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Entry Level Life Insurance Agent Jobs in Massachusetts

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Entry-Level Insurance Agent / Broker Location: Marlborough, MA Job Type: Full-Time Compensation: Base Salary + Bonuses About Us Stephen W. Gersh Insurance Agency, Inc. is a growing insurance agency ...

... as Life Insurance Agents. This isn't a cookie-cutter job-it's a career built for people who want flexibility, purpose, and real earning potential. You'll have the freedom to work from anywhere, ...

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Entry Level Life Insurance Agent information

See Massachusetts salary details

$19.7K

$97.2K

$158.4K

How much do entry level life insurance agent jobs pay per year?

As of Sep 5, 2026, the average yearly pay for entry level life insurance agent in Massachusetts is $97,164.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,800.00 and $133,200.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you need a high school diploma (or equivalent), basic sales knowledge, and the ability to obtain state insurance licensing. Familiarity with customer relationship management (CRM) software and digital sales platforms is commonly required, along with passing the state licensing exam. Strong interpersonal skills, active listening, and resilience help agents build trust and handle client objections effectively. These skills are crucial for successfully acquiring and retaining clients, meeting sales targets, and ensuring compliance with industry regulations.

What are some common challenges faced by entry level life insurance agents, and how can they be overcome?

Entry-level life insurance agents often face challenges such as building a client base from scratch, handling rejection, and understanding complex insurance products. To overcome these obstacles, agents should focus on consistent networking, seeking mentorship from experienced colleagues, and participating in ongoing training provided by their agency. Developing strong communication skills and staying organized with client follow-ups can also help new agents build trust and establish lasting relationships. Most agencies support new agents with training programs and team collaboration to help them succeed.

How much money does an entry level life insurance agent make?

Entry-level life insurance agents typically earn between $30,000 and $50,000 annually, including base salary and commissions. Earnings can vary based on sales performance, location, and the agency's compensation structure, with successful agents potentially earning more through commissions and bonuses.

How to be an entry level life insurance agent with no experience?

To become an entry-level life insurance agent with no experience, you should complete any required licensing exams and obtain the necessary state license. Gaining knowledge of insurance products, developing strong communication skills, and applying to agencies that offer training programs can help you start in this field.

How to start being an entry level life insurance agent?

To start as an entry-level life insurance agent, you typically need to complete a pre-licensing education course, pass a licensing exam, and obtain the required state license. Gaining knowledge of insurance products, developing sales skills, and obtaining a job with an insurance agency or brokerage are also important steps.

Is it hard to get hired as an entry level life insurance agent?

Getting hired as an entry level life insurance agent is generally accessible, as many companies seek new agents and provide training programs. Success often depends on strong communication skills, a willingness to learn, and obtaining necessary licensing, which is typically required before starting the role.

What are the most commonly searched types of Life Insurance Agent jobs in Massachusetts?

The most popular types of Life Insurance Agent jobs in Massachusetts are:

What cities in Massachusetts are hiring for Entry Level Life Insurance Agent jobs?

Cities in Massachusetts with the most Entry Level Life Insurance Agent job openings:

Infographic showing various Entry Level Life Insurance Agent job openings in Massachusetts as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $97,164 per year, or $46.7 per hour.

Life Insurance Sales Agent

New York Life, Coelho Group -- Bridgewater

Bridgewater, MA โ€ข On-site

$150K/yr

Full-time

Medical, Life

Posted 17 days ago


Job description

We are looking for a life insurance agent with amazing customer service skills to join our fast-growing insurance agency and help clients achieve their financial goals. You’ll serve on the front lines of insurance sales, helping new customers navigate our products, processing claims and inquiries, and developing an ever-growing lead list to secure new business. If the thought of coming to work every day and making a positive impact on clients’ lives excites you, start your application today.

Compensation:

$60,000 - $150,000


Responsibilities:
  • Onboard incoming and retain existing clients via a variety of customer service tasks, such as appointment booking, and responding to inquiries regarding billing, coverage, eligibility, and insurance policies
  • Maintain databases, records, and bookkeeping, ensuring all paperwork is up to date
  • Assist current policyholders during the insurance claims process while overseeing existing insurance claims
  • Identify new client insurance needs, insurance risk, goals, current coverage, and financial situation by scheduling meetings for new customers, ensuring a personalized experience
  • Expand our prospective customer base and market our insurance products via including networking, referrals, cold calling, and various marketing strategies to bring in new business

Qualifications:
  • Excellent verbal and written communication skills required
  • Prior health insurance or life insurance experience a bonus
  • Current Life & Health insurance license is greatly valued
  • Familiarity with the Microsoft Office suite
  • High school diploma or equivalent required; Bachelor’s degree preferred

About Company

Facts: New York Life is among the strongest and most respected financial companies in the world. New York Life has earned the highest possible financial strength ratings from each of the four major rating companies: A.M. Best (A++), Standard & Poor’s (AA+), Moody’s Investors Service (Aaa), and Fitch (AAA)1. For 68 Consecutive years, we have led the Million Dollar Round Table2, with more members than any other financial institution in the world.