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Fintech Engineer Jobs in Tennessee (NOW HIRING)

Work directly with fintech product, engineering, compliance, and operations teams to co-develop program documentation, product specifications, and operational runbooks. Manage ongoing partner ...

... fintech product, engineering, compliance, and operations teams to co-develop program documentation, product specifications, and operational runbooks. • Manage ongoing partner performance through ...

Senior Software Engineer

Nashville, TN · On-site

$118K - $156K/yr

Transcard is seeking a Senior Software Engineer to join our mixed local and remote team. The ideal ... Payments, fintech, banking, or financial services experience. Preferred: Knowledge of payment ...

Pre-Sales Leader

Nashville, TN · On-site +1

$100K - $175K/yr

Pre-Sales Leader/Pre-Sales Engineer- Banking industry Location: Near Nashville, TN (Remote/Hybrid ... Opportunity to help shape a rapidly growing fintech organization * Direct influence on sales ...

Pre-Sales Leader

Nashville, TN · On-site +1

$100K - $175K/yr

Pre-Sales Leader/Pre-Sales Engineer- Banking industry Location: Near Nashville, TN (Remote/Hybrid ... Opportunity to help shape a rapidly growing fintech organization * Direct influence on sales ...

Pre-Sales Leader

Nashville, TN · On-site

$100K - $175K/yr

Pre-Sales Leader/Pre-Sales Engineer- Banking industry Location: Near Nashville, TN (Remote/Hybrid ... Opportunity to help shape a rapidly growing fintech organization * Direct influence on sales ...

Product Manager

Nashville, TN · On-site

$95 - $140/hr

Work closely with engineering to ensure timely delivery of high‑quality features and enhancements ... Who You Are: * 3-7 years of experience in product management within SaaS, fintech, financial ...

Sales Manager

Nashville, TN · On-site

$110 - $180/hr

Engineers are building the frontier of financial operations, and sales teams close quickly because ... We're looking for a Sales Manager to lead our SMB Account Executive team at a high-growth FinTech ...

Work closely with engineering to ensure timely delivery of high-quality features and enhancements ... Who You Are: * 3-7 years of experience in product management within SaaS, fintech, financial ...

Work closely with engineering to ensure timely delivery of high-quality features and enhancements ... Who You Are: * 3-7 years of experience in product management within SaaS, fintech, financial ...

Experience working with the architects/engineering teams converting client's business need into ... We partner with leading global brands, delivering innovative digital solutions across Fintech ...

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Fintech Engineer information

What is a Fintech Engineer?

A Fintech Engineer is a technology professional who designs, develops, and maintains software systems and solutions for the financial technology industry. Their work typically involves building applications and platforms for digital banking, payment processing, online lending, investment management, and other financial services. Fintech Engineers often use programming languages like Python, Java, or C++, and they must understand financial regulations, cybersecurity, and emerging technologies such as blockchain and artificial intelligence. They play a crucial role in making financial services more accessible, efficient, and secure.

What are the key skills and qualifications needed to thrive as a Fintech Engineer?

To thrive as a Fintech Engineer, you need strong programming abilities (such as Python, Java, or C++), a solid understanding of financial systems, and a relevant degree in computer science or a related field. Familiarity with fintech platforms, blockchain technology, APIs, and certifications like AWS Certified Solutions Architect or CFA are highly beneficial. Analytical thinking, problem-solving, attention to detail, and effective communication are crucial soft skills in this role. These competencies are vital for developing secure, innovative, and compliant financial technology solutions in a rapidly evolving industry.

What are some common challenges Fintech Engineers face when integrating new technologies with legacy banking systems?

Fintech Engineers often encounter difficulties when connecting modern applications to legacy banking infrastructures, which may use outdated programming languages or lack robust APIs. These challenges require creative problem-solving, strong documentation skills, and close collaboration with IT and compliance teams to ensure security and regulatory standards are met. Successfully navigating these integrations not only improves technical proficiency but also builds valuable experience in bridging traditional finance with cutting-edge technology.

What is the difference between Fintech Engineer vs Software Developer in Fintech?

