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Fintech Senior Software Engineer Jobs in New York

NxT Level

Senior Software Engineer

Manhattan, NY · On-site

$134K - $177K/yr

Senior Software Engineer Location: United States Employment Type: Full-time Experience: 3-10 years ... Backend Engineering, AI-Native Products, Fintech, Mortgage Servicing Infrastructure About Our ...

NxT Level

Senior Software Engineer

Manhattan, NY · On-site

$134K - $177K/yr

Senior Software Engineer Location: United States Employment Type: Full-time Experience: 3-10 years ... Backend Engineering, AI-Native Products, Fintech, Mortgage Servicing Infrastructure About Our ...

NxT Level

Senior Software Engineer

Manhattan, NY

$134K - $177K/yr

Senior Software Engineer Location: United States Employment Type: Full-time Experience: 3-10 years ... Backend Engineering, AI-Native Products, Fintech, Mortgage Servicing Infrastructure About Our ...

Rutter

Senior Software Engineer (Backend)

Manhattan, NY · On-site

$134K - $177K/yr

The Senior Software Engineer (Backend) will design core architecture and build integration platforms to support Rutter's universal API, focusing on reliability and scalability for fintech products.

Method

Senior Software Engineer

Manhattan, NY · On-site

$134K - $177K/yr

As a Senior Software Engineer, you will own projects end-to-end, build and scale core APIs, and ... Fintech trends Preferred : • Experience in Finance / FinTech • Experience building data ...

Monitise

Senior Software Engineer

New York, NY · On-site

$128K - $216K/yr

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way ... Job Title Senior Software Engineer About Clover Clover is a pioneer in the fintech space, dedicated ...

Breeze

Senior Software Engineer

New York, NY · On-site +1

$155K - $180K/yr

... Senior Software Engineer to help build and scale the technology powering Breeze. As our first ... fintech, payments, or a fast-paced startup environment * Strong experience with modern frontend ...

Breeze

Senior Software Engineer

New York, NY · On-site

$155K - $180K/yr

... Senior Software Engineer to help build and scale the technology powering Breeze. As our first ... fintech, payments, or a fast-paced startup environment * Strong experience with modern frontend ...

1872 Consulting

Senior Software Engineer

Jersey City, NJ · Hybrid

$127K - $168K/yr

The Senior Software Engineer works with business analysts, team leads and other developers. A major ... Fintech development or financial servicesExperience working with various types of databases like ...

1872 Consulting

Senior Software Engineer

Jersey City, NJ · Hybrid

$127K - $168K/yr

The Senior Software Engineer works with business analysts, team leads and other developers. A major ... Fintech development or financial servicesExperience working with various types of databases like ...

Paga

Senior Software Engineer

Manhattan, NY · On-site

$134K - $177K/yr

FinTech Position: Senior Software Engineer Reports to: Software Team Lead / Software Architect Location: Lagos, Nigeria Experience: 6+ years of continuous experience working on enterprise software ...

Neonpay

Senior Software Engineer

Manhattan, NY · On-site

$130 - $190/hr

Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ... About the Role Neon is seeking a Senior Software Engineer who will help lead the development of one ...

Neon, Inc.

Senior Software Engineer

New York, NY · On-site

$170K - $190K/yr

Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ... About the Role Neon is seeking a Senior Software Engineer who will help lead the development of one ...

Current

Senior Software Engineer, Applied ML

Manhattan, NY · On-site

$134K - $177K/yr

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. They are seeking a Senior Software Engineer to apply ML/AI techniques ...

Current

Senior Software Engineer, Applied ML

Manhattan, NY · On-site

$134K - $177K/yr

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. They are seeking a Senior Software Engineer to apply ML/AI techniques ...

Capitalize

Senior Software Engineer

New York, NY · On-site

$160/hr

... Fintech Companies in the US. What You'll Do: As a Senior Software Engineer at Capitalize, your work will be instrumental in our efforts to help more people gain control of their retirement savings.

Capitalize

Senior Software Engineer

New York, NY · On-site

$160/hr

... Fintech Companies in the US. What You'll Do: As a Senior Software Engineer at Capitalize, your work will be instrumental in our efforts to help more people gain control of their retirement savings.

Current

Senior Software Engineer, Applied ML

Manhattan, NY · On-site

$134K - $177K/yr

Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. They are seeking a Senior Software Engineer to apply ML/AI techniques ...

247Protas

Senior Software Engineer

Manhattan, NY · Remote

$150K - $215K/yr

Senior Software Engineer (Fullstack)Now hiring: Senior Software Engineer (Fullstack) in New York, NY! Apply now with 24/7 PT. Responsibilities: Senior Software Engineer. Remote -- United States. This ...

247Protas

Senior Software Engineer

Manhattan, NY · Remote

$150K - $215K/yr

Senior Software Engineer (Fullstack)Now hiring: Senior Software Engineer (Fullstack) in New York, NY! Apply now with 24/7 PT. Responsibilities: Senior Software Engineer. Remote -- United States. This ...

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Fintech Senior Software Engineer information

What does a Fintech Senior Software Engineer do?

A Fintech Senior Software Engineer is responsible for designing, developing, and maintaining complex software solutions tailored for the financial technology sector. This role involves working with technologies such as blockchain, payment processing systems, and security protocols to build scalable and secure financial applications. Senior engineers also mentor junior developers, collaborate with cross-functional teams, and ensure compliance with industry regulations. Their work is crucial in enabling innovative digital financial products and services.

How does a Fintech Senior Software Engineer typically collaborate with cross-functional teams to deliver secure financial solutions?

