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First Credit Jobs in Elgin, IL (NOW HIRING)

Wintrust

Credit Services Specialist

Rosemont, IL · On-site

$42K - $55K/yr

Upload credit file documents to the Bank's digital file system for Wintrust affiliate bank ... Onsite From our first day in business, Wintrust has been proud to serve a variety of unique ...

Wintrust

Credit Services Specialist

Rosemont, IL · On-site

$42K - $55K/yr

Upload credit file documents to the Bank's digital file system for Wintrust affiliate bank ... Onsite From our first day in business, Wintrust has been proud to serve a variety of unique ...

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All JobsFirst Credit JobsFirst Credit Jobs in Elgin, IL

First Credit information

See Elgin, IL salary details

$12

$22

$32

How much do first credit jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for first credit in Elgin, IL is $22.93, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.67 per hour, depending on experience, location, and employer.

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What job categories do people searching First Credit jobs in Elgin, IL look for?

The top searched job categories for First Credit jobs in Elgin, IL are:

What cities near Elgin, IL are hiring for First Credit jobs?

Cities near Elgin, IL with the most First Credit job openings:

First Credit jobs near you
Infographic showing various First Credit job openings in Elgin, IL as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 2% Temporary, and 4% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $47,685 per year, or $22.9 per hour.

J.P. Morgan Wealth Management - Vice President, Wealth Management Credit Decisioning Unit

J.P. Morgan

Chicago, IL

Full-time

Medical, Retirement

Re-posted 3 days ago

Job description

hackajob is collaborating with J.P. Morgan to connect them with exceptional professionals for this role.

JOB DESCRIPTION

Help build a new, high-impact Credit Decisioning Unit that will shape how JPMorganChase takes systematic risk across wealth credit products using industry-leading market, credit, and analytics capabilities. You will apply deep capital markets expertise, quantitative thinking, and strong partnership skills while gaining meaningful career growth and mobility across a broad stakeholder ecosystem and product suite.

As a Credit Decisioning Vice President in the JPMorgan Wealth Management Credit Decisioning Unit (CDU), you will help build a new first line function formed as part of a Consumer & Community Bank (CCB) wide initiative to manage systematic risk-taking across the full suite of bank and broker-dealer credit products. This individual contributor role will manage lending portfolios comprised of securities-based lending, margin trading, and other credit exposures originated through Self-Directed Investing (SDI), Chase Wealth Management (CWM), and JPMorgan Advisors (JPMA) channels. You will coordinate a comprehensive first line of defense (1LOD) capability and partner closely with Independent Risk (2LOD), Product, Technology, and support functions to deliver disciplined growth objectives. You will bring an entrepreneurial mindset, operate at the pace of markets, adapt to changing priorities, and turn ambiguity into practical solutions.

Job responsibilities

  • Manage risk-taking through the Marginal Decisioning Framework (MDF) across CDU lending portfolios
  • Maintain the margin adequacy framework and drive margin factor changes as market and portfolio dynamics evolve
  • Coordinate market coverage and market-driven actions with first line of defense (1LOD) and second line of defense (2LOD) partner functions
  • Interpret evolving market and portfolio dynamics into actionable risk-reducing portfolio actions
  • Design new models and quantitative frameworks and extend existing metrics with appropriate governance
  • Ensure analytics quality and credibility of quantitative frameworks 
  • Partner with front line teams and Independent Risk to structure innovative credit solutions  and advise partners on complex portfolio queries
  • Publish market-facing commentary and research 
  • Produce policies, procedures, and model documentation aligned with documentation guidelines
  • Manage governance, escalations, forum materials, and report production for CDU and related committees

Required qualifications, capabilities, and skills

  • Undergraduate degree
  • 7+ years in an analytical, technical, trading, or research-oriented role in capital markets
  • Broad financial product knowledge
  • Practical knowledge of Python and associated data analytics packages in a professional environment
  • Practical knowledge of Tableau or other business intelligence and data visualization tools
  • Proficiency in Microsoft Office including Excel, PowerPoint, and Word
  • Excellent communication and interpersonal skills with ability to translate technical capital markets concepts to non-technical audiences
  • Demonstrated ability to manage and influence senior executive stakeholders and diverse partner teams
  • Strong sense of ownership and collaborative team orientation
  • Comfort working at the fast pace of markets and adapting to changing priorities

Preferred qualifications, capabilities, and skills

  • Academic concentration in a technical discipline
  • Graduate degree or professional designation
  • Academic background or professional experience in financial mathematics, financial engineering, quantitative risk methodologies, or data science
  • Professional experience in credit risk management, market risk management, derivatives, or hedging strategies
  • Professional experience in a credit portfolio management function or lending business
  • Experience with JPMorganChase proprietary risk methodologies, models, and frameworks
  • Experience building or scaling new processes and frameworks during a foundational build-out phase

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

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