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Flexible Captive Insurance Agent Jobs in Rochester, NY

HMG Careers

Remote Insurance Agent

Rochester, NY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Rochester, NY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Howard Hanna Holdings

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Insurance Sales Agent Built Different. Built to Win Together. At Howard Hanna Insurance Services, w ... Flexible paid time off and vacation time * Paid holidays * Health insurance * Dental insurance

Schnitzer Agency

Life Insurance Sales Agent

Rochester, NY · On-site +1

$30K - $160K/yr

Take control of your future and launch your agent career today. Unsure of joining the insurance ... Work from home, flexible schedule, bonus eligible, incentive trips, equity opportunities Pay ...

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All JobsCaptive Insurance Agent JobsFlexible Captive Insurance Agent JobsFlexible Captive Insurance Agent Jobs in Rochester, NY

Flexible Captive Insurance Agent information

See Rochester, NY salary details

$24.7K

$64.2K

$119.9K

How much do flexible captive insurance agent jobs pay per year?

As of Aug 11, 2026, the average yearly pay for flexible captive insurance agent in Rochester, NY is $64,155.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,900.00 and $76,000.00 per year, depending on experience, location, and employer.

What is the difference between Flexible Captive Insurance Agent vs Insurance Broker?

AspectFlexible Captive Insurance AgentInsurance Broker
CredentialsLicensing varies by state, often requires insurance agent licenseLicensed insurance agent, often with additional certifications
Work EnvironmentWorks with captive or specialized insurance products, often within a company or agencyIndependently represents multiple insurance carriers, works with clients directly
Employer & Industry UsageUsed within captive insurance arrangements or specialized marketsCommon across insurance industry, serving diverse client needs

Flexible Captive Insurance Agents focus on specialized or captive insurance products within specific companies or markets, often requiring specific licenses. Insurance Brokers, on the other hand, serve as independent intermediaries representing multiple carriers to find the best coverage for clients. While both roles require licensing, their work environments and client interactions differ significantly.

What are the most commonly searched types of Captive Insurance Agent jobs in Rochester, NY? The most popular types of Captive Insurance Agent jobs in Rochester, NY are:
What are popular job titles related to Flexible Captive Insurance Agent jobs in Rochester, NY? For Flexible Captive Insurance Agent jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Flexible Captive Insurance Agent jobs in Rochester, NY look for? The top searched job categories for Flexible Captive Insurance Agent jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Flexible Captive Insurance Agent jobs? Cities near Rochester, NY with the most Flexible Captive Insurance Agent job openings:
Flexible Captive Insurance Agent jobs near you
Infographic showing various Flexible Captive Insurance Agent job openings in Rochester, NY as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $64,155 per year, or $30.8 per hour.

Independent Licensed Life Insurance Agent- Remote

Group Financier Signature

Rochester, NY • On-site

Other

Medical, Life

Posted 12 days ago

Job description

Independent Licensed Life Insurance Agent– Remote The Opportunity

Are you an active, licensed life insurance agent tired of restrictive "captive" contracts, low commission caps, or lack of lead transparency?

We are looking for seasoned professionals to join our platform as independent advisors. This is a 1099 partnership designed for producers who know the industry and want to maximize their ROI by leveraging 50+ top-rated carriers and a robust, automated infrastructure.

Key Responsibilities
  • Consultative Sales: Conduct high-level financial protection assessments for diverse client portfolios.
  • Carrier Selection: Leverage our platform to quote and bind policies across 50+ carriers, ensuring the best fit for the client.
  • Pipeline Management: Utilize our advanced CRM and automation tools to manage high-volume lead flows and client renewals.
  • Scale & Lead: (Optional) Build and mentor your own agency within our ecosystem to generate override income.
Why Experienced Agents Partner With Us
  • Uncapped High-Contract Levels: Competitive commission tiers with performance-based increases.
  • Zero Commission Splits on Leads: Access high-intent leads at cost; keep 100% of your earned commission.
  • Full Portability: You own your book of business from day one.
  • Vested Renewals: Build long-term wealth with immediate vesting on renewal income.
  • Elite Tech Stack: Full access to CRM, automated marketing funnels, and multi-carrier quoting tools.
  • Carrier Depth: Immediate access to A-rated carriers (Term, IUL, Whole Life, Final Expense).
The Professional Profile
  • Currently Licensed: You hold an active Life & Health (or Life-only) license in at least one state.
  • Proven Track Record: You have a history of consistent production and understand the nuances of the life insurance sales cycle.
  • Self-Sufficient: You are a disciplined remote professional who doesn't need "hand-holding" but values a high-level support community.
  • Tech-Savvy: Comfortable navigating modern CRM systems and virtual sales platforms.
Requirements
  • Active Resident Life Insurance License (Required).
  • Errors & Omissions (E&O) Insurance.
  • Must be authorized to work in the United States.
  • A dedicated home office setup with high-speed internet.
Compensation & Structure
  • 1099 Independent Contractor: True entrepreneurial freedom.
  • High Upfront Commissions: Aggressive advance schedules.
  • Passive Income: Monthly renewal income and performance bonuses.
  • Agency Overrides: Compensation for those interested in the leadership and recruitment track.

Note: This is a commission-only partnership for licensed professionals looking to scale their existing business or transition to a more lucrative platform.

Ready to Scale?

If you are a producer who is ready to leave the "trainee" environment behind and start earning what your production is actually worth, we want to talk.

PandoLogic. Category:Insurance, Keywords:Insurance Agent, Location:Rochester, NY-14614

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