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Fintech Senior Software Engineer Jobs (NOW HIRING)

Synctera

Sr. Software Engineer

San Francisco, CA · On-site +1

$160K - $245K/yr

What We're Doing At Synctera, we're powering the future of FinTech. We help companies create new ... What We're Looking For We're looking for an experienced Senior Software Engineer to join our Cable ...

Pilot.com

Sr. Software Engineer

San Francisco, CA · On-site

$144K - $190K/yr

The Role Pilot is hiring a Senior Software Engineer to join our Enterprise team. This team builds ... Experience with fintech, accounting, or financial operations tooling * Experience integrating with ...

Pilot.com

Sr. Software Engineer

San Francisco, CA

$144K - $190K/yr

The Role Pilot is hiring a Senior Software Engineer to join our Enterprise team. This team builds ... Experience with fintech, accounting, or financial operations tooling * Experience integrating with ...

Arch

Senior Software Engineer

Manhattan, NY · On-site

$134K - $177K/yr

As a Senior Software Engineer, you will develop and maintain core components of the platform ... Preferred : • Experience in the fintech space or working on investment platforms. • Prior ...

Paga

Senior Software Engineer

Manhattan, NY · On-site

$134K - $177K/yr

FinTech Position: Senior Software Engineer Reports to: Software Team Lead / Software Architect Location: Lagos, Nigeria Experience: 6+ years of continuous experience working on enterprise software ...

Paga

Senior Software Engineer

Manhattan, NY

$134K - $177K/yr

FinTech Position: Senior Software Engineer Reports to: Software Team Lead / Software Architect Location: Lagos, Nigeria Experience: 6+ years of continuous experience working on enterprise software ...

Alumni Ventures

Senior Software Engineer

Andover, MA · On-site

$123K - $163K/yr

They are seeking a Senior Software Engineer to solve complex business problems through software ... services, fintech, accounting, investment management, or related industries • Experience ...

Episode Six

Senior Software Engineer

Austin, TX

$163K - $190K/yr

We're 100% cloud-native, hyper-configurable, and a "Top 10 Place to Work in Fintech." And we're ... Senior Software Engineer Company: Episode Six North America Corporation Job site address: 201 West ...

10Pearls - United States

Sr. Software Engineer

$125K - $165K/yr

Senior Software Engineer - Full-Stack We're building tools that solve real problems for complex ... fintech, energy, education, real estate, retail, and hi-tech. Headquartered in the Washington DC ...

Neon, Inc.

Senior Software Engineer

New York, NY · On-site

$170K - $190K/yr

Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ... About the Role Neon is seeking a Senior Software Engineer who will help lead the development of one ...

Proven Software

$140K - $170K/yr

Join Proven as a Senior Software Engineer and experience the thrill of working in a dynamic, fully remote but fully engaged environment. You will be part of a passionate team dedicated to crafting ...

InvoiceCloud, Inc.

Senior Software Engineer

Boston, MA · On-site

$133K - $175K/yr

InvoiceCloud is a fast-growing fintech leader recognized with multiple awards for its commitment to innovation and customer service. They are seeking a highly skilled Senior Software Engineer to ...

InvoiceCloud, Inc.

Senior Software Engineer

Boston, MA · On-site

$133K - $175K/yr

InvoiceCloud is a fast-growing fintech leader recognized with multiple awards for its innovative solutions in finance and customer service. They are seeking a highly skilled Senior Software Engineer ...

Ryde Technologies, LLC

Senior Software Engineer

Washington, DC · On-site

$138K - $182K/yr

We are seeking a Senior Software Engineer to support our growing client in the Fintech space. Your role will build and implement software solutions to deliver world class experiences and capabilities ...

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All JobsFintech Software Engineer JobsFintech Senior Software Engineer Jobs

Fintech Senior Software Engineer information

See salary details

$75.5K

$143.3K

$192K

How much do fintech senior software engineer jobs pay per year?

As of Jul 26, 2026, the average yearly pay for fintech senior software engineer in the United States is $143,292.00, according to ZipRecruiter salary data. Most workers in this role earn between $122,500.00 and $161,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Fintech Senior Software Engineer, and why are they important?

To thrive as a Fintech Senior Software Engineer, you need advanced programming skills (such as Java, Python, or C++), a deep understanding of financial systems, and a degree in computer science or related field. Proficiency with cloud platforms (like AWS or Azure), knowledge of financial APIs, and familiarity with security protocols and regulatory compliance tools are typically required. Strong problem-solving abilities, effective communication, and leadership skills help you collaborate with cross-functional teams and manage complex projects. These competencies are crucial for building secure, scalable, and innovative financial technology solutions in a highly regulated and rapidly evolving industry.

