Environmental Insurance Jobs in Florida (NOW HIRING)

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.

Role: Environmental Broker

Location: Hybrid out of New York, Houston, Miami, Tampa and Los Angeles

Who are we?

Howden is a collective - a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of 20,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There's no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That's Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down disappointed head- hunters for years. Whatever your priorities - work/life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.

What is the role?

As an Environmental Broker, you will support senior brokers and client teams across the US in the development, marketing, placement, and servicing environmental insurance programs. This role is ideal for someone who is detail oriented, collaborative, and eager to grow their expertise in a fast-moving specialty practice.

What will you be doing?

Client & Broker Support

• Provide ongoing support for environmental renewals and new business opportunities across the practice.

• Assist in preparing underwriting submissions, including environmental due diligence summaries, site histories, operational narratives, loss information, and coverage requirements.

• Review and summarize carrier proposals, highlighting key coverage features, limitations, and material differences to support broker and client decision-making.

• Contribute to internal and external presentations, assist with RFP responses, and participate in select client meetings and calls alongside senior brokers.

Marketing & Placement

• Coordinate the marketing of environmental insurance accounts to carriers, including distributing submissions, tracking quotations, and organizing terms and coverage structures.

• Support the placement and servicing of environmental insurance programs such as Pollution Legal Liability (PLL), Contractors Pollution Liability (CPL), storage tank liability, and combined GL/pollution policies.

• Ensure all placements, binders, endorsements, and client deliverables are completed accurately, efficiently, and in accordance with Howden standards and timelines.

• Provide market submissions and product design options to clients, producers, and account managers.

Internal Collaboration & Market Engagement

• Identify new environmental opportunities across the firm and support integrated client solutions.

• Build and maintain strong working relationships with environmental underwriters and internal account teams across Howden's US offices.

• Maintain and update internal tracking tools and spreadsheets, including marketing activity, carrier responses, bound placements, and policy details, to support reporting and team visibility.

• Develop and continuously expand knowledge of environmental insurance products, carrier appetites, regulatory considerations, and market trends.

What are we looking for?

Qualifications:

• 1-3 years of experience in environmental insurance or related field.

• Environmental related degree preferred but not required

• Strong verbal and written communication skills.

• Strong time management and organizational abilities.

• Demonstrated problem-solving skills and attention to detail.

• Ability to build effective working relationships across teams and with external partners.

• P&C license or willingness to obtain one within 120 days (Howden will cover licensing costs).

• Willingness to travel to different offices or client locations as needed

Compensation and Benefits

The expected base salary range for this role is $80,000 - $130,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA).

In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts

• 401(k) retirement plan

• Flexible Paid Time Off and paid parental leave

• Life and Disability insurance

Our sustainability promise

We're on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.