... the credit union philosophy of "People Helping People," join our team! Purpose Entry level real ... organizational risk. Communicate approval or denial decisions to members in a clear and ...
... the credit union philosophy of "People Helping People," join our team! Purpose Entry level real ... organizational risk. Communicate approval or denial decisions to members in a clear and ...
Loan Officer
Roxboro, NC · On-site
... credit factors under the guidelines of differential analysis. Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs ...
Loan Officer
Roxboro, NC · On-site
... credit factors under the guidelines of differential analysis. Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs ...
... credit and lending, multi-asset class investments, wealth advisory and estate planning. Job ... risk/return objectives * Become an expert in a range of proprietary models to provide ...
... credit and lending, multi-asset class investments, wealth advisory and estate planning. Job ... risk/return objectives * Become an expert in a range of proprietary models to provide ...
... Payment Credit and Debit System (IPCS). Provide application support for IPCS and ensure it is ... PCI Risk Assessment Manage incidents identified by audit through resolution Participant in and ...
... Payment Credit and Debit System (IPCS). Provide application support for IPCS and ensure it is ... PCI Risk Assessment Manage incidents identified by audit through resolution Participant in and ...
Cybersecurity Operator
Raleigh, NC · On-site +1
This role serves as a frontline defender, analyzing alerts from SIEM, EDR, and email security ... Experience or exposure to AWS or Azure environments * Entry-level security certifications (Security ...
Cybersecurity Operator
Raleigh, NC · On-site +1
This role serves as a frontline defender, analyzing alerts from SIEM, EDR, and email security ... Experience or exposure to AWS or Azure environments * Entry-level security certifications (Security ...
Licensing Success Analyst
Morrisville, NC · On-site
$17/hr
... risk management continuum, scaling as their needs evolve and amplifying the value proposition ... As a member of our Licensing Success Analyst (LSA), this entry-level, hybrid position in our ...
Quick apply
Licensing Success Analyst
Morrisville, NC · On-site
$17/hr
... risk management continuum, scaling as their needs evolve and amplifying the value proposition ... As a member of our Licensing Success Analyst (LSA), this entry-level, hybrid position in our ...
Licensing Success Analyst
Morrisville, NC · On-site
$17/hr
... risk management continuum, scaling as their needs evolve and amplifying the value proposition ... As a member of our Licensing Success Analyst (LSA), this entry-level, hybrid position in our ...
Quick apply
Licensing Success Analyst
Morrisville, NC · On-site
$17/hr
... risk management continuum, scaling as their needs evolve and amplifying the value proposition ... As a member of our Licensing Success Analyst (LSA), this entry-level, hybrid position in our ...
Licensing Success Analyst
Morrisville, NC · On-site
$17/hr
... risk management continuum, scaling as their needs evolve and amplifying the value proposition ... As a member of our Licensing Success Analyst (LSA), this entry-level, hybrid position in our ...
Quick apply
Licensing Success Analyst
Morrisville, NC · On-site
$17/hr
... risk management continuum, scaling as their needs evolve and amplifying the value proposition ... As a member of our Licensing Success Analyst (LSA), this entry-level, hybrid position in our ...
They are seeking a Level 2 Technical Analyst to support the iNovah Payment Credit and Debit System ... Risk Assessment • Manage incidents identified by audit through resolution • Participant in and ...
They are seeking a Level 2 Technical Analyst to support the iNovah Payment Credit and Debit System ... Risk Assessment • Manage incidents identified by audit through resolution • Participant in and ...
Specialized Tax Services - Energy Incentives & Credits Senior Associate
Raleigh, NC · On-site
$77K - $214K/yr
What Sets You Apart - Utilizing analytical thinking to interpret complex tax concepts ... PwC does not intend to hire experienced or entry level job seekers who will need, now or in the ...
Specialized Tax Services - Energy Incentives & Credits Senior Associate
Raleigh, NC · On-site
$77K - $214K/yr
What Sets You Apart - Utilizing analytical thinking to interpret complex tax concepts ... PwC does not intend to hire experienced or entry level job seekers who will need, now or in the ...
Business Analytics Consultant
Raleigh, NC · On-site
$63K - $127K/yr
As a Business Analytics Consultant within PNC's Independent Risk Management organization, you will ... credit are a must to develop creative solutions/reports. Hadoop and Python experience would be ...
