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Entry Level Insurance Underwriter Jobs in Draper, UT

Entry Level Insurance Underwriter information

See Draper, UT salary details

$26.2K

$58.2K

$98.2K

How much do entry level insurance underwriter jobs pay per year?

As of Aug 30, 2026, the average yearly pay for entry level insurance underwriter in Draper, UT is $58,225.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,100.00 and $78,100.00 per year, depending on experience, location, and employer.

What does an entry level insurance underwriter do?

An entry level insurance underwriter reviews applications for insurance coverage and evaluates the risks involved in insuring people or assets. They analyze information such as financial data, health records, and other relevant documents to determine if the applicant meets the company's guidelines. Their responsibilities also include making recommendations on coverage amounts, premiums, and policy terms under the supervision of more experienced underwriters. This role is essential for making sure insurance companies issue policies that are both fair to the customer and profitable for the business.

What are the key skills and qualifications needed to thrive as an entry level insurance underwriter, and why are they important?

To thrive as an Entry Level Insurance Underwriter, you need a solid understanding of risk assessment, analytical thinking, and attention to detail, typically backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like Associate in Commercial Underwriting (AU) are valuable. Strong communication, organizational skills, and the ability to make sound judgments help you stand out in this position. These skills and qualifications ensure accurate risk evaluations, effective decision-making, and smooth collaboration with clients and colleagues.

What are some typical challenges faced by entry level insurance underwriters, and how can they be overcome?

Entry level insurance underwriters often encounter challenges such as learning to assess risk accurately with limited experience, keeping up with ever-changing regulations, and managing a high volume of applications within tight deadlines. Overcoming these challenges involves actively seeking mentorship from senior underwriters, participating in ongoing training programs offered by employers, and developing strong organizational skills. Collaborating closely with colleagues in claims, sales, and actuarial departments also helps new underwriters gain a broader perspective and make more informed decisions.

What is the difference between Entry Level Insurance Underwriter vs Insurance Claims Adjuster?

AspectEntry Level Insurance UnderwriterInsurance Claims Adjuster
Required CredentialsHigh school diploma or bachelor’s; some certifications (e.g., CPCU) beneficialHigh school diploma or bachelor’s; licensing may be required
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office work, investigating claims
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Common Search/ComparisonEntry Level Insurance Underwriter vs Insurance Claims Adjuster

While both roles are vital in the insurance industry, an Entry Level Insurance Underwriter primarily assesses risk and approves policies, whereas an Insurance Claims Adjuster investigates and settles claims. Both positions require strong analytical skills and industry knowledge, but they focus on different stages of the insurance process.

Is insurance underwriting hard to get into?

Entry level insurance underwriting can be competitive, but it is accessible to those with a relevant degree such as in finance, risk management, or related fields. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry, and some employers offer training programs for new underwriters.

What qualifications do you need to be an entry level insurance underwriter?

Entry level insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Strong analytical skills, attention to detail, and familiarity with insurance policies and underwriting software are also important. Some employers may prefer candidates with internships or related experience in insurance or risk assessment.

What are the most commonly searched types of Insurance Underwriter jobs in Draper, UT?

The most popular types of Insurance Underwriter jobs in Draper, UT are:

What are popular job titles related to Entry Level Insurance Underwriter jobs in Draper, UT?

For Entry Level Insurance Underwriter jobs in Draper, UT, the most frequently searched job titles are:

What job categories do people searching Entry Level Insurance Underwriter jobs in Draper, UT look for?

The top searched job categories for Entry Level Insurance Underwriter jobs in Draper, UT are:

What cities near Draper, UT are hiring for Entry Level Insurance Underwriter jobs?

Cities near Draper, UT with the most Entry Level Insurance Underwriter job openings:

Infographic showing various Entry Level Insurance Underwriter job openings in Draper, UT as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $58,225 per year, or $28 per hour.

Insurance Agent (Entry Level/Experienced)

Tipton Agency

Salt Lake City, UT • Remote

$60K - $200K/yr

Other

Re-posted 24 days ago


Job description

The Tipton Agency (TA) is a full-service provider of life insurance and retirement solutions.


What do we offer? At TA, we collaborate with a national brokerage firm to assist our clients in securing affordable and reliable insurance, alleviating debt, and safeguarding their retirement.


How do we achieve this? We maintain a nationwide inventory of leads from potential clients seeking assistance in finding optimal financial protection tailored to their individual circumstances. Our 'in-house product specialists' work with us to evaluate what clients may qualify for based on their provided information, including age, health conditions, and financial responsibilities and goals.

We proactively reach out to these clients to confirm their information and set up appointments to discuss their options. You have the flexibility to meet clients in various ways, whether through phone calls, Zoom meetings, in-person visits, or even over a meal. This allows for remote, in-person, or a hybrid approach to client meetings.

Once clients choose their coverage and/or investment plans, we facilitate the process by logging into our sales platform and submitting the necessary applications for underwriting. Upon approval, commissions from the carrier are deposited directly into your bank account, with some carriers offering instant approval that allows for next-day payment.


What is the compensation? This role operates on a fully uncapped commission basis, with no income limits or minimum quotas. New part-time agents typically earn between $3,000 and $5,000 monthly for 15-20 hours of work (approximately six policies), resulting in an annual income around $70,000. Unlicensed agents with no previous experience can start part-time on a flexible schedule and transition to full-time after training. Full-time agents generally earn between $15,000 and $17,000 monthly (15-20 placed policies), translating to an annual income between $150,000 and $200,000. Additional passive income may be earned through agency activities.

The brokerage and carriers provide bonuses and incentive trips. This uncapped earnings position allows you to increase your income by meeting with more clients. Our carriers encourage business engagement and frequently offer bonuses, trips, and other incentives. Your success and income are directly tied to your efforts.

Commissions are typically received within 1-7 days after application submission and policy issuance. It is important to note that no agent's success, income, or production results are typical or guaranteed. Your level of success will depend on various factors, including your work ethic, adherence to our training and sales system, and the insurance needs of clients in your chosen geographic areas.


Why consider joining our team? We genuinely care about our clients, and due to the nature of our work, they often become like family. The services we provide are crucial to our clients, and they seek our expertise to protect their families and assets. While we recognize the privilege and financial opportunity this role offers, we value time above all else. Time with family, traveling, pursuing passions, and creating is essential, and we believe in living a life that transcends work obligations.

Enjoy the freedom to set your own schedule and work from anywhere (full remote accessibility), achieve financial independence, and gain control over your income. Benefit from exceptional mentorship from top industry leaders and ongoing personal and professional development.