As a Fintech Senior Software Engineer, you will regularly work with product managers, UX/UI designers, compliance specialists, and QA engineers to design, develop, and deploy secure financial applications. Collaboration often involves participating in agile ceremonies, reviewing technical requirements, and ensuring all solutions meet regulatory and security standards. Effective communication and teamwork are crucial, as you’ll need to balance innovation with strict compliance, and often mentor junior engineers in best practices. This cross-functional approach ensures that the final product is robust, user-friendly, and aligned with business objectives.

What are the key skills and qualifications needed to thrive as a Fintech Senior Software Engineer, and why are they important?

To thrive as a Fintech Senior Software Engineer, you need advanced programming skills (such as Java, Python, or C++), a deep understanding of financial systems, and a degree in computer science or related field. Proficiency with cloud platforms (like AWS or Azure), knowledge of financial APIs, and familiarity with security protocols and regulatory compliance tools are typically required. Strong problem-solving abilities, effective communication, and leadership skills help you collaborate with cross-functional teams and manage complex projects. These competencies are crucial for building secure, scalable, and innovative financial technology solutions in a highly regulated and rapidly evolving industry.

What is the difference between Fintech Senior Software Engineer vs Fintech Software Developer?

AspectFintech Senior Software EngineerFintech Software Developer
Required CredentialsBachelor's/Master's in CS or related, 5+ years experienceBachelor's in CS or related, 1-3 years experience
Work EnvironmentDesigning complex systems, leading projectsImplementing features, coding, testing
Employer & Industry UsageFinancial tech firms, banks, startupsFintech companies, startups, financial institutions

The main difference between a Fintech Senior Software Engineer and a Fintech Software Developer lies in experience, responsibilities, and scope. Senior engineers typically lead projects, design system architecture, and mentor junior staff, while developers focus on coding and implementing features. Both roles require strong technical skills, but senior roles demand more experience and leadership capabilities.

Is fintech a high paying career?

A senior software engineer in fintech typically earns higher-than-average salaries due to the specialized skills required, such as knowledge of financial regulations, security, and programming languages like Java or Python. Compensation can vary based on experience, location, and company size, but fintech roles are generally considered well-paying within the tech industry.

What are popular job titles related to Fintech Senior Software Engineer jobs in New York?

For Fintech Senior Software Engineer jobs in New York, the most frequently searched job titles are:

What job categories do people searching Fintech Senior Software Engineer jobs in New York look for?

The top searched job categories for Fintech Senior Software Engineer jobs in New York are:

What cities in New York are hiring for Fintech Senior Software Engineer jobs?

Cities in New York with the most Fintech Senior Software Engineer job openings:

Fintech Senior Software Engineer jobs near you
Infographic showing various Fintech Senior Software Engineer job openings in New York as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution.

Senior Software Engineer

NxT Level

Manhattan, NY • On-site

$134K - $177K/yr

Full-time

Posted 28 days ago

Job description

Senior Software Engineer
Location: United States
Employment Type: Full-time
Experience: 3-10 years
Focus: Backend Engineering, AI-Native Products, Fintech, Mortgage Servicing Infrastructure
About Our Client
Our client is building an AI-native operating system for mortgage servicing.
The mortgage industry moves billions of dollars through highly complex, regulated workflows across federal, state, and agency requirements. Our client is modernizing this infrastructure with software that helps enterprise customers manage critical mortgage servicing operations with more speed, accuracy, and intelligence.
The company is growing quickly, has recently signed multiple large enterprise customers, and is expanding its engineering team to support continued product and platform scale.
About the Role
Our client is hiring a Senior Software Engineer to build and scale backend systems that power mission-critical mortgage servicing workflows.
This is a high-ownership role for an engineer who can own features end-to-end, operate with autonomy, and meet a strong technical bar. You'll work across product, backend, platform, and infrastructure problems depending on team fit and business priorities.
The team is AI-native in how they build. Engineers are expected to use AI-assisted development tools to move faster while maintaining strong engineering judgment, human review, and production-quality standards.
What You'll Do
  • Own product and platform features end-to-end in a fast-moving startup environment
  • Build and scale backend systems that support billions of dollars in mortgage transactions
  • Design reliable infrastructure for complex financial, regulatory, and operational workflows
  • Build systems that support federal, state, and agency compliance requirements
  • Use AI-assisted development tools to write, test, and ship production code
  • Partner across product, platform, infrastructure, and engineering teams
  • Break down ambiguous technical problems and turn them into shipped outcomes
  • Improve system reliability, scalability, performance, and maintainability
  • Help define engineering standards as the company scales with large enterprise customers

What We're Looking For
  • 3-10 years of professional software engineering experience
  • Strong backend engineering fundamentals
  • Experience building and scaling production systems
  • Ability to own features from design through implementation, launch, and iteration
  • Strong technical judgment and ability to pass a high engineering bar
  • Comfort operating with autonomy in a startup environment
  • Experience working with complex business logic, regulated workflows, or high-stakes systems
  • Comfort using AI tools as part of the software development workflow
  • Strong communication skills and ability to collaborate across product and engineering teams
  • Bias toward shipping reliable, maintainable software

Bonus Experience
  • Experience in fintech, mortgage technology, lending, servicing, banking, insurance, or other regulated industries
  • Experience building backend systems that handle payments, transactions, compliance workflows, or financial operations
  • Experience with platform or infrastructure engineering
  • Experience at a high-growth startup or enterprise SaaS company
  • Experience using AI-assisted development tools in production engineering workflows

Why This Opportunity
  • Join a rapidly growing company building modern infrastructure for mortgage servicing
  • Work on systems that support billions of dollars in financial transactions
  • Build AI-native software for a large, highly regulated industry
  • Partner with strong engineers solving complex backend, product, and infrastructure problems
  • Own meaningful features end-to-end with high autonomy
  • Join at a stage where large enterprise customer demand is creating major engineering opportunities
  • Help shape the technical foundation of a category-defining platform

Apply