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First Independent Bank Jobs in Maine (NOW HIRING)

Description At First National Bank, we're committed to building strong relationships and helping ... Ability to work independently and manage multiple priorities * Solid understanding of credit ...

Banking Associate - Oxford

Oxford, ME · On-site

$22 - $27.75/hr

... internal Bank partner, while ensuring a positive customer experience * Accurately completes ... Demonstrated ability to work independently and within deadlines * Sound judgment in decision making ...

... internal Bank partner, while ensuring a positive customer experience * Accurately completes ... Demonstrated ability to work independently and within deadlines * Sound judgment in decision making ...

Banking Associate - York, Maine

York, ME · On-site

$22 - $27.75/hr

... internal Bank partner, while ensuring a positive customer experience * Accurately completes ... Demonstrated ability to work independently and within deadlines * Sound judgment in decision making ...

... internal Bank partner, while ensuring a positive customer experience * Accurately completes ... Demonstrated ability to work independently and within deadlines * Sound judgment in decision making ...

Androscoggin Bank, a values driven, mutual savings bank based in Lewiston, Maine, has an opening ... first! The Commercial Credit Analyst II works independently to complete complex, objective high ...

Androscoggin Bank, a values driven, mutual savings bank based in Lewiston, Maine, has an opening ... first! The Commercial Credit Analyst II works independently to complete complex, objective high ...

Androscoggin Bank, a values driven, mutual savings bank based in Lewiston, Maine, has an opening ... first! The Commercial Credit Analyst II works independently to complete complex, objective high ...

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First Independent Bank information

What is the difference between First Independent Bank vs Loan Officer?

AspectFirst Independent BankLoan Officer
CredentialsTypically requires a high school diploma or equivalent; some positions may need a bachelor’s degreeRequires a mortgage or loan originator license; often a bachelor’s degree in finance or related field
Work EnvironmentBank branches, customer service areas, administrative officesOffice settings, client meetings, remote work options
Industry UsageUsed broadly across banking and financial institutionsSpecific to lending, mortgage, and loan services within banks or mortgage companies

While both roles are integral to banking operations, a First Independent Bank employee may handle various banking services, whereas a Loan Officer specializes in evaluating and approving loan applications. The Loan Officer role often requires specific licensing and focuses on lending, making it distinct yet related to general banking positions at First Independent Bank.

What are popular job titles related to First Independent Bank jobs in Maine? For First Independent Bank jobs in Maine, the most frequently searched job titles are:
What job categories do people searching First Independent Bank jobs in Maine look for? The top searched job categories for First Independent Bank jobs in Maine are:
What cities in Maine are hiring for First Independent Bank jobs? Cities in Maine with the most First Independent Bank job openings:
Commercial Loan Officer

Commercial Loan Officer

First National Bank

Bangor, ME • On-site

Other

Posted 18 days ago


First National Bank rating

7.9

Company rating: 7.9 out of 10

Based on 69 frontline employees who took The Breakroom Quiz

61st of 141 rated banks


Job description

Description

At First National Bank, we're committed to building strong relationships and helping our customers succeed. As a Commercial Loan Officer, you will play a key role in supporting and growing our commercial lending portfolio while delivering exceptional service to our business clients. This position offers the opportunity to contribute directly to the Bank's growth through relationship development, sound credit decisions, and community involvement. 


 The Commercial Loan Officer is responsible for managing and expanding a portfolio of commercial clients, meeting annual production goals, and supporting the Bank's Corporate Enterprise Goals (CEGs). This role combines credit analysis, relationship management, and business development, with a focus on delivering tailored financial solutions and maintaining high asset quality standards. 


Qualifications
  • Bachelor's degree in Business Administration, Finance, Accounting, or related field preferred (or equivalent experience) 
  • 3-5 years of commercial lending experience preferred 
  • Proven experience in customer relationship management and business development 
  • Strong analytical, writing, and presentation skills 
  • Ability to work independently and manage multiple priorities 
  • Solid understanding of credit analysis, underwriting, and regulatory compliance


Key Responsibilities
  • Manage and grow a portfolio of commercial loan relationships 
  • Interview loan applicants and assess financial needs 
  • Analyze credit histories, financial statements, and related data 
  • Underwrite loans or coordinate underwriting in accordance with bank policies 
  • Prepare and present complete, well-supported credit memorandums 
  • Approve or recommend loan decisions to appropriate authority levels 
  • Oversee loan documentation, closing, and funding processes 
  • Monitor portfolio performance to ensure asset quality objectives are met 
  • Maintain accurate and compliant loan documentation per regulatory requirements 
  • Provide ongoing servicing and oversight of existing loans 
  • Contribute to management reporting on loan portfolio performance 
  • Serve as a trusted advisor to customers on financial and banking matters 
  • Cross-sell appropriate loan and deposit products 
  • Refer clients to wealth management and investment services as appropriate 
  • Resolve customer concerns in a timely and professional manner 
  • Partner with Business Development Officers to cultivate referral sources and new opportunities 
  • Participate in regional meetings, sales initiatives, and bank projects 
  • Represent the Bank within the community and at networking events 
  • Provide notary and signature guarantee services for customers

What First National Bank employees say

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Benefits

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