designing, coding, and testing software for ATMs, often working independently or with clients on specific projects. They typically require programming skills, knowledge of ATM software systems, and may work remotely. ATM Network Engineers, on the other hand, manage and maintain the network infrastructure that connects ATMs, requiring networking certifications and experience with hardware and network protocols. While both roles support ATM operations, developers concentrate on software creation, whereas network engineers handle connectivity and system integration.

What are some common challenges freelance ATM software developers face when working with clients?

Freelance ATM software developers often encounter challenges such as integrating new features with legacy ATM systems, ensuring compliance with strict security standards, and managing communication across geographically dispersed client teams. Projects may require adapting to different banking protocols or hardware environments, which can vary widely between clients. To succeed, freelancers need to stay updated with industry regulations, maintain clear documentation, and establish effective channels for remote collaboration.
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Freelance Atm Software Developer jobs near you
Infographic showing various Freelance Atm Software Developer job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 87% Full Time, 8% Part Time, and 4% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $111,845 per year, or $53.8 per hour.

ATM Sr Lead Software Engineer

JPMorgan Chase & Co.

Westerville, OH • On-site

$140 - $190/hr

Other

Posted 18 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

Be an integral part of an agile team that's constantly pushing the envelope to enhance, build, and deliver top-notch technology products.

As a Senior Lead Software Engineer at JPMorganChase within the Consumer & Community Banking ATM technology team, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Drive significant business impact through your capabilities and contributions, and apply deep technical expertise and problem-solving methodologies to tackle a diverse array of challenges that span multiple technologies and applications.

Job responsibilities
  • Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors
  • Develops secure and high-quality production code, and reviews and debugs code written by others
  • Drives adoption and governance of approved AI-assisted engineering practices across teams to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test acceleration, release readiness, incident/root-cause analysis), while establishing measurable validation standards (secure coding, peer review, automated testing) and promoting reuse of proven patterns and automation within the SDLC/TLM toolchain
  • Applies knowledge of tools within the Software Development Life Cycle toolchain, including approved AI-assisted development and automation capabilities, to improve the value realized by automation at scale
  • Drives decisions that influence the product design, application functionality, and technical operations and processes
  • Serves as a function-wide subject matter expert in one or more areas of focus
  • Actively contributes to the engineering community as an advocate of firmwide frameworks, tools, and practices of the Software Development Life Cycle
  • Influences peers and project decision-makers to consider the use and application of leading-edge technologies
  • Design, develop and test ATM Diebold applications utilizing (SmartClient with JDevice/XFS)
  • Build microservices and distributed modular applications and solve complex modernization technical problems and challenges
  • Work with Multi-vendor ATM hardware
Required qualifications, capabilities, and skills
  • Formal training or certification on software engineering concepts and 5+ years applied experience
  • Hands‑on practical experience delivering system design, application development, testing, and operational stability
  • 10+ years of hands‑on experience with ATM software development in (Diebole SmartClient)
  • Deep ATM domain knowledge in solving complex modernization challenges
  • Experience working with multi-vendor ATM hardware and Hands on experience implementing ATM functions using XFS commands
  • Experience in building microservices and distributed modular applications
  • Deep understanding of SmartClient software (Diebold) with JDevice/XFS on multi-vendor hardware
  • Demonstrated experience leading effective use of enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security
  • Familiarity with Cloud technologies (AWS and Kubernetes)
  • Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching senior engineers/leads on compliant usage patterns and controls
  • Ability to tackle design and functionality problems independently with little to no oversight
Preferred qualifications, capabilities, and skills
  • Experience with AWS and Kubernetes
  • 15+ years in ATM software design, development and testing
  • Experience working in a very large and complex Banking technology environment
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