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Entry Level Underwriting Jobs in Riverside, CA (NOW HIRING)

Commercial Surety Underwriter

Anaheim, CA · On-site +1

$55K - $120K/yr

Equivalent is defined as 6 years of relevant Commercial or Contract Surety underwriting experience ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

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Entry Level Underwriting information

See Riverside, CA salary details

$13

$23

$34

How much do entry level underwriting jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for entry level underwriting in Riverside, CA is $23.74, according to ZipRecruiter salary data. Most workers in this role earn between $19.57 and $26.83 per hour, depending on experience, location, and employer.

How to get a job as an underwriter with no experience?

Entry-level underwriting positions often require a strong understanding of insurance principles, attention to detail, and basic financial knowledge. Candidates can improve their chances by obtaining relevant certifications such as the CPCU or ARM, gaining experience through internships or related roles like customer service or administrative work, and developing skills in data analysis and risk assessment. Demonstrating a willingness to learn and strong communication skills can also help secure an entry-level underwriting job without prior experience.

What are the key skills and qualifications needed to thrive as an Entry Level Underwriter, and why are they important?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

What are entry level underwriters?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

Is underwriting easy to get into?

Entry level underwriting positions typically require a high school diploma or bachelor's degree, along with strong analytical and communication skills. While some companies offer training programs, gaining relevant experience or certifications like the CPCU can improve job prospects, but competition can vary based on the industry and location.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

Will underwriters be replaced by AI?

Entry level underwriters perform risk assessment and decision-making that currently benefits from human judgment, but AI tools are increasingly used to assist in data analysis and streamline processes. While AI can automate certain tasks, underwriters' expertise remains essential for complex evaluations and final approvals, making complete replacement unlikely in the near term.

What are some common challenges faced by entry-level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.

What does an entry-level underwriter do?

An entry-level underwriter evaluates insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility and pricing. They use tools like underwriting software and follow company guidelines, often working under supervision to develop their skills and understanding of risk assessment.
What are the most commonly searched types of Underwriting jobs in Riverside, CA? The most popular types of Underwriting jobs in Riverside, CA are:
What job categories do people searching Entry Level Underwriting jobs in Riverside, CA look for? The top searched job categories for Entry Level Underwriting jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Entry Level Underwriting jobs? Cities near Riverside, CA with the most Entry Level Underwriting job openings:

Commercial Surety Underwriter

Iatinsurancegroup

Anaheim, CA • On-site, Remote

$55K - $120K/yr

Full-time

Medical, Retirement, PTO

Posted 11 days ago


Job description

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in Anaheim, California. For the ideal candidate, we are open to remote work from Washington or Oregon, or from our Bellevue location. This position supports our Pacific Northwest book of business and involves occasional travel.

Key responsibilities include collaborating with regional office underwriters, home office personnel, agents, and principals. This role follows a hybrid schedule, reflecting our commitment to ownership, collaboration, and teamwork. You will work from the Anaheim office Monday through Wednesday, with the option to work remotely on Thursday and Friday.

This is an excellent opportunity for professional growth and development within a dynamic and supportive environment.

Responsibilities:

  • Financial and account analysis of pertinent financial data, authority, and referral requirements for consideration of new, existing, and renewal business

  • Requesting and gathering financial information on assigned accounts

  • Bond renewal preparation and determination on whether bonds should be canceled

  • Maintain Agency relationships and provide exceptional service and support. May have authority to underwrite low-value bonds and renewals

  • Provide general direction to the Account Managers for bond processing.

  • Provide quality recommendations to Branch and Home Office Reports on assigned accounts and agents

  • Rate and review bonds for premium and classification accuracy

  • Ensure accuracy and completeness of files and verify that all necessary documentation is complete in the file

  • Act as the primary service contact and visit agents assigned by the Regional Manager in order to foster and maintain an ongoing relationship

  • Accurately communicate knowledge of assigned accounts to Branch and Home Office personnel via written and verbal means

  • Prioritize workflow to ensure work is done in a timely fashion and all deadlines are met

  • Travel on a limited basis

  • Perform other duties as needed

Qualifications:

Must-Have:

  • Bachelor's degree in Risk Management, Finance, Mathematics, Business or related with at least 2 years experience in Surety or equivalent

  • Equivalent is defined as 6 years of relevant Commercial or Contract Surety underwriting experience

  • We will consider commercial or contract experience

  • Strong marketing skills and ability to obtain new business and work with clients

  • Strong competency in quantitative and financial analysis

  • Requires strong math aptitude, excellent verbal and written communication, interpersonal and negotiating skills

  • Must be customer service oriented and have the utmost integrity

  • Ability to travel on a limited basis

  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes

Preferred to Have:

  • AFSB industry designation

Compensation:

Please note, that the annual gross salary range associated with this posting is $55,200 - $120,330. This range represents the anticipated low and high end of the base salary for this position. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits

 

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.