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Fintech Programmer Jobs in Miami, FL (NOW HIRING)

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Systems Engineer

Weston, FL · On-site

Our client, a leading FinTech company based in the Boston area, is seeking a Systems Engineer to join their Customer Success and Operations team. This person will work closely with CS Managers to ...

Worth AI

Solutions Engineer (Senior)

Miami, FL · Remote

$52.75 - $68.25/hr

Stay current on FinTech, RegTech, and AI trends particularly in KYB/KYC, AML, fraud detection, and ... Bachelor's degree in Computer Science, Engineering, or a related field. * 5+ years in a Solutions ...

Worth AI

Solutions Engineer (Senior)

Miami, FL · Remote

$52.75 - $68.25/hr

Stay current on FinTech, RegTech, and AI trends particularly in KYB/KYC, AML, fraud detection, and ... Bachelor's degree in Computer Science, Engineering, or a related field. * 5+ years in a Solutions ...

Worth AI

Solutions Engineer (Senior)

Miami, FL · Remote

$56.50 - $73/hr

Stay current on FinTech, RegTech, and AI trends particularly in KYB/KYC, AML, fraud detection, and ... Bachelor's degree in Computer Science, Engineering, or a related field. * 5+ years in a Solutions ...

NationsBenefits

Site Reliability Engineer II

Plantation, FL · On-site

$56.50 - $75.25/hr

Through our comprehensive suite of innovative supplemental benefits, fintech payment platforms, and ... Remote (US-Based Candidates Only) Site Reliability Engineer II (SRE) Position Overview We are ...

Nurp

Software Engineer ( Hybrid - Miami)

Miami, FL · On-site

... fintech products will be strongly preferred, as this role directly contributes to the evolution of ... Trading Systems Engineering: Strong understanding of trading infrastructure, broker connectivity ...

Nurp

Software Engineer ( Hybrid - Miami)

Miami, FL · On-site

$100K - $140K/yr

... fintech products will be strongly preferred, as this role directly contributes to the evolution of ... Trading Systems Engineering: Strong understanding of trading infrastructure, broker connectivity ...

Nurp

Software Engineer ( Hybrid - Miami)

Miami, FL · On-site

$100K - $140K/yr

... fintech products will be strongly preferred, as this role directly contributes to the evolution of ... Trading Systems Engineering: Strong understanding of trading infrastructure, broker connectivity ...

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Fintech Programmer information

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$37

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How much do fintech programmer jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for fintech programmer in Miami, FL is $37.81, according to ZipRecruiter salary data. Most workers in this role earn between $24.62 and $49.18 per hour, depending on experience, location, and employer.

What is a fintech programmer?

Fintech Programmers are software developers who specialize in creating technological solutions for the financial industry. They design, build, and maintain applications related to banking, investments, payments, and other financial services, often using advanced programming languages and frameworks. These professionals work on projects such as mobile banking apps, trading platforms, blockchain technology, and financial data analysis tools. Their expertise helps financial institutions innovate, improve security, and enhance the customer experience in a rapidly evolving digital landscape.

What are some unique challenges fintech programmers face when developing financial applications?

Fintech Programmers often encounter challenges related to ensuring high security and compliance with strict financial regulations while developing applications. They must design systems that can handle sensitive financial data, prevent fraud, and meet industry standards such as PCI DSS or GDPR. Additionally, integrating with legacy banking systems and third-party APIs can be complex, requiring robust error handling and real-time data processing skills. Collaboration with compliance officers, product managers, and QA testers is essential to deliver reliable, secure fintech solutions.

What are the key skills and qualifications needed to thrive as a fintech programmer, and why are they important?

To thrive as a Fintech Programmer, you need strong programming skills in languages like Python, Java, or C++, along with a solid understanding of financial systems and algorithms, often supported by a degree in computer science or a related field. Familiarity with financial APIs, blockchain technology, cloud platforms, and tools like SQL databases is typically required, and certifications in areas such as AWS or cybersecurity can be beneficial. Attention to detail, problem-solving ability, and effective communication are vital soft skills for collaborating with cross-functional teams and adapting to regulatory changes. These skills ensure the secure, efficient, and innovative development of financial technology solutions in a rapidly evolving industry.

What is the difference between Fintech Programmer vs Fintech Software Developer?

AspectFintech ProgrammerFintech Software Developer
Required CredentialsBachelor's in Computer Science or related field; coding certificationsBachelor's in Computer Science or related field; coding certifications
Work EnvironmentFinancial tech companies, banks, startupsFinancial tech companies, banks, startups
Employer & Industry UsageUsed interchangeably in industry; focuses on coding and implementationOften used interchangeably; emphasizes software development lifecycle

Both roles involve coding and working within financial technology environments, with overlapping credentials and work settings. The main difference lies in terminology preference; 'Fintech Programmer' often emphasizes coding tasks, while 'Fintech Software Developer' may encompass broader software development responsibilities.

What are popular job titles related to Fintech Programmer jobs in Miami, FL?

For Fintech Programmer jobs in Miami, FL, the most frequently searched job titles are:

What job categories do people searching Fintech Programmer jobs in Miami, FL look for?

The top searched job categories for Fintech Programmer jobs in Miami, FL are:

What cities near Miami, FL are hiring for Fintech Programmer jobs?

Cities near Miami, FL with the most Fintech Programmer job openings:

Fintech Programmer jobs near you
Infographic showing various Fintech Programmer job openings in Miami, FL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $78,653 per year, or $37.8 per hour.

Senior Rails Engineer -- Fintech Platform (Thoughtful Applications Only -- Cover Letter Required)

Topkey

Miami, FL • On-site

$117K - $154K/yr

Full-time

Re-posted 6 days ago

Job description

Job Summary:
Topkey is a rapidly-growing fintech platform for short-term rental managers, recognized as one of the top emerging vertical startups. They are seeking a Senior Rails Engineer to own features within their Rails monolith, build reactive UIs, integrate with external APIs, and optimize the performance of their core platform.
Responsibilities:
• Own features end-to-end in our Rails monolith (Rails 8+, Ruby 3.x)
• Build rich, reactive UIs with Hotwire/Turbo, Stimulus, and Tailwind CSS
• Integrate with external APIs (Plaid, Stripe, Unit, etc.) securely and robustly
• Use large context LLMs (Claude, Gemini, ChatGPT, etc.) to accelerate coding, QA, and spec writing
• Participate in architecture discussions -- help us evolve our beautiful monolith
• Work closely with product and founders to take specs from prototype to prod
• Ship daily/weekly, review critically, and treat AI as a multiplier—not a replacement for good judgment. (BTW, include the phrase 'beautiful monolith' in your application to show you've read this far)
• Optimize performance, reliability, and scalability of our core platform
• Act as your own pair programmer—debugging, prompting, reviewing AI-generated code for quality (the eng team will also review, but the initial onus is on the contributor)
Qualifications:
Required:
• 5+ years building production-grade Rails applications
• Deep expertise in Ruby, Rails conventions, background jobs, and service objects in a growing monolith
• Confidence reviewing, prompting, and editing AI-generated code from tools like Claude, Devin, Gemini, Cursor, etc.
• A reflexive approach to using AI in specs, code, QA, testing, and documentation
• Strong front-end chops: Stimulus/turbo/hotwire, components, etc.
• Experience designing and consuming REST APIs
• Solid SQL skills (PostgreSQL) and an eye for data modeling
• Track record writing maintainable test suites (RSpec) and CI pipelines
• Comfort working autonomously and asynchronously in a high-trust, high-output team
• Cover Letter
• Technical Questions
Preferred:
• Previous fintech or payments or accounting experience
• Familiarity with Plaid, Stripe, or similar
• Experience with observability tooling (NewRelic, Honeybadger, etc.)
• Open-source contributions or personal projects you’re proud of
• Contributions to open-source or side projects involving AI/LLMs
• Link to a recent PR or code sample that demonstrates your Rails expertise
• GitHub profile with Rails projects
Company:
The ultimate financial operating system for property managers. (YC W21) Founded in 2020, the company is headquartered in San Francisco, USA, with a team of 11-50 employees. The company is currently Early Stage.

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