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Entry Level Underwriting Jobs in Michigan (NOW HIRING)

Auto-Owners Insurance

Farm Underwriter

Lansing, MI · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting professional to join our team. The position requires the person to: * Learn various insurance ...

Extreme Loans

Package Back Specialist

Southfield, MI · On-site

$15 - $22/hr

... industry. * Entry-Level Entryway: This is the best way to learn how a null is built, leading to future roles as a null Processor, Underwriter, or Specialist. * Supportive Team Culture: Work in a ...

InsuraTec

Sales Representative (Remote)

Warren, MI · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Midland, MI · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Rochester, MI · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Woodhaven, MI · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

InsuraTec

Sales Representative (Remote)

Novi, MI · Remote

Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance ... Qualifications: * Entry-Level Friendly : No prior experience needed; we offer full training. * Self ...

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All JobsUnderwriting JobsEntry Level Underwriting JobsEntry Level Underwriting Jobs in Michigan

Entry Level Underwriting information

See Michigan salary details

$11

$19

$28

How much do entry level underwriting jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for entry level underwriting in Michigan is $19.83, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $22.40 per hour, depending on experience, location, and employer.

How much do entry level underwriters make?

Entry-level underwriters typically earn between $45,000 and $60,000 annually, depending on the industry, location, and company size. Starting salaries may increase with relevant certifications, such as the Chartered Property Casualty Underwriter (CPCU), and experience with underwriting software and risk assessment.

How do people get into entry level underwriting?

To enter an entry-level underwriting position, candidates typically need a bachelor's degree in fields like finance, economics, or business. Relevant skills include attention to detail, analytical thinking, and proficiency with computer software such as Excel; some employers also value internships or related experience in insurance or finance. Certifications like the Associate in Commercial Underwriting (ACU) can enhance prospects but are not always required for entry-level roles.

What skills and qualifications are needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical abilities, attention to detail, and a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Microsoft Excel are typically important, along with any relevant insurance certifications. Effective communication, organization, and problem-solving skills help you stand out by enabling clear documentation and teamwork. These skills are essential for accurately evaluating risk, ensuring policy compliance, and supporting sound decision-making in underwriting processes.

How to get a job as an entry level underwriter with no experience?

Entry level underwriting positions often require a high school diploma or equivalent, and candidates can improve their chances by gaining relevant skills such as attention to detail, analytical thinking, and familiarity with insurance or financial concepts. Internships, entry-level administrative roles, or coursework in finance or risk management can provide valuable experience and demonstrate interest in the field. Certifications like the Insurance Fundamentals or introductory courses in underwriting can also enhance a candidate's profile.

What is an entry level underwriter?

Entry level underwriters are professionals who evaluate and analyze the risks involved in insuring people and assets for insurance companies, typically at the beginning stages of their careers. They review applications, gather information, and help determine whether to provide insurance coverage and at what terms. Entry level underwriters usually work under the supervision of more experienced underwriters and may specialize in areas like auto, health, life, or property insurance. They use guidelines and company policies to assess risk while learning the fundamentals of underwriting and insurance operations.

Is it hard to get a job in entry level underwriting?

Entry level underwriting positions typically require a relevant bachelor's degree and strong analytical skills. While competition can vary, gaining certifications like the Chartered Property Casualty Underwriter (CPCU) or related training can improve job prospects, but overall, these roles are accessible to recent graduates with the right qualifications.

What is the difference between Entry Level Underwriting vs Insurance Underwriter?

AspectEntry Level UnderwritingInsurance Underwriter
CredentialsHigh school diploma or bachelor's degree; often no certification requiredSame as entry level; some roles may prefer or require certifications like CPCU
Work EnvironmentOffice setting, collaborative teams, supervised tasksOffice-based, independent decision-making, industry-specific
Employer & Industry UsageInsurance companies, brokers, agenciesInsurance companies, reinsurance firms, brokers
Common Search & ComparisonYesYes

Entry Level Underwriting and Insurance Underwriter roles share similar credentials and work environments, with the main difference being experience level. Entry level positions are ideal for newcomers, while insurance underwriters may have more experience or specialized knowledge. Both roles are essential in the insurance industry, focusing on assessing risk and determining policy terms.

What are common challenges faced by entry level underwriters, and how can they be addressed?

Entry-level underwriters often face challenges such as understanding complex risk assessment criteria, adapting to changing regulatory requirements, and managing a high volume of applications efficiently. To overcome these challenges, it's helpful to actively seek mentorship from experienced colleagues, take advantage of on-the-job training, and regularly review company guidelines and industry updates. Building strong analytical and communication skills also helps entry-level underwriters collaborate effectively with senior staff and other departments, such as sales and claims.
What are the most commonly searched types of Underwriting jobs in Michigan? The most popular types of Underwriting jobs in Michigan are:
What are popular job titles related to Entry Level Underwriting jobs in Michigan? For Entry Level Underwriting jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Entry Level Underwriting jobs in Michigan look for? The top searched job categories for Entry Level Underwriting jobs in Michigan are:
What cities in Michigan are hiring for Entry Level Underwriting jobs? Cities in Michigan with the most Entry Level Underwriting job openings:
Entry Level Underwriting jobs near you
Infographic showing various Entry Level Underwriting job openings in Michigan as of August 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 68% Physical, 7% Hybrid, and 25% Remote job distribution, with an average salary of $41,247 per year, or $19.8 per hour.

Entry Level Underwriter in Banking & Finance

United Wholesale Mortgage

Pontiac, MI • On-site

Full-time

Re-posted 22 days ago

United Wholesale Mortgage rating

7.8

Company rating: 7.8 out of 10

Based on 98 frontline employees who took The Breakroom Quiz

95th of 150 rated financial services

Job description

Overview

United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry.

We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

  • Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions)
  • Paid time off (PTO)
  • Medical, dental and vision insurance
  • Disability and life insurance
  • 401(k) with employer match
  • Paid training and career development
  • Paid holidays
  • Referral bonuses
  • Flexible start time
  • Maternity and paternity leave

Responsibilities

  • Collect, review and examine an applicant’s financial history and records
  • Perform risk assessment reports
  • Analyze client’s financial statements and identify effective alternatives to application
  • Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
  • Keep up with changes and adaptations as they occur
  • Provide elite service to internal and external clients
  • Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners
  • Manage multiple priorities while building rapport with clients

Qualifications

Must Have Qualifications:

  • Completed 2 or 4-year college degree
  • Complex rationale and problem-solving skills
  • Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
  • Excellent written and verbal communication skills
  • Willingness to learn and be coached
  • Adaptable to a flexible, fast-changing industry
  • Self-motivated with a strong work ethic
  • Ability to take accountability for actions

Nice to Have Qualifications:

  • Experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)

What United Wholesale Mortgage employees say

Pay

Benefits

Hours and flexibility

Workplace

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