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Entry Level Mortgage Lending Jobs (NOW HIRING)

Mortgage Loan Partner

Detroit, MI · On-site

$100K - $200K/yr

Mortgage Loan Partner - Detroit, MI (Onsite in Troy, Michigan) Full Time Entry Level About the Role ... Maintain compliance with mortgage lending guidelines and company standards * Assist in managing a ...

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Entry Level Mortgage Lending information

See salary details

$23K

$79.8K

$135.5K

How much do entry level mortgage lending jobs pay per year?

As of Aug 8, 2026, the average yearly pay for entry level mortgage lending in the United States is $79,825.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $100,000.00 per year, depending on experience, location, and employer.

How to start a career in entry level mortgage lending?

To start a career in entry level mortgage lending, gain a basic understanding of mortgage products and lending processes through online courses or training programs. Obtain relevant certifications such as the Mortgage Loan Originator (MLO) license if required in your area, and develop strong communication and customer service skills to work effectively with clients and lenders.

How to become an entry level mortgage lending with no experience?

Entry level mortgage lending positions typically require strong communication skills, basic financial knowledge, and customer service experience. Candidates often start by obtaining a mortgage loan originator license, which involves completing pre-licensing education and passing a background check, and may benefit from internships or related roles in banking or sales to build relevant skills.

What are some common challenges faced by entry level professionals in mortgage lending, and how can they overcome them?

Entry level mortgage lending professionals often face challenges such as learning complex loan products, keeping up with regulatory requirements, and managing a high volume of client communications. Building a strong understanding of mortgage processes through company training programs and mentorship can help ease the learning curve. Additionally, developing organizational skills and leveraging technology tools can make handling paperwork and client interactions more manageable. Collaborating with experienced team members and seeking feedback will further support professional growth in this fast-paced environment.

What is the difference between Entry Level Mortgage Lending vs Loan Officer?

AspectEntry Level Mortgage LendingLoan Officer
CredentialsHigh school diploma or equivalent; some roles may require a licenseHigh school diploma; required to obtain mortgage license
Work EnvironmentBanking or mortgage company offices; client meetingsBank branches, mortgage companies; client consultations
Industry UsageEntry-level position assisting with mortgage applicationsSales and processing of mortgage loans to clients
Search & ComparisonOften searched by those starting in mortgage industryMore common in professional loan processing roles

Entry Level Mortgage Lending typically refers to beginner roles assisting with mortgage applications, requiring basic credentials and working in banking environments. Loan Officers are more experienced professionals who actively sell and process mortgage loans, often holding licenses. While both roles operate within the mortgage industry, Loan Officers usually have more responsibilities and client interaction. Understanding these differences helps job seekers identify the right entry point or career progression in mortgage lending.

What is entry level mortgage lending?

Entry level mortgage lending refers to positions in the mortgage industry that are suitable for individuals with little or no prior experience in lending or finance. These roles typically involve assisting clients with the mortgage application process, gathering documentation, and supporting loan officers. Entry level employees may work as loan processor assistants, junior loan officers, or mortgage clerks, learning about loan products, regulations, and customer service. These positions provide foundational knowledge and training to help employees advance in the mortgage lending field.

What are the key skills and qualifications needed to thrive as an entry level mortgage lending professional, and why are they important?

To thrive in Entry Level Mortgage Lending, you need a basic understanding of financial principles, attention to detail, and at least a high school diploma or relevant coursework in finance. Familiarity with mortgage origination software, loan processing systems, and regulatory compliance tools is typically required. Strong communication, customer service orientation, and organizational skills help you stand out in this client-focused role. These abilities are crucial for ensuring accurate loan processing, maintaining regulatory compliance, and delivering a positive experience to borrowers.
What cities are hiring for Entry Level Mortgage Lending jobs? Cities with the most Entry Level Mortgage Lending job openings:
What are the most commonly searched types of Mortgage Lending jobs? The most popular types of Mortgage Lending jobs are:
What states have the most Entry Level Mortgage Lending jobs? States with the most job openings for Entry Level Mortgage Lending jobs include:
Infographic showing various Entry Level Mortgage Lending job openings in the United States as of August 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $79,825 per year, or $38.4 per hour.

Inside Sales - Mortgage Lending - Entry Level

loanDepot

Detroit, MI • On-site

$70K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 24 days ago


loanDepot rating

7.8

Company rating: 7.8 out of 10

Based on 18 frontline employees who took The Breakroom Quiz


Job description

Position Summary:   

Our Direct Sales channel is at the core of who we are at loanDepot—a consumer direct marketing powerhouse focused on providing excellent service to our customers across all 50 states. Our direct lending channel, comprised of both seasoned mortgage veterans & our own home-grown Lending Officers, receive daily warm transfers from our call center agents to recommend loan solutions in accordance with lending guidelines and mortgage policy. Our Lending Officers put their clients’ needs first to pre-qualify and provide a consultative, customer first approach, to determine the loan program that best fits their specific financial goals.  

Responsibilities:   

  • Licensed Lending Officers receive a high-volume lead flow of online customer contacts daily from our call center. 
  • Will present loanDepot’s competitive edge, evaluate customer needs, and sell valuable financial solutions to clients across the country.
  • Builds rapport, analyzes financial situations, and determines the appropriate loan product to meet their client’s goals.
  • Educates clients on how to better manage their mortgage and debt.
  • Assists clients through the loan process from application to closing.
  • Maintains minimum production standards including originations & fundings.

 Requirements:   

  • 2+ years of recent mortgage origination experience in a similar direct lending environment REQUIRED.
  • Must be willing to commute to one of our offices in Irvine CA, Southfield MI, Franklin TN, or Scottsdale AZ. Remote will be considered on a case-by-case basis.
  • NMLS SAFE ACT compliant, holding 5 or more active state licenses REQUIRED.
  • Proven production of top performance in alike model REQUIRED.
  • Flexible and adaptable, learns and reacts quickly at a faster than average pace.
  • Excellent customer service & follow through—were here to take care of our clients.

The Perks:   

  • Compensation--Competitive compensation package which includes base wage in addition to a BPS commission structure with additional kickers.
  • Training/Licensing-- Company provided sales training, in addition to continuing education & licensing support. 
  • Marketing machine—on average, 10+ quality leads transferred to our Lending Officers daily.
  • Competitive pricing--we fight for every deal to support our clients.
  • Quick turn times-- we understand we must close quickly.
  • Benefits-- excellent benefits package including multiple health, dental, and vision options, HSA/FSA plans, volunteer paid hours, tuition reimbursement, pet coverage, company paid life insurance and more!
  • Financial Planning-- 401K with company match.

About loanDepot:
loanDepot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
Base pay is one part of our total compensation for Licensed Lending Officers. The base pay for this role is determined by your state's minimum wage and county requirements. In addition to an uncapped commission plan.  Ramp-up bonuses are possible, based on a proven record of recent production.  

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.  

Company Description

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. As a fast-growing national consumer lender, the loanDepot platform is disrupting finance by dissolving the lines between mortgage and nonmortgage credit.

The company has funded over $100 billion in loans since inception, and is passionate about emerging financial technology and dynamic product delivery supported by excellent customer service to empower consumers.

Headquartered in Southern California, loanDepot employs 5,400+ lending professionals across the country including 1,700+ licensed loan officers who hold 10,000+ licenses. The company operates 180+ local loan locations nationwide. NMLS # 174457


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