Financial Associate Jobs in Boca Raton, FL (NOW HIRING)

• Build and maintain monthly, quarterly, and Job annual financial reporting packages for executive leadership, covering revenue, cost of funds, credit losses, and operating expenses across the credit card portfolio.
• Conduct actual-vs.-projected variance analysis to identify performance drivers, communicate findings and recommend corrective actions or strategic adjustments.
• Develop and maintain financial models to forecast card portfolio performance, including spend volumes, interchange revenue, net interest income, and credit loss trajectories.
• Identify opportunities to optimize the cost structure of the card program, including issuing bank fees, processing costs, and credit loss reserves, and propose changes to drive margin improvement.
• Manage vendor financial relationships to drive further margin improvement.
• Partner with Data Analytics to build and maintain performance dashboards and standardized reporting templates that enable data-driven decision-making across finance and product leadership.
• Monitor industry benchmarks and competitive card economics to contextualize GoodLeap's performance and surface opportunities for improvement.

• Partner closely with Accounting/FP&A and the Capital Markets team to support portfolio-level decisions, including the timing, structure, and sizing of credit card account sales and securitizations.
• Analyze portfolio performance metrics, including delinquency rates, loss curves, prepayment rates, performance of aged accounts, and portfolio yield to inform optimal timing and structure for portfolio sales or financing transactions.
• Track and report on portfolio sale economics — including gain-on-sale margins and retained servicing obligations and incorporate transaction outcomes into ongoing financial forecasting.
• Track and balance net interchange revenue and cardholder reward liability to ensure equilibrium.
• Determine portfolio sale sizing and timing to balance equity requirement of the program.

• Serve as GoodLeap's primary financial point of contact with the issuing bank partner, owning the day-to-day relationship and ensuring all financial communications are clear, timely, and professional.
• Proactively manage the calendar of bank reporting obligations, ensuring all materials are delivered on time and in the format required by the bank.
• Respond promptly and accurately to bank requests for financial information, ad-hoc analyses, and supporting documentation; coordinate internally across Finance, Legal, Compliance, and Product to gather inputs and meet bank deadlines.
• Maintain a deep understanding of contractual obligations under the bank program agreement, including reporting cadences, performance covenant thresholds, and approval requirements; proactively flag potential issues before they become compliance risks. 

• Bachelor's degree in Economics, Finance, or a related field.
• 5–7+ years of experience in finance, financial planning & analysis, or capital markets, preferably within credit card, fintech, or financial services.
• Strong financial modeling skills with demonstrated experience building and maintaining complex multi-variable models for forecasting, scenario analysis, and portfolio performance.
• Experience with financial planning and analysis functions including budget planning, variance analysis, and executive reporting; proven ability to translate financial data into clear, actionable insights for senior leadership.
• Experience managing institutional relationships — including bank partners, investors, or rating agencies — with demonstrated ability to manage reporting calendars, respond to requests under time pressure, and maintain credible, professional relationships.
• Excellent communication and presentation skills; able to distill complex financial information into clear executive-level narratives and maintain high-quality written deliverables for external bank partners.
• Entrepreneurial mindset with comfort operating in ambiguity; energized by building processes and financial infrastructure from the ground up in a fast-moving startup-like environment. 

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.