Business Analytics Consultant
Raleigh, NC · On-site
$63K - $127K/yr
As a Business Analytics Consultant within PNC's Independent Risk Management organization, you will ... credit are a must to develop creative solutions/reports. Hadoop and Python experience would be ...
Investment Real Estate Banker
Raleigh, NC · On-site
$17.50 - $21.75/hr
Submits applications to credit analysts for verification and recommendation. Computes payment ... B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ...
Investment Real Estate Banker
Raleigh, NC · On-site
$17.50 - $21.75/hr
Submits applications to credit analysts for verification and recommendation. Computes payment ... B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ...
Investment Real Estate Banker
Raleigh, NC · On-site
$17.50 - $21.75/hr
Submits applications to credit analysts for verification and recommendation. Computes payment ... B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ...
Investment Real Estate Banker
Raleigh, NC · On-site
$17.50 - $21.75/hr
Submits applications to credit analysts for verification and recommendation. Computes payment ... B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ...
Investment Real Estate Banker
Raleigh, NC · On-site
$17.50 - $21.75/hr
Submits applications to credit analysts for verification and recommendation. Computes payment ... B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ...
Investment Real Estate Banker
Raleigh, NC · On-site
$17.50 - $21.75/hr
Submits applications to credit analysts for verification and recommendation. Computes payment ... B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ...
Virtual Sales (with training)
Raleigh, NC · On-site
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
Virtual Sales (with training)
Raleigh, NC · On-site
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
Virtual Sales (with training)
Durham, NC · On-site
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
Virtual Sales (with training)
Durham, NC · On-site
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
... Labor and Credit Unions and various Associations of New England as well as working families ... Role Description This is a full-time remote Entry Level Management role for Globe Life American ...
Collectively, our leadership has over 300 years of experience in sales and sponsorship, analytics ... Report all safety incidents (injuries and illnesses) into the company's risk management system ...
Collectively, our leadership has over 300 years of experience in sales and sponsorship, analytics ... Report all safety incidents (injuries and illnesses) into the company's risk management system ...
Collectively, our leadership has over 300 years of experience in sales and sponsorship, analytics ... Report all safety incidents (injuries and illnesses) into the company's risk management system ...
Collectively, our leadership has over 300 years of experience in sales and sponsorship, analytics ... Report all safety incidents (injuries and illnesses) into the company's risk management system ...
Entry Level Credit Risk Analyst information
See Durham, NC salary details
$35.8K - $49.9K
4% of jobs
$49.9K - $64K
5% of jobs
$64K - $78.1K
14% of jobs
$79.1K is the 25th percentile. Wages below this are outliers.
$78.1K - $92.2K
21% of jobs
The median wage is $99.2K / yr.
$92.2K - $106.2K
11% of jobs
$106.2K - $120.3K
12% of jobs
$130K is the 75th percentile. Wages above this are outliers.
$120.3K - $134.4K
12% of jobs
$134.4K - $148.5K
11% of jobs
$148.5K - $162.6K
5% of jobs
$162.6K - $176.7K
4% of jobs
$176.7K - $190.8K
1% of jobs
$35.8K
$110K
$190.8K
How much do entry level credit risk analyst jobs pay per year?
What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?
To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.
What does an entry level credit risk analyst do?
An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

Full-time
Re-posted 5 days ago
State Employees' Credit Union (North Carolina) rating
8.2
Based on 23 frontline employees who took The Breakroom Quiz
Job description
Purpose
Entry level real estate lending position with focus on development and training. The Associate Mortgage Loan Specialist position is responsible for obtaining the required knowledge and experience needed to guide current and prospective members through the real estate loan application process.
Duties
- Receive and assist in the completion of real estate loan applications, while serving as the primary point of contact for applicants during the origination process.
- Assess, underwrite, and make recommendations for decision on loan applications considering applicant(s) credit worthiness, ability to repay, collateral valuation, and organizational risk. Communicate approval or denial decisions to members in a clear and professional manner.
- Evaluate and verify income documentation, including personal and business tax returns, to make informed approval or denial decisions.
- Counsel potential home buyers and existing homeowners, while taking complete and accurate real estate loan related applications and obtaining required documentation to facilitate initial loan approval with assistance when needed.
- Seek guidance for complex lending situations and approval authority from an MLS or above.
- Proactively stay updated on market trends, interest rates, and changes in lending policies and regulations to provide members with accurate and timely information.
