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Fintech Software Jobs in Berkeley, CA (NOW HIRING)

Tesla

Staff Software Engineer, FinTech

Fremont, CA · On-site

Tesla is seeking a Staff Software Engineer to join our Payments and FinTech team, spearheading the technical strategy and architecture of systems that keep the lights on for the company. The role ...

Mercury

Software Engineer - Product

San Francisco, CA · On-site +1

$122K - $158K/yr

We want to transcend the status quo for banking and fintech software, and many of our customers are startups and appreciate our slick, magical designs. * Join a small but mighty team of experienced ...

Mercury

Senior Full-Stack Engineer

San Francisco, CA · On-site +1

We want to transcend the status quo for banking and fintech software, and many of our customers are startups and appreciate our slick, magical designs. * Join a team of experienced product engineers ...

Synctera

Sr. Software Engineer

San Francisco, CA · On-site +1

$160K - $245K/yr

What We're Doing At Synctera, we're powering the future of FinTech. We help companies create new ... What We're Looking For We're looking for an experienced Senior Software Engineer to join our Cable ...

Sphere

Founding Growth Lead

San Francisco, CA · On-site

$220K - $260K/yr

We get 35% of our inbound leads from partners (accounting / tax firms, other fintech software providers). We want to double down on that in the US and especially internationally. * Set up ...

Pilot.com

Sr. Software Engineer

San Francisco, CA · On-site

$144K - $190K/yr

Experience with fintech, accounting, or financial operations tooling * Experience integrating with ... With a special blend of custom software and expert bookkeepers, Pilot delivers accurate, consistent ...

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All JobsFintech Software JobsFintech Software Jobs in Berkeley, CA

Fintech Software information

See Berkeley, CA salary details

$58.8K

$136.9K

$203.3K

How much do fintech software jobs pay per year?

As of Aug 1, 2026, the average yearly pay for fintech software in Berkeley, CA is $136,948.00, according to ZipRecruiter salary data. Most workers in this role earn between $110,200.00 and $159,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by software developers working in the fintech industry?

Software developers in the fintech industry often encounter challenges related to regulatory compliance, data security, and system scalability. Ensuring that applications meet strict financial regulations and security standards is crucial, as even minor mistakes can have significant consequences. Additionally, developers must work closely with cross-functional teams such as compliance, product, and security to deliver robust solutions that can handle high transaction volumes and sensitive customer data. Adapting quickly to evolving technologies and regulations is also key to succeeding in this dynamic field.

What are the key skills and qualifications needed to thrive as a Fintech Software Engineer, and why are they important?

To thrive as a Fintech Software Engineer, you generally need strong programming skills (such as Python, Java, or C++), a solid understanding of financial systems, and a background in computer science or software engineering. Familiarity with financial APIs, cloud platforms, security protocols, and certifications like AWS Certified Developer or Certified Financial Technologist are commonly required. Excellent problem-solving abilities, attention to detail, and effective communication skills help you collaborate with cross-functional teams and address complex financial challenges. These skills and qualities are essential for building secure, reliable, and innovative software solutions in the fast-evolving fintech sector.

What is the difference between Fintech Software vs Fintech Analyst?

AspectFintech SoftwareFintech Analyst
Required CredentialsTechnical degrees, coding certificationsFinance, economics degrees, certifications like CFA
Work EnvironmentDevelopment teams, IT departmentsFinancial institutions, consulting firms
Employer & Industry UsageFintech companies, banks, tech firmsFinancial services, investment firms
Common Search & Comparison IntentTechnical skills, software developmentFinancial analysis, market trends

Fintech Software focuses on developing and maintaining financial technology applications, requiring technical skills and coding expertise. In contrast, a Fintech Analyst analyzes financial data and market trends within the fintech industry, emphasizing financial knowledge and analytical skills. Both roles are integral to the fintech ecosystem but serve different functions based on skill sets and responsibilities.

What is fintech software?

Fintech software refers to computer programs and technology platforms designed to support, automate, or innovate financial services and processes. This type of software is used by banks, payment processors, lenders, investment firms, and even individual consumers to manage transactions, analyze financial data, facilitate digital payments, and ensure regulatory compliance. Fintech software ranges from mobile banking apps and payment gateways to investment management tools and blockchain platforms. Its main goal is to make financial services more efficient, accessible, and user-friendly through technology.
Fintech Software jobs near you
Infographic showing various Fintech Software job openings in Berkeley, CA as of July 2026, with employment types broken down into 2% Locum Tenens, 9% As Needed, 76% Full Time, 5% Part Time, 1% Contract, and 7% Nights. Highlights an 71% Physical, 7% Hybrid, and 22% Remote job distribution, with an average salary of $136,948 per year, or $65.8 per hour.

Fintech Full Stack Engineering Lead on Site

Simple Solutions

San Francisco, CA • On-site

$300K - $400K/yr

Full-time

Re-posted 9 days ago

Job description


Fintech Full Stack Engineering Lead
Client is building a global consumer neobank, merging banking, payments, and crypto into a single product. Our initial focus is emerging markets, where traditional banking and local currencies fail hundreds of millions of people. We will enable users all over the world to move their money seamlessly within our ecosystem.
Company is built by a small group of highly experienced operators and engineers. We're a small, senior-only team, with no layers, politics, or slow decisions. We've built, founded, and owned services used by hundreds of millions of people and generating billions in revenue. Green is the next step and mass distribution is readily available via our day-one partners. Every person on the team ships product and shapes the direction of the company.
Scope of Role
We're seeking a Fintech Full Stack Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You'll be working with the technical founders to set standards that conform with industry engineering best practices and building a highly performant, reliable, and secure app from the ground up.
Our stack:
  • Python (FastAPI) monolith supported by Postgres and Redis on AWS. We are open to Rust and/or Go for any services that need to be broken out for performance.
  • Backend serves a REST API that powers our iOS, Android, and Web frontends. We are integrating with cryptocurrency wallet and banking service providers, among other services for auth, ledger, payment rails, etc.

This is a financial services application with significant complexity handling real money at scale, internationally..
You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack
This is a financial services application with significant complexity handling real money at scale, internationally.
Interview Stages
~3-4
MUST HAVE SKILLS
  • CANDIDATES MUST BE SUBMITTED WITH A GITHUB PROFILE
  • Minimum 5-10+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management
  • Experience generally across the backend: working with Postgres, Redis, AWS, etc.

You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack
Requirements
Previous employment with these banking/payment clients and prefer startups
Work Extra Notes
  • LARGE cash compensation - no equity gamble required
  • Day 1 impact on partner products used by millions globally
  • Shape technical vision and architecture as we scale
  • Ground-floor opportunity in the rapidly expanding stablecoin ecosystem

Crypto companies, payment companies
Stripe
Coinbase
Robinhood
Circle
Visa/Master Card
Venmo
Plaid
Zelle
Cashapp
etc.

Apply