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Financial Lines Insurance Jobs in Kentucky (NOW HIRING)

Personal Lines Service Agent

Pikeville, KY ยท On-site

$41K - $56K/yr

Peoples Insurance Agency, LLC is a wholly owned subsidiary of Peoples Bank and maintains an active ... We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides ...

Personal Lines Account Manager

Florence, KY ยท On-site

$44K - $60K/yr

With a wide variety of insurance and financial products, we are among the largest independent agencies in the country. This opportunity as a Personal Lines Account Manager within the Shepherd family ...

Personal Lines Account Manager

Florence, KY ยท On-site

$44K - $60K/yr

With a wide variety of insurance and financial products, we are among the largest independent agencies in the country. This opportunity as a Personal Lines Account Manager within the Shepherd family ...

Personal Lines Service Team Lead

Prestonsburg, KY ยท On-site

$41K - $56K/yr

Peoples Insurance Agency, LLC is a wholly owned subsidiary of Peoples Bank and maintains an active ... We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides ...

Hybrid Insurance Tracking Representative

Louisville, KY ยท Hybrid

$38K - $52K/yr

You will be trained on a variety of insurance documents for different lines of business and ... HUB Financial Services stands out as an industry leader in effectively managing lending risk ...

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Financial Lines Insurance information

What is financial lines insurance?

Financial lines insurance refers to a range of commercial insurance products designed to protect businesses and professionals against financial losses resulting from claims of negligence, errors, omissions, or wrongful acts. Common types of financial lines insurance include Directors and Officers (D&O) liability, Professional Indemnity, Cyber Liability, and Employment Practices Liability. These policies help cover legal costs, settlements, or damages arising from lawsuits or regulatory investigations. Financial lines insurance is essential for businesses seeking to manage their risks in an increasingly complex regulatory and litigation environment.

What are the key skills and qualifications needed to thrive in financial lines insurance?

To thrive in Financial Lines Insurance, you need a solid understanding of financial products, risk assessment, and policy underwriting, typically supported by a degree in finance, business, or a related field. Familiarity with insurance management systems, risk modeling software, and certifications such as Chartered Insurance Professional (CIP) or Associate in Risk Management (ARM) is highly valuable. Strong analytical skills, attention to detail, and effective client communication are vital soft skills for this role. These competencies ensure accurate policy structuring, effective risk management, and strong client relationships in a highly specialized and regulated sector.

What are some common challenges faced by professionals in financial lines insurance, and how can they be managed?

Professionals in Financial Lines Insurance often encounter challenges such as staying updated with evolving regulations, understanding complex client risks, and managing large volumes of policy documentation. To manage these, it's crucial to engage in continuous professional development, collaborate closely with underwriters and legal teams, and utilize specialized software for compliance and risk assessment. Building strong client relationships also helps in proactively identifying changes in risk profiles and offering tailored solutions.

What is the difference between Financial Lines Insurance vs Underwriter?

AspectFinancial Lines InsuranceUnderwriter
Required CredentialsInsurance certifications, finance knowledgeInsurance licenses, risk assessment skills
Work EnvironmentInsurance companies, brokerage firmsInsurance companies, underwriting departments
Industry UsageDesigns policies for financial risksEvaluates risks to approve policies

Financial Lines Insurance professionals focus on creating policies for financial risks like errors & omissions or directors & officers liability, while underwriters assess risks and decide on policy issuance. Both roles require insurance knowledge, but their functions differ: one designs policies, the other evaluates risks.

What are considered financial lines in insurance?

Financial lines in insurance refer to coverage that protects businesses and individuals against financial risks, including errors and omissions, directors and officers liability, crime, cyber liability, and professional liability. These policies are often purchased by companies in sectors like finance, technology, and professional services to manage specific financial exposures.

What are popular job titles related to Financial Lines Insurance jobs in Kentucky?

For Financial Lines Insurance jobs in Kentucky, the most frequently searched job titles are:

What job categories do people searching Financial Lines Insurance jobs in Kentucky look for?

The top searched job categories for Financial Lines Insurance jobs in Kentucky are:

What cities in Kentucky are hiring for Financial Lines Insurance jobs?

