2

Entry Level Underwriting Jobs in Ohio (NOW HIRING)

Auto Claims Representative

Lima, OH · On-site

  • Retirement

  • PTO

This job handles entry-level insurance claims under close supervision through the life-cycle of a ... Company's underwriting guidelines for coverage * Continually develop product knowledge through ...

Auto Claims Representative

Lima, OH · On-site

  • Retirement

  • PTO

This job handles entry-level insurance claims under close supervision through the life-cycle of a ... Company's underwriting guidelines for coverage * Continually develop product knowledge through ...

next page

Showing results 1-20

Entry Level Underwriting information

See Ohio salary details

$12

$21

$31

How much do entry level underwriting jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for entry level underwriting in Ohio is $21.63, according to ZipRecruiter salary data. Most workers in this role earn between $17.84 and $24.47 per hour, depending on experience, location, and employer.

How much do entry level underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on the industry, location, and company size. Starting salaries may increase with relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), and experience with underwriting software and risk assessment.

How do people get into entry level underwriting?

To enter an entry-level underwriting position, candidates typically need a bachelor's degree in fields like finance, economics, or business. Relevant skills include attention to detail, analytical thinking, and proficiency with computer software such as Excel; some employers also value internships or related experience in insurance or finance. Certifications like the Associate in Commercial Underwriting (ACU) can enhance prospects but are not always required for entry-level roles.

What skills and qualifications are needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

How to get a job as an entry level underwriter with no experience?

Entry level underwriting positions often require a high school diploma or equivalent, and candidates can improve their chances by gaining relevant skills such as attention to detail, analytical thinking, and familiarity with insurance or financial concepts. Internships, entry-level administrative roles, or coursework in finance or risk management can provide valuable experience and demonstrate interest in the field. Certifications like the Insurance Fundamentals or introductory courses in underwriting can also enhance a candidate's profile.

What is an entry level underwriter?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

Is it hard to get a job in entry level underwriting?

Entry level underwriting positions typically require a relevant bachelor's degree and strong analytical skills. While competition can vary, gaining certifications like the Chartered Property Casualty Underwriter (CPCU) or related training can improve job prospects, but overall, these roles are accessible to recent graduates with the right qualifications.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

What are common challenges faced by entry level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.

What are the most commonly searched types of Underwriting jobs in Ohio?

The most popular types of Underwriting jobs in Ohio are:

What cities in Ohio are hiring for Entry Level Underwriting jobs?

Cities in Ohio with the most Entry Level Underwriting job openings:

Infographic showing various Entry Level Underwriting job openings in Ohio as of August 2026, with employment types broken down into 92% Full Time, 3% Part Time, and 5% Contract. Highlights an 73% Physical, 9% Hybrid, and 18% Remote job distribution, with an average salary of $44,991 per year, or $21.6 per hour.

$49K - $73K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 5 days ago


Job description

Job Summary

The Business Analyst I – Underwriting supports underwriting operations by analyzing business processes, gathering requirements, and assisting in the development and implementation of solutions that improve efficiency, accuracy, and profitability. This entry-level role works closely with underwriting teams, IT, and other stakeholders to translate business needs into actionable insights and system enhancements.


Key Responsibilities
  • Collaborate with underwriting teams to understand workflows, business needs, and system requirements.
  • Gather, document, and analyze business requirements for underwriting systems, tools, and processes.
  • Assist in identifying opportunities to improve operational efficiency, automation, and data quality.
  • Support the development, testing, and implementation of underwriting system enhancements and projects.
  • Create and maintain process flows, business requirement documents (BRDs), and functional specifications.
  • Analyze underwriting data to identify trends, issues, and improvement opportunities.
  • Participate in user acceptance testing (UAT) and ensure solutions meet business requirements.
  • Serve as a liaison between business stakeholders and IT teams.
  • Assist in troubleshooting system issues and providing user support.
  • Ensure compliance with regulatory, company, and underwriting guidelines.

Qualifications
  • Bachelor’s degree in Business Administration, Finance, Economics, Information Systems, related field or equivalent business experience. 
  • 0–2 years of experience in business analysis, underwriting support, insurance, or related field.
  • Basic understanding of insurance underwriting processes and risk assessment (preferred).
  • Strong analytical and problem-solving skills.
  • Excellent communication and documentation skills.
  • Ability to work collaboratively in a team environment.
  • Experience with Microsoft Office (Excel, Word, PowerPoint); familiarity with data tools is a plus.
  • Preferred Skills
    • Knowledge of insurance systems and policy administration platforms.
    • Exposure to SQL, data analysis tools, or reporting platforms (e.g., Power BI, Tableau).
    • Familiarity with Agile or Waterfall project methodologies.

    The expected salary range for this role is (USD $49,000.00 - USD $73,000.00 Yr. )

    Please note that the salary information shown above is a general guideline only. Salaries are based upon a wide range of factors considered in making the compensation decision, including, but not limited to, candidate skills, experience, education and training, the scope and responsibilities of the role, as well as market and business considerations.

    #LI-MM1

    #LI-ONSITE

    #AmTrust


AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.

AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.