AspectFintech EngineerSoftware Developer in Fintech
Required CredentialsBachelor's in Computer Science, Fintech certificationsBachelor's in Computer Science or related field
Work EnvironmentFinancial institutions, Fintech startupsTech companies, Fintech firms
Industry UsageDesigns financial tech solutions, blockchain, paymentsDevelops software applications, APIs for Fintech

Fintech Engineers focus on creating and implementing financial technology solutions, often working on blockchain, payments, and security systems. Software Developers in Fintech build the applications and platforms that power these solutions. While both roles require programming skills, Fintech Engineers typically have specialized knowledge of financial systems and compliance, making their roles distinct yet overlapping in the Fintech industry.

How much do fintech engineers make?

Fintech engineers typically earn between $80,000 and $150,000 annually, depending on experience, location, and company size. Senior roles or those with specialized skills in blockchain, cybersecurity, or data analysis can command higher salaries. Compensation may also include bonuses, stock options, and benefits.

Is fintech a high paying career?

Fintech engineers typically earn above-average salaries compared to other technology roles due to the specialized skills required, such as programming, data analysis, and knowledge of financial regulations. Compensation varies based on experience, location, and company size, but many fintech roles offer competitive pay and benefits. Advanced skills in programming languages like Python or Java and certifications can further increase earning potential.

What cities in Tennessee are hiring for Fintech Engineer jobs?

Cities in Tennessee with the most Fintech Engineer job openings:

Infographic showing various Fintech Engineer job openings in Tennessee as of August 2026, with employment types broken down into 95% Full Time, 2% Part Time, and 3% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution.

Senior Rails Engineer -- Fintech Platform (Thoughtful Applications Only -- Cover Letter Required)

Topkey

Nashville, TN • On-site

$118K - $156K/yr

Full-time

Re-posted 6 days ago


Job description

Job Summary:
Topkey is a rapidly-growing fintech platform for short-term rental managers, recognized as one of the top emerging vertical startups. They are seeking a Senior Rails Engineer to own features within their Rails monolith, build reactive UIs, integrate with external APIs, and optimize the performance of their core platform.
Responsibilities:
• Own features end-to-end in our Rails monolith (Rails 8+, Ruby 3.x)
• Build rich, reactive UIs with Hotwire/Turbo, Stimulus, and Tailwind CSS
• Integrate with external APIs (Plaid, Stripe, Unit, etc.) securely and robustly
• Use large context LLMs (Claude, Gemini, ChatGPT, etc.) to accelerate coding, QA, and spec writing
• Participate in architecture discussions -- help us evolve our beautiful monolith
• Work closely with product and founders to take specs from prototype to prod
• Ship daily/weekly, review critically, and treat AI as a multiplier—not a replacement for good judgment. (BTW, include the phrase 'beautiful monolith' in your application to show you've read this far)
• Optimize performance, reliability, and scalability of our core platform
• Act as your own pair programmer—debugging, prompting, reviewing AI-generated code for quality (the eng team will also review, but the initial onus is on the contributor)
Qualifications:
Required:
• 5+ years building production-grade Rails applications
• Deep expertise in Ruby, Rails conventions, background jobs, and service objects in a growing monolith
• Confidence reviewing, prompting, and editing AI-generated code from tools like Claude, Devin, Gemini, Cursor, etc.
• A reflexive approach to using AI in specs, code, QA, testing, and documentation
• Strong front-end chops: Stimulus/turbo/hotwire, components, etc.
• Experience designing and consuming REST APIs
• Solid SQL skills (PostgreSQL) and an eye for data modeling
• Track record writing maintainable test suites (RSpec) and CI pipelines
• Comfort working autonomously and asynchronously in a high-trust, high-output team
• Cover Letter
• Technical Questions
Preferred:
• Previous fintech or payments or accounting experience
• Familiarity with Plaid, Stripe, or similar
• Experience with observability tooling (NewRelic, Honeybadger, etc.)
• Open-source contributions or personal projects you’re proud of
• Contributions to open-source or side projects involving AI/LLMs
• Link to a recent PR or code sample that demonstrates your Rails expertise
• GitHub profile with Rails projects
Company:
The ultimate financial operating system for property managers. (YC W21) Founded in 2020, the company is headquartered in San Francisco, USA, with a team of 11-50 employees. The company is currently Early Stage.