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Final Expense Insurance Jobs in Missouri (NOW HIRING)

Agent First Contracts LLC

Be Seen First

Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed We are looking for motivated, licensed Life Insurance Agents to join our growing ...

Agent First Contracts LLC

Be Seen First

Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed We are looking for motivated, licensed Life Insurance Agents to join our growing ...

Equis Financial

Insurance Broker Work From Home

Camdenton, MO · On-site +1

$67K - $89K/yr

We offer a wide variety of insurance services, including mortgage insurance, annuities and final expense policies. You will be responsible for keeping up with insurance trends and changes to the ...

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All JobsFinal Expense Insurance JobsFinal Expense Insurance Jobs in Missouri

Final Expense Insurance information

See Missouri salary details

$35.6K

$76.7K

$105.1K

How much do final expense insurance jobs pay per year?

As of Aug 30, 2026, the average yearly pay for final expense insurance in Missouri is $76,734.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,600.00 and $92,400.00 per year, depending on experience, location, and employer.

What is a final expense insurance?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What are the typical challenges faced in a final expense insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

What are the key skills and qualifications needed to thrive in the final expense insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

How to become a final expense insurance agent?

To become a final expense insurance agent, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, agents often pursue training in insurance products, develop sales skills, and may need to complete ongoing continuing education to maintain their license and stay updated on industry regulations.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What are popular job titles related to Final Expense Insurance jobs in Missouri?

For Final Expense Insurance jobs in Missouri, the most frequently searched job titles are:

What job categories do people searching Final Expense Insurance jobs in Missouri look for?

The top searched job categories for Final Expense Insurance jobs in Missouri are:

What cities in Missouri are hiring for Final Expense Insurance jobs?

Cities in Missouri with the most Final Expense Insurance job openings:

Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Missouri as of August 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $76,734 per year, or $36.9 per hour.

Life Insurance Agent

Saint Louis, MO • On-site

Agent First Contracts LLC
See more jobs at Agent First Contracts LLCexternal

$60K - $300K/yr

Full-time

This job post has expired 7 days ago. Applications are no longer accepted.

Job description

Final Expense Life Insurance Agent

Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed


We are looking for motivated, licensed Life Insurance Agents to join our growing sales team.

This is an opportunity for agents who want to sell insurance instead of spending all day searching for their own prospects.


We provide the tools, leads, training, sales process, and support you need to focus on what you do best: meeting with clients, presenting solutions, and closing business.


Compensation & Schedule

100% Commission | $60,000–$300,000+ Earning Potential

This is a 100% commission opportunity with uncapped earning potential. Even our lower-producing agents have the opportunity to earn around $60,000 annually, while strong producers can earn $300,000+ per year.


What We Provide

When you join our team, you get the resources necessary to start producing:

  • Qualified leads so you can spend more time selling and less time prospecting
  • Existing Clients and book of business opportunities
  • A Proven presentation
  • Appointment-setting support
  • CRM and technology support
  • Access to multiple insurance products/carriers
  • Guidance with applications and the underwriting process
  • A team environment focused on helping agents become consistent producers
  • Opportunities to build your own long-term book of business
  • High Commissions


What You Need to Get Started

We keep the requirements simple.

You need:

  • Active life insurance license
  • Reliable tablet capable of completing electronic applications and accessing required systems
  • Reliable vehicle
  • Valid driver's license
  • Smartphone
  • Professional attitude and willingness to learn
  • Strong work ethic and desire to earn based on your performance

You do not need to purchase expensive leads or build a marketing system from scratch.

We provide the sales infrastructure so you can focus on working your leads and writing business.

What You'll Do

As a Life Insurance Agent, you will:

  • Contact and follow up with assigned leads
  • Meet with prospective clients in their homes
  • Identify the client's needs and financial situation
  • Explain final expense and life insurance options in a simple, professional manner
  • Present appropriate coverage options
  • Complete electronic applications
  • Work with clients through the underwriting process
  • Follow up with prospects and existing clients
  • Maintain accurate records in the CRM
  • Build relationships with your clients
  • Ask for referrals and identify additional insurance opportunities
  • Develop and maintain a personal book of business
  • Consistently work your assigned leads and appointments


Who We're Looking For

We are looking for people who are:

  • Licensed life insurance agents
  • Competitive and motivated
  • Comfortable speaking with people face-to-face and over the phone
  • Coachable and willing to follow a proven system
  • Organized and disciplined
  • Comfortable working independently
  • Professional and trustworthy
  • Goal-oriented and motivated by performance-based income

Insurance sales experience is preferred, but newly licensed agent with strong drive and a willingness to learn will be succeed here this is plug and play.


This is not a traditional 9-to-5 sales position.

Your income is directly connected to your production, consistency, and ability to work your leads.

The agents who succeed are the ones who:

Work the leads → Meet the clients → Present the solution → Close the sale → Follow up → Build the book.


If you're licensed, have the equipment to get started, and are ready to work, we'll provide the rest of the sales infrastructure to help you produce.

Ready to Get Started?

If you're a licensed life insurance agent looking for leads, support, training, and a proven system to help you write more business, we'd like to talk with you.

Apply today and let's discuss whether you're a fit for our team.