What is the difference between Fintech Senior Software Engineer vs Fintech Software Developer?

AspectFintech Senior Software EngineerFintech Software Developer
Required CredentialsBachelor's/Master's in CS or related, 5+ years experienceBachelor's in CS or related, 1-3 years experience
Work EnvironmentDesigning complex systems, leading projectsImplementing features, coding, testing
Employer & Industry UsageFinancial tech firms, banks, startupsFintech companies, startups, financial institutions

The main difference between a Fintech Senior Software Engineer and a Fintech Software Developer lies in experience, responsibilities, and scope. Senior engineers typically lead projects, design system architecture, and mentor junior staff, while developers focus on coding and implementing features. Both roles require strong technical skills, but senior roles demand more experience and leadership capabilities.

What does a Fintech Senior Software Engineer do?

A Fintech Senior Software Engineer is responsible for designing, developing, and maintaining complex software solutions tailored for the financial technology sector. This role involves working with technologies such as blockchain, payment processing systems, and security protocols to build scalable and secure financial applications. Senior engineers also mentor junior developers, collaborate with cross-functional teams, and ensure compliance with industry regulations. Their work is crucial in enabling innovative digital financial products and services.

How does a Fintech Senior Software Engineer typically collaborate with cross-functional teams to deliver secure financial solutions?

As a Fintech Senior Software Engineer, you will regularly work with product managers, UX/UI designers, compliance specialists, and QA engineers to design, develop, and deploy secure financial applications. Collaboration often involves participating in agile ceremonies, reviewing technical requirements, and ensuring all solutions meet regulatory and security standards. Effective communication and teamwork are crucial, as you’ll need to balance innovation with strict compliance, and often mentor junior engineers in best practices. This cross-functional approach ensures that the final product is robust, user-friendly, and aligned with business objectives.
More about Fintech Senior Software Engineer jobs
What cities are hiring for Fintech Senior Software Engineer jobs? Cities with the most Fintech Senior Software Engineer job openings:
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What job categories do people searching Fintech Senior Software Engineer jobs look for? The top searched job categories for Fintech Senior Software Engineer jobs are:
Fintech Senior Software Engineer jobs near you
Infographic showing various Fintech Senior Software Engineer job openings in the United States as of July 2026, with employment types broken down into 96% Full Time, 1% Part Time, and 3% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $143,292 per year, or $68.9 per hour.

Senior Software Engineer

David Joseph & Company

New York, NY

$170K - $220K/yr

Full-time

Posted yesterday

Job description

New York City, NY · On-site · Full-time Compensation: $170,000–$220,000 + 0.1%–0.35% equity

About the Company

Our client is building the AI operating system for the CFO office — connecting directly to a company's existing finance stack to automate the full order-to-cash cycle, record-to-report process, treasury management, and financial reporting. Its Unified Finance Context layer captures transactions, policies, contracts, and accounting judgment, powering audit-ready AI agents that reason, explain their decisions, and escalate uncertainty. It is well-backed by a top fintech-focused investor alongside notable operators and finance leaders.

Founded 2023 · 1–10 people (Seed) · Industry: AI Tools / FinTech

The Role

A high-ownership engineering seat where each senior engineer takes full responsibility for a finance domain — from the LLM pipeline and infrastructure through to the customer-facing surface — working directly with controllers, accountants, and CFOs to understand the problem before building the system.

Tech stack: Python (backend also in modern languages such as Go, Java, or Rust).

Requirements
  • 5+ years of backend or infrastructure engineering
  • Experience at a seed-to-Series-B startup, a high-growth company (e.g., Rubrik, Databricks, Ramp, Brex), or a top large-tech company (e.g., Meta, Google, Stripe, LinkedIn)
  • Hard backend systems — distributed pipelines, ledger/transactional systems, integration platforms, or workflow engines
  • A resume showing real architectural detail and clear personal ownership
  • On-site in NYC on startup hours
  • Fintech, ERP, or accounting-software background (a strong plus)
Nice to Haves
  • Startup or high-growth pedigree with real ownership
  • A hard-backend-systems builder
  • Domain depth in finance, fintech, or enterprise integrations
  • Production AI-agent experience
Why Join
  • Full domain ownership: each senior engineer owns a finance domain end to end — no PM writing specs, no architecture committee
  • Frontier backend problems: build AI agents finance teams and auditors can trust, turn messy enterprise integrations into a unified source of truth, and orchestrate durable, replay-safe workflows
  • Strong backing: well-funded by a top fintech investor with finance leaders behind the company
Details
  • Location — New York City, NY
  • Work policy — On-site, startup hours (6 days/week)
  • Compensation — $170,000–$220,000 + 0.1%–0.35% equity
  • Visa sponsorship — Not available
  • Employment type — Full-time