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Financial Software Engineer Jobs in Houston, TX (NOW HIRING)

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Financial Software Engineer information

See Houston, TX salary details

$60.6K

$140.9K

$196.2K

How much do financial software engineer jobs pay per year?

As of Sep 6, 2026, the average yearly pay for financial software engineer in Houston, TX is $140,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $114,600.00 and $165,200.00 per year, depending on experience, location, and employer.

What is a financial software engineer?

A Financial Software Engineer is a technology professional who designs, develops, and maintains software applications used in the finance industry. These engineers work on systems such as trading platforms, risk management tools, and financial analytics software. They combine expertise in programming and computer science with knowledge of financial concepts to create solutions that support banking, investment, and financial services. Their work ensures that financial institutions can process transactions, analyze data, and comply with regulatory requirements efficiently and securely.

What are the key skills and qualifications needed to thrive as a financial software engineer, and why are they important?

To thrive as a Financial Software Engineer, you need strong programming skills (such as Python, Java, or C++), a solid understanding of financial concepts, and a relevant degree in computer science or a related field. Familiarity with financial databases, trading platforms, APIs, and often certifications like CFA or FRM are valuable for this role. Analytical thinking, attention to detail, and effective teamwork are standout soft skills in this position. These abilities are crucial for developing reliable, secure, and efficient software solutions that meet the complex needs of financial institutions.

What are some common challenges financial software engineers face when developing systems for banks and financial institutions?

Financial Software Engineers often encounter challenges related to ensuring system security, maintaining compliance with evolving regulations, and handling high transaction volumes with minimal latency. They must design robust, scalable architectures capable of withstanding external threats and meeting strict audit requirements. Collaboration with cross-functional teams—including compliance officers, business analysts, and QA testers—is crucial to deliver reliable solutions that meet both technical and regulatory standards.

What is the difference between Financial Software Engineer vs Quantitative Analyst?

AspectFinancial Software EngineerQuantitative Analyst
Required CredentialsBachelor's or Master's in Computer Science, Software Engineering, or related fields; coding certificationsDegree in Mathematics, Statistics, or Finance; often requires advanced quantitative certifications
Work EnvironmentDevelops financial applications, trading platforms, and risk management tools in tech or finance firmsAnalyzes financial data, models market behavior, and develops trading algorithms in finance or hedge funds
Employer & Industry UsageUsed by banks, trading firms, fintech companies for software developmentEmployed by investment banks, hedge funds, asset managers for quantitative analysis

Financial Software Engineers focus on developing and maintaining financial software systems, while Quantitative Analysts primarily analyze data and develop models to inform trading strategies. Both roles require strong technical skills, but their core responsibilities differ in application and focus.

How much do financial software engineers make?

Financial software engineers typically earn between $80,000 and $150,000 annually, depending on experience, location, and the complexity of projects. Senior roles or those with specialized skills in algorithms, trading systems, or regulatory compliance can earn higher salaries, often exceeding $200,000 with bonuses and benefits.

What are popular job titles related to Financial Software Engineer jobs in Houston, TX?

For Financial Software Engineer jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Financial Software Engineer jobs in Houston, TX look for?

The top searched job categories for Financial Software Engineer jobs in Houston, TX are:

Financial Software Engineer jobs near you
Infographic showing various Financial Software Engineer job openings in Houston, TX as of August 2026, with employment types broken down into 96% Full Time, and 4% Contract. Highlights an 81% In-person, 6% Hybrid, and 13% Remote job distribution, with an average salary of $140,881 per year, or $67.7 per hour.

Lead Software Engineer- Java - JPA

JPMorgan Chase & Co.

Houston, TX • On-site

Full-time

Medical, Retirement

Posted 9 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

78th of 175 rated banks

Job description


We have an opportunity to impact your career and provide an adventure where you can push the limits of what's possible.
As a Lead Software Engineer at JPMorganChase within the Corporate Technology, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. As a core technical contributor, you are responsible for conducting critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives.
Job responsibilities
  • Executes creative software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
  • Develops secure high-quality production code, and reviews and debugs code written by others
  • Drives team adoption of enterprise-authorized AI-assisted engineering practices within the work environment to improve code quality, delivery speed, and operational outcomes (e.g., AI-assisted code review/refactoring, test strategy acceleration, incident/root-cause analysis support), while establishing consistent validation standards (secure coding, peer review, automated testing) and promoting reuse of effective patterns across the team.
  • Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation.
  • Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
  • Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information architecture
  • Leads communities of practice across Software Engineering to drive awareness and use of new and leading-edge technologies
  • Adds to team culture of diversity, opportunity, inclusion, and respect

Required qualifications, capabilities, and skills
  • Formal training or certification on software engineering concepts and 5+ years applied experience
  • Extensive experience in design and development of scalable and performant microservices in java/spring/jpa
  • Hands-on practical experience delivering system design, application development, testing, and operational stability
  • Proficiency in automation and continuous delivery methods
  • Demonstrated experience leading effective use of approved AI-assisted software development tools (e.g., for coding, code review, test acceleration, troubleshooting) with the ability to set team expectations for validating AI outputs for correctness, performance, and security.
  • Strong understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations; experience coaching engineers on safe, compliant adoption within delivery practices
  • Proficient in all aspects of the Software Development Life Cycle
  • Advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
  • Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
  • In-depth knowledge of the financial services industry and their IT systems

Preferred qualifications, capabilities, and skills
  • Applied AI experience in leveraging AI models along with AI Ops
  • Full stack experience preferred

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

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