Business Unit/Role Specific Information
Credit and Fraud Risk (CFR) is a global function, responsible for making the right credit and fraud risk decisions that uphold operational excellence, drive growth, and accelerate innovation across American Express. CFR combines technology and infrastructure with new computing techniques to make better risk decisions and provide real-time customer communications and fraud servicing.
The Risk Products team of Credit and Fraud Risk brings risk strategies to life by enabling customer focused capabilities for Card and Non-Card products. You will collaborate with partners in other Risk teams, Marketing, Finance, Servicing, Legal/Compliance, Banking, and Technologies to create world-class analytical capabilities and solutions to minimize credit and fraud risk and improve customer experience.
Responsibilities
How will you make an impact in this role?
- Defining a clear and innovative product vision, creating and executing product roadmap, and communicating thoroughly with stakeholders.
- Support development of next generation software products and solutions to solve risk management needs using latest tools and technologies.
- Collaborate with multiple risk strategy partners, technology teams and other product teams to build & iterate on products that directly impact millions of customers and prospects.
- Manage the implementation of risk products, drive global, reusable & configurable design, prioritization, rationalization/globalization, feature development, testing, integration, and product launch using low-code tools.
As an intern your day-to-day responsibilities can include
- Coordinating calls with cross-functional teams to help define product features, user stories, and business requirements.
- Hosting daily stand-up meetings with technology partners and resolving any issues that arise during development.
- Analyzing data to assess products' performance and make data-driven decisions regarding the product's future state.
- Participating in team meetings, planning sessions, building relationships, and gathering insights across business functions.
- Creating decks, product requirement documentation, and status updates for leadership
- Sharing insights, gathering feedback, and providing recommendations to leaders through presentation or reports.
This intern will have the opportunity to tackle a high-impact project aligned to our most pressing strategic and operational priorities such as but not limited to:
- Identify, design, and solution reusable/global components within the risk product ecosystem.
- Support discovery of current state product & create a solution to eliminate existing inefficiencies/pain points.
- Analyze end-to-end core product delivery processes to optimize operating models and produce best practice documentation for product development teams.
Qualifications
Minimum Qualifications
- Currently enrolled in full-time bachelor's degree program
- Bachelor's degree candidates with an expected graduation date between December 2027 and June 2028
Preferred Qualifications
- Demonstrated interest in digital technologies and customer-driven design
- Independent thinker who's organized, has great attention to detail, and can multi-task
- Strong analytical, problem-solving/quantitative skills
- Willing to take risks, experiment, and share fresh perspectives
- Proficient in analytical and presentation tools, including Excel and PowerPoint
- Excellent written and verbal communication skills, and ability to present ideas clearly
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
About Us
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About the Team
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
- Competitive base salaries
- Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counselling support through our Healthy Minds program
- Career development and training opportunities
For a full list of Team Amex benefits, visit out Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
