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First Credit Jobs in Elgin, IL (NOW HIRING)

ULINE

Credit Analyst

Glenview, IL

$31/hr

Credit Analyst Pay from $29 to $31 per hour Corporate Headquarters 12575 Uline Drive, Pleasant ... On-site cafe and first-class fitness center with complimentary personal trainers. * Over four miles ...

SCOTSMAN GROUP LLC

Credit Manager

Vernon Hills, IL · On-site

$90 - $100/hr

First Job Category: Accounting Job Title Credit Manager Function Finance Reports to Director of Revenue Accounting Supervises Finance and Payroll Generalist Mission Safeguard the company's financial ...

Scotsman Ice

Credit Manager

Vernon Hills, IL · On-site

$90 - $100/hr

First * Category: Accounting Job Title & Reporting * Title: Credit Manager * Function: Finance * Reports to: Director of Revenue Accounting * Supervises: Finance and Payroll Generalist Mission ...

Ace Hardware Corporation

Credit Analyst

Oak Brook, IL · On-site

$64K - $81K/yr

About This Role The Credit Analyst functions include Advanced Financial Statement Analysis for; the ... Generous 401(k) retirement savings plan with a fully vested matching contribution the first year in ...

New

Ace Hardware Corporation

Credit Analyst

Oak Brook, IL

$64K - $81K/yr

About This Role The Credit Analyst functions include Advanced Financial Statement Analysis for; the ... Generous 401(k) retirement savings plan with a fully vested matching contribution the first year in ...

New

ULINE

Credit Analyst - Bilingual

Glenview, IL · On-site

$32/hr

Credit Analyst - Bilingual Pay from $30 to $32 per hour with significant growth and earning ... On-site cafe and first-class fitness center with complimentary personal trainers. * Over four miles ...

Wintrust

Credit Analyst

Rosemont, IL · On-site

$53K - $77K/yr

Credit review and analysis of new and renew small business loans, including but not limited to ... ONSITE From our first day in business, Wintrust has been proud to serve a variety of unique ...

Wintrust

Credit Analyst

Rosemont, IL · On-site

$53K - $77K/yr

Credit review and analysis of new and renew small business loans, including but not limited to ... ONSITE From our first day in business, Wintrust has been proud to serve a variety of unique ...

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All JobsFirst Credit JobsFirst Credit Jobs in Elgin, IL

First Credit information

See Elgin, IL salary details

$12

$22

$32

How much do first credit jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for first credit in Elgin, IL is $22.93, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $25.67 per hour, depending on experience, location, and employer.

What are First Credit jobs?

First Credit jobs typically refer to positions at companies named First Credit or roles related to the initial stage of credit analysis and management. These roles often involve assessing the creditworthiness of individuals or businesses, managing accounts, and handling collections or customer inquiries. Employees may work as credit analysts, customer service representatives, or collections agents. The primary goal is to help organizations manage risk, approve appropriate credit lines, and ensure timely payments. Strong communication, analytical skills, and attention to detail are important for these jobs.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need a solid understanding of financial analysis, accounting principles, and risk assessment, typically supported by a degree in finance, accounting, or a related field. Familiarity with financial modeling software, Microsoft Excel, and credit risk management systems is essential. Strong analytical thinking, attention to detail, and effective communication skills help you interpret data and present findings clearly. These abilities are crucial for accurately evaluating creditworthiness and supporting sound lending decisions.

What are some common challenges faced by First Credit analysts, and how can they be addressed on the job?

First Credit analysts often encounter challenges such as assessing the creditworthiness of applicants with limited financial history and managing a high volume of applications under tight deadlines. To address these, it’s helpful to develop strong analytical skills, stay updated on credit risk assessment tools, and maintain clear communication with both clients and internal teams. Collaborating closely with risk managers and underwriters can also help ensure accurate and timely decision-making. Continuous professional development and learning about emerging credit trends can further support success in this role.

What is the difference between First Credit vs Credit Analyst?

AspectFirst CreditCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require additional certificationsBachelor's degree in finance, economics, or related field; certifications like CFA can be advantageous
Work EnvironmentOffice setting, often in financial institutions or credit agenciesOffice environment, working with financial data and client information
Industry UsageUsed broadly in credit and lending sectors for initial credit assessmentsSpecialized role within banking, finance, and lending institutions for detailed credit analysis

First Credit roles typically involve initial credit assessments and require basic financial knowledge, while Credit Analysts perform in-depth analysis of credit data, often requiring higher education and certifications. Both roles are essential in the lending process but differ in complexity and qualifications.

What job categories do people searching First Credit jobs in Elgin, IL look for?

The top searched job categories for First Credit jobs in Elgin, IL are:

What cities near Elgin, IL are hiring for First Credit jobs?

Cities near Elgin, IL with the most First Credit job openings:

First Credit jobs near you
Infographic showing various First Credit job openings in Elgin, IL as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, 2% Temporary, and 4% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $47,685 per year, or $22.9 per hour.

Sr. Credit Analyst

First Independence Bank (FIB)

Chicago, IL • On-site

$70 - $90/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

Job description

Overview

Job Title: Senior Credit Analyst. Department: Lending

Reports To: Deputy Chief Credit Officer. FLSA Status: Exempt

Summary: Perform underwriting of loan requests and annual reviews. Assess and authorize credit limits and monitor credit risk. Provide analysis of customer financial statements. Ensure all data entry is accurate and complete.

Responsibilities
  • Senior commercial credit analysts are responsible for assessing credit requests and producing recommendations based on eligibility factors, including a careful analysis of a client’s financial information (income statements, tax forms, cash flow history, and current debt).
  • Assign credit requests a rating based on the probability of default; determine risk to the lender and provide a final recommendation based on the loan amount and terms.
  • Work closely with loan officers to inform them about loan policy and the results of the risk assessment.
  • Collaborate with clients to verify information and perform additional research on their financial history and future.
  • May work with clients after a loan is approved to evaluate past due accounts and assist with collections when appropriate.
  • Assess collateral values and credit risk and prepare written credit approval packages and/or denial correspondence.
  • Provide quantitative and qualitative analysis of applicant requests for loans and lines of credit.
Qualifications
  • Bachelor’s degree in finance, accounting, or a related field.
  • Previous experience as a banking Commercial Credit Analyst required; 3+ years’ experience in credit or loan evaluation preferred.
  • Ability to work independently on credit assessments.
  • Customer service experience with both internal and external customers.

May assume other responsibilities and/or requirements as business objectives impose.

First Independence Bank is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identification, age, sex, marital status, national origin, disability, genetic information, height or weight, veteran status, or other category protected by local, state, or federal law.

First Independence Bank offers competitive compensation and benefits which include health, dental, vision, life, and disability insurances, as well as a 401(k) and paid time off.

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