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Ethos Life Jobs in California (NOW HIRING)

Ethos Life

Software Engineer

San Francisco, CA · On-site

$96K - $169K/yr

About Ethos Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided ...

Ethos Life

Software Engineer

San Francisco, CA · Hybrid

$96K - $169K/yr

About the Role As a Software Engineer, you'll work across the stack and be responsible for building scalable platform services and systems. You'll work closely with other engineers to build and ship ...

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How much do ethos life jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for ethos life in California is $15.19, according to ZipRecruiter salary data. Most workers in this role earn between $14.23 and $17.07 per hour, depending on experience, location, and employer.

What is Ethos Life?

Ethos Life is a technology-driven life insurance company that offers a streamlined, online platform for purchasing life insurance policies. The company aims to simplify the process by allowing customers to apply for, receive quotes, and purchase term life insurance entirely online, often without requiring a medical exam. Ethos partners with major insurance carriers to provide coverage options and focuses on transparent pricing and quick approvals. Their goal is to make life insurance more accessible and affordable for a wider range of people.

What are the key skills and qualifications needed to thrive as a life insurance agent at Ethos Life?

To thrive as a Life Insurance Agent at Ethos Life, you need a solid understanding of insurance products, excellent sales abilities, and typically a valid state insurance license. Familiarity with CRM software, digital application platforms, and underwriting tools is highly beneficial. Strong interpersonal skills, active listening, and the ability to build trust help agents connect with clients and tailor solutions to their needs. These skills are crucial for meeting client goals, driving sales performance, and ensuring a smooth, customer-focused experience in a competitive industry.

What are some common challenges faced by life insurance agents at Ethos Life, and how can they be overcome?

Life Insurance Agents at Ethos Life often navigate challenges such as explaining complex policy details to clients, handling objections, and building trust in a virtual environment. To overcome these, agents benefit from strong communication skills, ongoing product training, and leveraging Ethos Life’s digital tools to streamline processes and provide transparent information. Regular collaboration with underwriting and customer support teams also helps agents address client concerns quickly, fostering a positive experience and increasing policy adoption.

What is the difference between Ethos Life vs Insurance Agent?

AspectEthos LifeInsurance Agent
CredentialsTypically no licensing required for online policiesRequires state licensing and certifications
Work EnvironmentOnline, remote platformIn-person or remote, client-facing
Industry UsageDirect-to-consumer digital life insurance providerTraditional sales and advisory role in insurance industry
Search/Comparison IntentOnline quotes, digital policiesPersonalized advice, in-person consultations

Ethos Life operates as a digital life insurance provider, offering policies primarily online without the need for licensing. In contrast, an Insurance Agent typically works in person or remotely, providing personalized advice and requiring licensing. Both roles serve the insurance industry but differ significantly in work environment and process.

What are popular job titles related to Ethos Life jobs in California?

For Ethos Life jobs in California, the most frequently searched job titles are:

What job categories do people searching Ethos Life jobs in California look for?

The top searched job categories for Ethos Life jobs in California are:

What cities in California are hiring for Ethos Life jobs?

Cities in California with the most Ethos Life job openings:

Ethos Life jobs near you
Infographic showing various Ethos Life job openings in California as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, and 3% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $31,588 per year, or $15.2 per hour.

Software Engineer

Ethos Life

San Francisco, CA • On-site

$96K - $169K/yr

Full-time

Re-posted 16 days ago

Job description

About Ethos
Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.
About the Role
As a Software Engineer, you'll work across the stack and be responsible for building scalable platform services and systems. You'll work closely with other engineers to build and ship key features. We are detail oriented and value clean, modular, and high-performing code. You'll help architect and build our internal standards and frameworks. You are preferably located in San Francisco or willing to relocate. This is a hybrid role with at least 2 days in office and 3 days remote each week.
Duties and Responsibilities:
  • Design, build and maintain complex fullstack systems
  • Collaborate with other engineers, PMs and non-technical stakeholders to develop and ship features
  • Design, build, and maintain our API's
  • Find and solve performance issues
  • Participate in code reviews
  • Communicate best practices to the team
  • Write engineering requirements documents

Qualifications and Skills:
  • 2-5 years of relevant experience in a software engineering role
  • Full stack engineering experience in Javascript, Typescript, Node or Python
  • Experienced with software engineering best practices - design patterns, code reviews, unit and integration testing, etc.
  • Ability to communicate technical specifications both verbal and written
  • Understanding of security, common attacks and defenses
  • Experience shipping features behind an A/B testing or feature flag platform, such as Optimizely
  • Ability to succinctly communicate technical specifications both verbal and written
  • Command over front-end web technologies such as HTML, CSS and React
  • Familiar with optimizing Core Web Vitals and loading speed performance
  • Experience building complex architecture systems from the ground up, experience with backend architectural patterns of large, high-scale web applications
  • Expert at leveraging agentic coding tools (e.g., Claude Code, Cursor, Copilot) to accelerate development workflows and improve engineering productivity
  • Ability to design clean APIs and understanding of performance issues
  • Knowledge of mobile first responsive styling methodologies
  • Experience working with third-party lifecycle communication infrastructure, including platforms like Iterable, Twilio, Salesforce, and Regal, to orchestrate multi-channel customer engagement
  • Solid CS fundamentals - including data structures and algorithms
  • Understanding of security, common attacks and defenses
  • Knowledge of build systems configurations and setup - such as Webpack
  • Experience with infrastructure, distributed systems, and deploying apps into a high-scale environment with integrated logging and monitoring technologies

#LI-MK1
The US national base salary range for this full-time position is $96,000 - $169,000. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.
Please note that the compensation details listed in US role postings reflect the base salary only and do not include applicable bonus, equity, or benefits.
You can find further details of our US benefits at https://www.ethoslife.com/careers/
Don't meet every single requirement? If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.
We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.
To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.
Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com.We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

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