Fraud Risk Analyst Jobs in Houston, TX (NOW HIRING)

Role:

The Risk Officer role will be making a difference by supporting the organization in the analysis and identification of products, member service and internal procedures for reducing risk. This position is responsible for providing support in areas of (but not limited to) Fraud Detection, BSA, Operations, and the management of inherent and residual risk. Performs job duties and responsibilities in compliance with CRCU policies, procedures, mission, vision and standards of performance.

Essential Functions & Responsibilities:

E

40%

Bank Secrecy Act Compliance Duties
 Processes and files all CTRs
 Leads the process for daily monitoring of potential OFAC matches and makes the determination of OFAC list "hits".
 Assists with SAR backup documentation
 Participates in compliance training and continuing education.

E

30%

Risk Management Duties
 
 Performs File Maintenance audits as assigned.
 Assists with investigating anti-money laundering software alerts.
 Assists with fraud investigations as assigned by the Team Leads
 Assist with branch audits
 Conducts huddles related to BSA and Fraud 
 Assists with managing deceased accounts

E

25%

 Operation Duties
 Performs system checks and ID scan rejects.
 Manages the flow of online data between vendors by importing files from one source and preparing them for upload to another system.
 Performs ChexSystems review

E

5%

Performs other duties as assigned
Completes projects as assigned by the Team Leads.
Works closely with team members on credit union initiatives and projects.

Performance Measurements:

1.

Possesses a highly positive, member-service oriented attitude and the ability to anticipate member needs and initiate assistance beyond duties assigned.

2.

Possesses the desire to accept additional responsibilities within the Risk Management department.

3.

Demonstrates a willingness to learn and grow in the areas of compliance and risk management.

4.

Possesses the ability to complete Currency Transaction Reports (CTRs).

5.

Proficient in Credit Union processes and procedures related to compliance.

6.

Provides leadership, motivates and persuades others when addressing compliance risks without having actual authority over them.

7.

Possesses strong attention to detail and strong organizational and time management skills.

8.

Maintains confidentially of member information.

9.

Works independently and in teams under limited supervision.

10.

Demonstrates an understanding of and follows the requirements of all regulation compliance including but not limited to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC), Customer Identification Program (CIP) and Member Due Diligence (MDD) as it relates to their job functions. Employee shall be trained annually in BSA/AML compliance.

11.

Must be able and willing to work and/or travel to any of our office locations as needed.

Knowledge and Skills:

Experience

One year to three years of similar or related experience. 

Education

A high school education or GED. 

Interpersonal Skills

Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. 

Other Skills

Physical Requirements

While performing the duties of this job, the employee is regularly required to use hands or fingers, handle or feel; reach with hands and arms; talk and hear. The employee frequently is required to stand, walk, and sit. Specific vision abilities required of this job include close vision and ability to adjust focus. 

Work Environment

Work is performed indoors with some potential for exposure to safety and health hazards related to electronics work. May require periodic travel. There is exposure to potential hazardous conditions such as robbery. Employees are to receive detailed instructions and procedures to follow in order to minimize risk.
 
In accordance with the American with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization. 

This Job Description is not a complete statement of all duties and responsibilities comprising the position.