Cities in Kentucky with the most Financial Lines Insurance job openings:

Infographic showing various Financial Lines Insurance job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Personal Lines Service Agent

Peoples Bank

Pikeville, KY โ€ข On-site

$41K - $56K/yr

Full-time

Life, Retirement, PTO

Posted 6 days ago


Job description

Build Your Future Here:

Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Peoples Insurance Agency, LLC is a wholly owned subsidiary of Peoples Bank and maintains an active partnership with the bank in providing financial services to a broad array of customers. Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation has donated over $8 million to local organizations since its inception in 2003.

We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank and work:

  • American Banker Best Banks to Work For in 2021, 2022, 2023, 2024 and 2025
  • Top Workplaces USA national award in 2022, 2023, 2024, 2025 and 2026
  • Newsweek’s America's Greatest Workplaces 2024, 2025 and 2026
  • Forbes America’s Best Banks 2024 and 2025
  • Forbes Best-in-State Banks 2020, 2021. 2025 and 2026
  • TIME’s America’s Growth Leaders 2026 award winner

At Peoples Insurance Agency, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown/reimbursement, paid vacation, and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/

Our associates are each accountable for living the culture and values of the organization. This includes ensuring actions and behaviors create a positive and collaborative work environment, always acting with integrity and professionalism and providing extraordinary customer service. Our goal is for you to be successful; to that end being reliable in terms of ensuring you are at work on time and work your schedule as well as actively pursuing your performance objectives, will be fundamental in your contributing to the teams' success as well as the organization. 

Job Purpose:  

This position is responsible for managing personal lines insurance policies.  Will work closely with clients to ensure their insurance needs are met, including handling new policies, renewals or addressing customer service inquiries.

Job Duties:  

  • New Business Renewals:
    1. Assist clients in selecting appropriate personal lines insurance coverage.
    2. Process applications for new policies and policy renewals.
    3. Review policies to ensure clients have adequate coverage and make recommendations as needed.
    4. Collaborate with underwriters and carriers to secure the best coverage options for clients.
  • Client Service
    1. Provide prompt and professional responses to client inquiries, requests, and concerns.
    2. Address client questions regarding policy changes, billing, and claims.
    3. Assist clients with policy endorsements, cancellations, and other service-related tasks.
    4. Policy Maintenance:
    5. Keep accurate and organized client records and policy documentation.
    6. Regularly review policies to identify opportunities for coverage adjustments or cost savings.
    7. Ensure that policyholders are informed of any changes or updates to their coverage.
    8. Cross-Selling:
    9. Identify cross-selling opportunities to enhance clients' insurance portfolios.
    10. Offer additional products and coverage options to meet clients' evolving needs.
    11. Compliance and Regulations:
    12. Stay updated on industry regulations and compliance standards.
    13. Ensure all client interactions and transactions adhere to legal and ethical guidelines.
  • Will perform special projects as assigned. 

Education, Job Skills and Qualifications:

  • High School Diploma or GED. 
  • Valid insurance agent/broker license for personal lines insurance required. Must obtain and maintain a Property and Casualty Insurance License in the employee’s resident state within six (6) months of employment and meet applicable licensing and appointment requirements to support the Bank’s footprint in Ohio, West Virginia and Kentucky. 
  • Strong knowledge of personal lines insurance products and coverage options. 
  • Excellent communication and customer service skills.
  • Detail-oriented with strong organizational abilities.
  • Proficiency in insurance software and Microsoft Office suite.
  • Ability to work effectively independently and as part of a team.
  • Dedication to maintaining client confidentiality and trust. 

Basic Qualifications:

  • High School Diploma or GED. 
  • Valid insurance agent/broker license for personal lines insurance required. Must obtain and maintain a Property and Casualty Insurance License in the employee’s resident state within six (6) months of employment and meet applicable licensing and appointment requirements to support the Bank’s footprint in Ohio, West Virginia and Kentucky.

 

Equal Opportunity Employer M/F/Disabled/Vet;
If you are unable to complete this application due to a disability, contact humanresources@pebo.com to ask for an accommodation, alternative application process, or other inquiries.