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Fintech Chief Operating Officer Jobs (NOW HIRING)

Initio Capital

Chief Operating Officer (COO)

New York, NY · Remote

$145K - $185K/yr

Job Summary Chief Operating Officer (COO) Initio Capital Full-time, Part-time, Contract, Temporary, Internship, Casual Remote | New York, NY, United States Chief Operating Officer (COO) - Initio ...

New

Illumination-Health-Home

$210K - $230K/yr

Reporting directly to the Chief Executive Officer (CEO), the COO is responsible for leading and optimizing the organization's operations in support of its mission to disrupt the cycle of homelessness ...

Solar Mason

Chief Operating Officer (COO)

Scranton, PA · On-site +1

The COO will be a key member of our senior management team, reporting only to the Chief Executive Officer (CEO). You'll have to maintain control of diverse business operations, requiring efficiency ...

Play Rugby USA

Chief Operating Officer

Manhattan, NY · On-site

The Chief Operating Officer (COO) is a new role at Play Rugby and will serve as Play Rugby's organizational integrator - building and managing the systems, processes, and infrastructure that form the ...

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All JobsFintech Chief Operating Officer Jobs

Fintech Chief Operating Officer information

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$41.5K

$151.2K

$269.5K

How much do fintech chief operating officer jobs pay per year?

As of Sep 11, 2026, the average yearly pay for fintech chief operating officer in the United States is $151,203.00, according to ZipRecruiter salary data. Most workers in this role earn between $111,500.00 and $185,000.00 per year, depending on experience, location, and employer.

What is a fintech chief operating officer?

Fintech Chief Operating Officers (COOs) are senior executives responsible for overseeing the daily operations, strategic initiatives, and overall efficiency of financial technology companies. They work closely with the CEO and other executives to implement business strategies, manage teams, ensure compliance with regulations, and drive operational growth. The Fintech COO ensures that technology, product development, and business processes align with the company's goals and industry standards. Their role is crucial in scaling the company, improving processes, and delivering innovative financial solutions to customers.

What are the key skills and qualifications needed to thrive as a fintech chief operating officer?

To thrive as a Fintech Chief Operating Officer (COO), you need extensive experience in financial services operations, strategic leadership, regulatory compliance, and a background in business administration or a related field. Familiarity with financial technology platforms, data analytics tools, and knowledge of regulatory systems such as KYC/AML are typically required, along with relevant certifications like PMP or Lean Six Sigma. Outstanding problem-solving, communication, and change management skills set exceptional COOs apart, enabling them to drive innovation and operational excellence. These competencies are crucial for ensuring scalable growth, effective risk management, and seamless coordination across rapidly evolving fintech organizations.

How does a fintech chief operating officer typically collaborate with other executive leaders to drive business growth?

A Fintech Chief Operating Officer (COO) works closely with other executive leaders, such as the CEO, CTO, and CFO, to align operational strategies with the company’s overall business goals. This collaboration often involves jointly developing and executing initiatives to improve efficiency, scale technology infrastructure, and enhance customer experience. The COO frequently leads cross-functional teams, ensuring that product development, regulatory compliance, and customer support are synchronized with the company’s vision. Regular communication and strategic planning meetings with fellow executives are essential to navigate the fast-paced, highly regulated fintech landscape and seize growth opportunities.

What is the difference between Fintech Chief Operating Officer vs Fintech Product Manager?

AspectFintech Chief Operating OfficerFintech Product Manager
Primary FocusOversees overall operations, strategy, and business growthManages product development, lifecycle, and user experience
Required CredentialsBusiness, finance, or management degree; leadership experienceBusiness, finance, or technical background; product management certifications
Work EnvironmentExecutive leadership, cross-departmental collaborationProduct teams, development, marketing
Industry UsageCommon in executive leadership within fintech firmsCommon in product development teams within fintech companies

The Fintech Chief Operating Officer focuses on overall company operations and strategic growth, while the Fintech Product Manager concentrates on developing and managing specific financial products. Both roles require industry knowledge but differ in scope and responsibilities.

What are popular job titles related to Fintech Chief Operating Officer jobs?

For Fintech Chief Operating Officer jobs, the most frequently searched job titles are:

Infographic showing various Fintech Chief Operating Officer job openings in the United States as of June 2026, with employment types broken down into 25% Full Time, 59% Part Time, 1% Temporary, and 15% Contract. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $151,203 per year, or $72.7 per hour.

Chief Operating Officer (COO)

Brazil, IN • On-site

SpendVirtual Ltd
See more jobs at SpendVirtual Ltdexternal

Other

Posted 3 days ago

New

Job description

SpendVirtual is seeking a seasoned Chief Operating Officer (COO) to oversee all operational, regulatory, risk, and day-to-day execution activities of the company. This is one of the most critical leadership roles in the organization. The COO will build operational excellence across compliance, payments, technology, customer support, partner management, payout networks, risk operations, and business strategy. You will ensure the company is running smoothly, efficiently, safely - and scaling sustainably. As COO, you must deeply understand fintech operations, global settlements, compliance frameworks, money-transfer flows, infrastructure scaling, and cross-border partner management.

Key Responsibilities
  • 1. Operational Leadership
  • Own the daily operational performance of SpendVirtual
  • Lead Payments Ops, Customer Support, Compliance Ops, Engineering Ops, and Risk Ops teams
  • Build systems for global payout rails (Thunes, MFS Africa, Nium, Currencycloud)
  • Oversee wallet operations, FX execution, card issuing, and disputes processes
  • Translate company vision into actionable operational plans
  • Optimize customer experience, onboarding, KYC flow, and transfer success rates
  • 3. Compliance, Risk & Regulatory Oversight
  • Work closely with the MLRO, Head of Compliance, and internal controls teams
  • Ensure operational compliance with FCA, EU AMLD5/6, US sponsor banks, Brazil regulations, and global payout partners
  • Support licensing applications and partner audits
  • 4. Technology & Process Optimization
  • Work cross-functionally with engineering to automate and scale processes
  • Oversee infrastructure resilience, incident management, and uptime metrics
  • Lead operational resilience and disaster recovery practices
  • Manage strategic partnerships with payout networks, banks, card issuers, and fintech vendors
  • Negotiate SLAs, fees, and integrations
  • Monitor partner performance, outages, and payout success rates
  • 6. Financial & Performance Oversight
  • Work with Finance on budgeting, forecasting, and operational cost control
  • Monitor unit economics: CAC, LTV, FX margin, Payout fees, Fraud loss ratio, Chargeback rates
  • Build dashboards and reporting metrics for daily operations
  • Build high-performing global teams
  • Mentor managers across operations, engineering, compliance, and support
  • Foster a culture of excellence, accountability, and innovation
Requirements
  • 8-15 years experience in fintech, payments, banking, or remittances
  • Proven leadership experience scaling operational teams
  • Strong understanding of AML, CFT, fraud, sanctions, and payment compliance frameworks
  • Deep experience with global payout rails, FX, and settlement management
  • Excellent communication, problem-solving, and decision-making skills
  • Ability to operate at both strategic and hands-on levels
  • Experience with regulated e-money institutions or MTL environments
  • Experience with card issuing, BIN sponsorship, or digital wallets
  • Previous COO, VP Ops, or Director of Operations experience
  • Strong understanding of operational resilience (DORA, FCA rules)
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