- Assist membership with servicing of existing mortgage and home equity loans.
- Follow up with prequalified applicants and on other leads in a timely and effective manner.
- Price and disclose loan applications by determining the interest rates and fees associated with a loan, based on factors such as borrower's creditworthiness, loan amount, term and market conditions.
- Successful completion of Consumer Lending Program courses and subsequent exam is required. After completion and proficiency shown, granted initial lending limits (Tier 1) with SVP recommendation.
- Coordinate member engagement with the Real Estate Lending Processing Center within Loan Administration.
- Maintain a comprehensive knowledge of all real estate lending products, policies, procedures, and regulatory compliance.
- Educate members on available services and make referrals for other Credit Union products and services based on their needs.
- Ensure well documented, easy to review loan application history notes within the Loan Origination System.
- Work with Lending Contact Center to provide assistance with mortgage lending calls when needed.
- Support branch employees with all real estate related needs and ensuring employees have the information needed to be comfortable referring all potential applicants to discuss mortgage lending opportunities.
- Work various contact and follow-up reports to cultivate member engagement throughout the home buying process and make SECU their lender of choice.
- Assist as needed with community engagement by meeting with realtors and other third parties as well as attending community events to build and maintain mortgage loan volume.
- Consumer unsecured lending as assigned.
- Answer phone and perform other clerical duties as needed.
- Complete additional tasks as assigned by management.
- Participate in additional training and continuing education to enhance knowledge of mortgage originations.
Requirements
- Must have high school diploma or GED equivalent.
- Preferred - bachelor's degree, or CCUE Certification, or Associate of Arts degree or Associate of Science degree via the North Carolina Community College Transfer Program (NC-CTP).
- Attend Excel and Elevate - New Employee Training (E&E).
- Real Estate Lending Program (RELP) completed within 6 months.
- The following 10 Core Modules will be completed after E&E and subsequent training sessions:
- Checking Accounts
- Member Eligibility
- Money Market Share Accounts
- SECU Policies Overview
- Share Accounts
- Lending Overview
- NCUA Coverage
- Cooperative Principles
- Online Services
- We Are SECU!
- Additional Modules Required:
- SECU's Member-Facing Websites
- Branch Security Measures
- Account Titling & Designations
- Funds Transfer
- Member Identification
- Check Acceptance
- MARGO Platform
- Account and Profile Maintenance
- Advances
- Safe Deposit Boxes
- The following 10 Core Modules will be completed after E&E and subsequent training sessions:
- Previous SECU and/or lending experience preferred.
- Minimum tier one lending limits assigned at this level.
- Completion of all requirements of the Associate MSO position preferred, but at a minimum must learn the following quick actionable items:
- Notaries
- Safe deposit box entrance
- Opening and closing of the branch
- Front desk duties
- Other dual control assistance as needed.
- Approving Wires and Cashier's Checks
- Must possess the highest level of integrity and objectivity.
- Must possess excellent communication skills, both verbal and written.
- Must be able to communicate with SECU personnel, VPs, SVPs, attorneys, members, appraisers, realtors, etc.
- Must have strong networking and relationship development skills.
- Meets compliance and regulatory standards.
- Makes lending decisions consistent with SECU loan policies.
- Has or is eligible to be registered as an active MLO with the NMLS.
- Must be organized and meticulous.
- Must be willing to engage in ongoing training and professional development.
- Must have basic computer skills with an ability to learn more complex software for processing of applications and completing loan servicing.
- Has completed all required quarterly training courses & other training assigned by management.
- Consistently demonstrates SECU's Core Values.
- Recommendation of VP/SVP for advancement to this level.
- Must be able to speak and write English fluently.
- Must understand and be dedicated to the Credit Union philosophy and work ethic.
- Must adhere to the work schedule and attendance policies established by the Credit Union.
- Must complete the Credit Union's Core Module Program within 12 months of hire date as a condition of employment.
Job Environment
- Office setting with physical proximity to other employees and members.
- Some background noise from other employees, copy machine, and telephone.
- Some local travel may be required.
Physical Demands
- Must be able to comprehend and carry out job requirements.
- Job requires a substantial amount of sitting.
- Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
- Use hands and fingers to press telephone keypad and lift telephone receiver.
- Answer and operate a telephone.
- Lift up to 10-15 lbs.
SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.
Disclaimer
State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.
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