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Fintech Software Jobs in Berkeley, CA (NOW HIRING)

CM Search

Fintech Engineering Lead

San Francisco, CA · On-site

$120K - $159K/yr

MUST HAVE SKILLS CANDIDATES MUST BE SUBMITTED WITH A GITHUB PROFILE 5+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments ...

Sadient

Fintech Engineering Lead

San Francisco, CA · On-site

$220 - $340/hr

Requirements * 5+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management

Tesla

Staff Software Engineer, FinTech

Fremont, CA · On-site

Tesla is seeking a Staff Software Engineer to join our Payments and FinTech team, spearheading the technical strategy and architecture of systems that keep the lights on for the company. The role ...

Mercury

Software Engineer - Product

San Francisco, CA · On-site +1

$122K - $158K/yr

We want to transcend the status quo for banking and fintech software, and many of our customers are startups and appreciate our slick, magical designs. * Join a small but mighty team of experienced ...

Mercury

Senior Full-Stack Engineer

San Francisco, CA · On-site +1

$166K - $208K/yr

We want to transcend the status quo for banking and fintech software, and many of our customers are startups and appreciate our slick, magical designs. * Join a team of experienced product engineers ...

Mercury

Senior Backend Engineer - Product

San Francisco, CA · On-site +1

$166K - $208K/yr

We want to transcend the status quo for banking and fintech software, and many of our customers are startups and appreciate our slick, magical designs. * Join a team of experienced product engineers ...

Info Way Solutions

Staff Software Engineer

Fremont, CA · On-site

Info Way Solutions is seeking a Staff Software Engineer to join their Payments and FinTech team, focusing on the technical strategy and architecture of critical financial systems. The role involves ...

Cardata

Senior Fullstack Engineer

San Francisco, CA · On-site

$120 - $160/hr

Experience building B2B software and/or fintech software. * Experience at seed/early‑stage startups (eg, being a first‑3 engineer at a company). * Experience building and maintaining open source ...

Kikoff

Software Engineer - Recent Grad

San Francisco, CA · On-site

$165K/yr

Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech ... Calling all new grad and junior software engineers who are looking for fast personal and career ...

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All JobsFintech Software JobsFintech Software Jobs in Berkeley, CA

Fintech Software information

See Berkeley, CA salary details

$58.8K

$136.9K

$203.3K

How much do fintech software jobs pay per year?

As of Aug 23, 2026, the average yearly pay for fintech software in Berkeley, CA is $136,948.00, according to ZipRecruiter salary data. Most workers in this role earn between $110,200.00 and $159,200.00 per year, depending on experience, location, and employer.

What is fintech software?

Fintech software refers to computer programs and technology platforms designed to support, automate, or innovate financial services and processes. This type of software is used by banks, payment processors, lenders, investment firms, and even individual consumers to manage transactions, analyze financial data, facilitate digital payments, and ensure regulatory compliance. Fintech software ranges from mobile banking apps and payment gateways to investment management tools and blockchain platforms. Its main goal is to make financial services more efficient, accessible, and user-friendly through technology.

What are the key skills and qualifications needed to thrive as a fintech software engineer?

To thrive as a Fintech Software Engineer, you generally need strong programming skills (such as Python, Java, or C++), a solid understanding of financial systems, and a background in computer science or software engineering. Familiarity with financial APIs, cloud platforms, security protocols, and certifications like AWS Certified Developer or Certified Financial Technologist are commonly required. Excellent problem-solving abilities, attention to detail, and effective communication skills help you collaborate with cross-functional teams and address complex financial challenges. These skills and qualities are essential for building secure, reliable, and innovative software solutions in the fast-evolving fintech sector.

What are some common challenges faced by software developers working in the fintech industry?

Software developers in the fintech industry often encounter challenges related to regulatory compliance, data security, and system scalability. Ensuring that applications meet strict financial regulations and security standards is crucial, as even minor mistakes can have significant consequences. Additionally, developers must work closely with cross-functional teams such as compliance, product, and security to deliver robust solutions that can handle high transaction volumes and sensitive customer data. Adapting quickly to evolving technologies and regulations is also key to succeeding in this dynamic field.

What is the difference between Fintech Software vs Fintech Analyst?

AspectFintech SoftwareFintech Analyst
Required CredentialsTechnical degrees, coding certificationsFinance, economics degrees, certifications like CFA
Work EnvironmentDevelopment teams, IT departmentsFinancial institutions, consulting firms
Employer & Industry UsageFintech companies, banks, tech firmsFinancial services, investment firms
Common Search & Comparison IntentTechnical skills, software developmentFinancial analysis, market trends

Fintech Software focuses on developing and maintaining financial technology applications, requiring technical skills and coding expertise. In contrast, a Fintech Analyst analyzes financial data and market trends within the fintech industry, emphasizing financial knowledge and analytical skills. Both roles are integral to the fintech ecosystem but serve different functions based on skill sets and responsibilities.

Fintech Software jobs near you
Infographic showing various Fintech Software job openings in Berkeley, CA as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 9% Part Time, and 4% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $136,948 per year, or $65.8 per hour.

Fintech Engineering Lead

CM Search

San Francisco, CA • On-site

$120K - $159K/yr

Full-time

Posted 17 days ago

Job description

Our client is building a consumer finance app for emerging markets, in partnership with extremely large distribution partners. We are creating a joint virtual banking and cryptocurrency wallet that allows users all over the world to move seamlessly within our financial ecosystem.

Why now: stablecoins are changing cross-border payments. There is an opportunity to rebuild financial infrastructure for the 3 billion people who need better financial rails.

We're a small, senior-only team moving fast. We are well-funded with the ability to offer high cash compensation, based in SF, and led by proven founders with successful exits. Every hire shapes our product direction while we make Day 1 impact on global financial inclusion.

Role Description

Year of Experience: 5+

Scope of Role

We're seeking a Fintech Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You'll be working with the technical founders to set standards that conform with industry engineering best practices and building a highly performant, reliable, and secure app from the ground up.

Our stack:

Python (FastAPI) monolith supported by Postgres and Redis on AWS. We are open to Rust and/or Go for any services that need to be broken out for performance.

Backend serves a REST API that powers our iOS, Android, and Web frontends. We are integrating with cryptocurrency wallet and banking service providers, among other services for auth, ledger, payment rails, etc.

This is a financial services application with significant complexity handling real money at scale, internationally.

MUST HAVE SKILLS

CANDIDATES MUST BE SUBMITTED WITH A GITHUB PROFILE

5+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management

Experience generally across the backend: working with Postgres, Redis, AWS, etc.

You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack