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Fintech Programmer Jobs in Homestead, FL (NOW HIRING)

Jobtailor

Senior Business Analyst

Miami, FL · On-site

$90 - $130/hr

... Engineers, and Integration teams on APIs, middleware, core banking, fraud systems, and ERPs ... Banking * Fintech * Treasury Operations * Transaction Processing * Payment Modernization Tools ...

Qfanalytics

Azure DevOps Engineer

Miami, FL · On-site

$90 - $120/hr

QF Analytics LLC is a fintech company that develops and supports one of the world's fastest-growing ... We are looking to fill a cross functional position of Azure DevOps Engineer and SQL Administrator ...

Luma Financial Technologies, LLC

AI/ML Engineer

Miami, FL · On-site

$100 - $130/hr

Founded in 2018, Luma Financial Technologies ("Luma") has pioneered a cutting‑edge fintech ... About the role We are seeking a talented AI/ML Engineer with a minimum of 3 years of hands‑on ...

Alpaca

Product Manager, Crypto

Miami, FL

Directly shaping how broker-dealers, fintech apps, and institutional partners build crypto into their products on top of Alpaca. You will work closely with engineering, compliance, legal ...

OptionMetrics

Product Owner/Project Manager

Miami, FL · On-site

$100 - $150/hr

Join our fast-growing fintech team at OptionMetrics, a dynamic and innovative technology company ... Collaborate with engineering teams to define requirements and technical specifications. * Ensure ...

Allvue Systems

Software Engineer lll

Coral Gables, FL · On-site

Working at Allvue Systems means working with pioneers in the fintech industry. Our efforts are ... Job Summary The Software Engineer III is an experienced individual contributor responsible for ...

OptionMetrics

Product Owner/Project Manager

Miami, FL · Hybrid

Join our fast-growing fintech team at OptionMetrics, a dynamic and innovative technology company ... Collaborate with engineering teams to define requirements and technical specifications. Ensure ...

Worth AI

Senior Agentic (AI) Engineer

Miami, FL · Remote

$107K - $146K/yr

Worth AI is hiring a Senior Agentic AI Engineer to design and ship production agent systems that ... Prior experience in fintech, lending, payments, KYB/KYC, fraud, or AML. * Experience building MCP ...

Worth AI

Senior Agentic (AI) Engineer

Miami, FL · On-site +1

$99K - $137K/yr

Worth AI is hiring a Senior Agentic AI Engineer to design and ship production agent systems that ... Prior experience in fintech, lending, payments, KYB/KYC, fraud, or AML. * Experience building MCP ...

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Fintech Programmer information

See Homestead, FL salary details

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How much do fintech programmer jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for fintech programmer in Homestead, FL is $36.32, according to ZipRecruiter salary data. Most workers in this role earn between $23.61 and $47.26 per hour, depending on experience, location, and employer.

What is a fintech programmer?

Fintech Programmers are software developers who specialize in creating technological solutions for the financial industry. They design, build, and maintain applications related to banking, investments, payments, and other financial services, often using advanced programming languages and frameworks. These professionals work on projects such as mobile banking apps, trading platforms, blockchain technology, and financial data analysis tools. Their expertise helps financial institutions innovate, improve security, and enhance the customer experience in a rapidly evolving digital landscape.

What are some unique challenges fintech programmers face when developing financial applications?

Fintech Programmers often encounter challenges related to ensuring high security and compliance with strict financial regulations while developing applications. They must design systems that can handle sensitive financial data, prevent fraud, and meet industry standards such as PCI DSS or GDPR. Additionally, integrating with legacy banking systems and third-party APIs can be complex, requiring robust error handling and real-time data processing skills. Collaboration with compliance officers, product managers, and QA testers is essential to deliver reliable, secure fintech solutions.

What are the key skills and qualifications needed to thrive as a fintech programmer, and why are they important?

To thrive as a Fintech Programmer, you need strong programming skills in languages like Python, Java, or C++, along with a solid understanding of financial systems and algorithms, often supported by a degree in computer science or a related field. Familiarity with financial APIs, blockchain technology, cloud platforms, and tools like SQL databases is typically required, and certifications in areas such as AWS or cybersecurity can be beneficial. Attention to detail, problem-solving ability, and effective communication are vital soft skills for collaborating with cross-functional teams and adapting to regulatory changes. These skills ensure the secure, efficient, and innovative development of financial technology solutions in a rapidly evolving industry.

What is the difference between Fintech Programmer vs Fintech Software Developer?

AspectFintech ProgrammerFintech Software Developer
Required CredentialsBachelor's in Computer Science or related field; coding certificationsBachelor's in Computer Science or related field; coding certifications
Work EnvironmentFinancial tech companies, banks, startupsFinancial tech companies, banks, startups
Employer & Industry UsageUsed interchangeably in industry; focuses on coding and implementationOften used interchangeably; emphasizes software development lifecycle

Both roles involve coding and working within financial technology environments, with overlapping credentials and work settings. The main difference lies in terminology preference; 'Fintech Programmer' often emphasizes coding tasks, while 'Fintech Software Developer' may encompass broader software development responsibilities.

What cities near Homestead, FL are hiring for Fintech Programmer jobs?

Cities near Homestead, FL with the most Fintech Programmer job openings:

Fintech Programmer jobs near you

Senior Full-Stack Engineer (Node.js / TypeScript)

OnHires

Miami, FL • On-site

$120 - $180/hr

Other

Re-posted 19 days ago

Job description

About Our Client

One of our clients is reimagining how money moves around the world.

They're building a global fintech platform that combines the simplicity of a modern banking app with the power of blockchain technology—without exposing users to the complexity of crypto. The goal is simple: make sending, spending, and managing money across borders feel effortless.

Already serving thousands of users in 130+ countries, the company is now accelerating growth after recently raising $5M in seed funding from leading US and European investors.

This is an early-stage company with a lean, high-caliber engineering team where every line of code has a visible impact on the product.

About the Role

This is one of two founding engineering hires and a unique opportunity for a product‑minded full‑stack engineer who enjoys owning features from end to end.

You'll build across the entire stack—from backend services and APIs to the application layer—working directly with the founders to bring ideas to life. The engineering team believes in shared ownership, so you'll have the freedom to contribute wherever you can create the biggest impact.

If you enjoy solving challenging technical problems while building products users genuinely love, you'll fit right in.

What You'll Be Building

  • Own and deliver features across the entire stack—from backend services to frontend experiences.

  • Design and build scalable APIs and backend systems using Node.js and TypeScript.

  • Collaborate closely with founders, product, and design to turn ideas into shipped features.

  • Make architectural decisions that balance speed, scalability, and maintainability.

  • Improve product quality, reliability, and user experience across the platform.

  • Debug complex technical challenges across multiple layers of the stack.

What We’re Looking For

  • 5+ years of professional software engineering experience.

  • Strong full‑stack development experience across backend and frontend.

  • Deep expertise in JavaScript and TypeScript.

  • Solid experience building production applications with Node.js.

  • A product mindset and a passion for building high‑quality user experiences.

  • Comfortable thriving in a fast‑moving startup environment with high ownership.

Nice to Have

  • React and/or React Native.

  • AWS, Kubernetes, or Terraform.

  • Consumer product or fintech experience.

  • Blockchain, Web3, EVM, or Solidity experience (nice to have, not required).

  • Early‑stage startup experience.

  • Experience helping establish engineering culture and technical standards.

Why You’ll Love This Opportunity

  • Join as one of the company's first founding engineers

  • Build a global product already used in 130+ countries

  • Work directly with the founders and have a real voice in technical decisions

  • Ship fast with minimal bureaucracy and see your work in production quickly

  • Help shape the engineering culture, architecture, and future of the platform

  • Own features from idea to launch—not just individual tasks

  • Join a well‑funded startup with $5M in seed funding and years of runway

  • Make an outsized impact while the team is still small

Who Thrives Here?

We're looking for builders who love ownership, move fast, and enjoy creating products from the ground up.

The strongest candidates are product‑minded engineers who care about the user experience just as much as writing great code. Startup experience is highly valued, but curiosity, initiative, and a willingness to learn matter even more.

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