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Final Expense Insurance Jobs in Baltimore, MD (NOW HIRING)

... as an insurance claim or customer expense. This role will also include working directly with ... Reconcile and prepare final invoices matching approved estimates Qualifications & Requirements ...

Local residency or ability to relocate at your own expense Following an offer, candidates will be ... Final agreed-upon compensation is based upon individual qualifications and experience. Salary range ...

Office Manager

Owings Mills, MD · On-site

$79K - $91K/yr

... expense reporting. * Monitor office-related costs and support cost-effective purchasing and ... Compensation Range: $79,979.92 - $91,405.62 STV offers the following benefits Health insurance ...

Office Manager

Owings Mills, MD · On-site

$79K - $91K/yr

... expense reporting. * Monitor office-related costs and support cost-effective purchasing and ... Please note that the final salary offered for this position may be outside of this published range ...

Accounting Manager

Baltimore, MD · On-site

$95K - $115K/yr

Reconcile data between accounting, payroll, billing/revenue cycle, expense management, and banking ... Provide financial information for insurance, licensing, accreditation, lender, and covenant ...

Outside Auto Appraiser

Baltimore, MD · Remote

$63K - $105K/yr

... insurers in the industry for over 170 years. Join us to discover a culture that is rooted in ... Partners from initial investigation through final recovery to ensure appropriate claim resolution ...

Outside Auto Appraiser

Baltimore, MD · On-site

$64 - $105/hr

... insurers in the industry for over 170 years. Join us to discover a culture that is rooted in ... Partners from initial investigation through final recovery to ensure appropriate claim resolution ...

Outside Auto Appraiser

Baltimore, MD · On-site

$64 - $105/hr

... insurers in the industry for over 170 years. Join us to discover a culture that is rooted in ... Partners from initial investigation through final recovery to ensure appropriate claim resolution ...

Accountable for managing AR with a focus on minimizing bad debt expense while ensuring high levels ... Makes decisions on collections and works with managers on escalated cases involving final demand ...

Showing results 21-40

Final Expense Insurance information

See Baltimore, MD salary details

$37.8K

$81.3K

$111.3K

How much do final expense insurance jobs pay per year?

As of Sep 5, 2026, the average yearly pay for final expense insurance in Baltimore, MD is $81,285.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,100.00 and $97,900.00 per year, depending on experience, location, and employer.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

How to become a final expense insurance agent?

To become a final expense insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, agents often pursue training in insurance products, develop sales skills, and may need to complete ongoing continuing education to maintain their license and stay updated on industry regulations.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What are popular job titles related to Final Expense Insurance jobs in Baltimore, MD?

For Final Expense Insurance jobs in Baltimore, MD, the most frequently searched job titles are:

What cities near Baltimore, MD are hiring for Final Expense Insurance jobs?

Cities near Baltimore, MD with the most Final Expense Insurance job openings:

Infographic showing various Final Expense Insurance job openings in Baltimore, MD as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $81,285 per year, or $39.1 per hour.

Surety Senior Claims Professional

Zurich Insurance Company Ltd.

Owings Mills, MD • On-site

$59K - $98K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.


Key responsibilities

  • Manage a caseload of moderate to high complexity Surety claims from start through settlement and resolution.

  • Investigate surety claims by reviewing contracts, invoices, payment applications, project records, and other claim-related documentation.

  • Analyze claim information to determine potential exposure and develop resolution strategies.


Job description

Zurich North America is hiring a Senior Claims Professional, Surety/Construction to join our team! We are open to hiring talent who is located within the U.S.. This is a fully remote position so you will have a home-based office.  

In this role, you will manage a caseload of moderate to high complexity Surety claims from start through settlement and resolution, and within specific authority limits. You will ensure that claims are handled in the most efficient and effective manner to deliver on Zurich’s claims best practices and customer led commitment. You will have an opportunity to develop strong partnerships that include extensive communications and interactions with principals, brokers and other internal business unit contacts. 

Primary accountabilities include:

  • Investigate surety claims from initial notice through final resolution.
  • Review contracts, invoices, payment applications, project records and other claim related documentation.
  • Analyze claim information and determine potential exposure and resolution strategies.
  • Identify recovery opportunities and support indemnity collection efforts.
  • Excel - accumulating accounting data, invoicing, adding payments

Basic Qualifications:

  • Bachelor’s Degree and 3 or more years of experience in the Claims or Insurance area OR
  • Zurich Certified Insurance Apprentice, including an Associate Degree and 3 or more years of experience in Claims or Insurance area OR
  • Completion of Zurich Claims Training Program and 2 or more years of experience in the Claims or Insurance area OR
  • High School Diploma or Equivalent and 5 or more years of experience in the Claims or Insurance area AND
  • Must obtain and maintain required adjuster license(s)
  • Knowledge of insurance regulations, markets and products
  • Microsoft Office experience

Preferred Qualifications:

  • Experience investigating claims
  • Knowledge of construction projects, contracts or commercial insurance
  • Experience with Excel and accounting
  • Microsoft Office experience
  • Effective verbal and written communication skills
  • Strong analytical, critical thinking, and problem solving skills
  • Solid time management, prioritization and multi-tasking skills
  • Experience collaborating in a team environment and building cross functional working relationships
  • Adept in identifying and explaining complex financial and/or actuarial concepts.
  • Ability to determine the scope and exposure for moderately complex claims
  • Demonstrates understanding of the reserving process for indemnity and expense in analyzing the potential exposure of moderately complex claims
  • Ability to develop and execute a negotiation strategy and plan for resolution
  • Ability to identify subtleties in customer/client and/or business partner interactions
  • Ability to present information necessary to propose a claim resolution to stakeholders

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $59,900 - $98,200 with short-term incentive bonus eligibility set at 10%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Owings Mills
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No 
 
Linkedin Recruiter Tag: #LI-LC1 LI-ASSOCIATE #LI-REMOTE