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Final Expense Insurance Jobs in Missouri (NOW HIRING)

Equis Financial

Insurance Broker Work From Home

Camdenton, MO · On-site +1

$67K - $89K/yr

We offer a wide variety of insurance services, including mortgage insurance, annuities and final expense policies. You will be responsible for keeping up with insurance trends and changes to the ...

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All JobsFinal Expense Insurance JobsFinal Expense Insurance Jobs in Missouri

Final Expense Insurance information

See Missouri salary details

$35.6K

$76.7K

$105.1K

How much do final expense insurance jobs pay per year?

As of Jul 31, 2026, the average yearly pay for final expense insurance in Missouri is $76,734.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,600.00 and $92,400.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Missouri? For Final Expense Insurance jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Missouri look for? The top searched job categories for Final Expense Insurance jobs in Missouri are:
What cities in Missouri are hiring for Final Expense Insurance jobs? Cities in Missouri with the most Final Expense Insurance job openings:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Missouri as of July 2026, with employment types broken down into 74% Full Time, and 26% Contract. Highlights an 74% In-person, and 26% Remote job distribution, with an average salary of $76,734 per year, or $36.9 per hour.

Final Expense Agents-Now Hiring Agents that Lead with Heart!

GIA Legacy Planning

Columbia, MO • Remote

Full-time, Part-time

Posted 2 days ago

New

Job description

Location: Remote Position/ Work from Home
Job Type: Full-Time/Part-Time
Compensation: Un-Capped Commission-Based

About Us:

We’re excited to invite ambitious, friendly go-getters to join our dynamic team as Final Expense Agents. This isn’t a cookie-cutter job—it’s a modern career path built for people who want flexibility, purpose, and real earning potential. You’ll have the freedom to work from anywhere, create a schedule that fits your life, and build a clear path toward financial independence.

This opportunity is ideal for career-driven professionals who want room to grow, sharpen leadership and business skills, and genuinely own their success. You’ll work in a thriving virtual environment, receive in-house leads (no cold calling), and have the ability to be contracted with multiple carriers, giving you options that best serve your clients. With a performance-based model and strong support system, you’re not just clocking in—you’re building a future that scales with your goals.

Responsibilities:

  • Identify client needs and recommend tailored insurance solutions

  • Develop and maintain strong client relationships

  • Generate leads through networking, referrals, and company-provided resources

  • Educate clients on available policies and coverage options

  • Follow up with prospects to close sales and maintain customer satisfaction

  • Stay informed about industry trends and product offerings

  • Work independently while collaborating with a supportive team

What We Offer:

  • Competitive commission structure with potential for bonuses

  • Flexible work schedule (remote position)

  • Comprehensive training and mentorship programs

  • Access to top-rated insurance carriers and products

  • Opportunities for career growth and leadership development

  • Supportive team culture with ongoing coaching and professional development

Requirements:

  • Insurance license (or willingness to obtain one – we provide guidance)

  • Strong communication and interpersonal skills

  • Self-motivated with a results-driven mindset

  • Ability to work independently and manage time effectively

  • Basic computer skills for CRM and client management

  • Technical devices to conduct business laptop, iPad or desktop etc.