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Entry Level Credit Risk Analyst Jobs in Texas (NOW HIRING)

This position works to minimize risk by monitoring daily transaction exceptions to approved account parameters on credit card processing activity, maintain departmental spreadsheets, update online ...

Review client financials and perform sensitivity analysis to evaluate credit risk in connection ... Bachelor's degree or equivalent experience required. * Entry level to intermediate knowledge of ...

Credit Risk Analysis and Underwriting; Portfolio Risk Management; Data Analytics and Model ... Implementation (SAS, SQL, or Python); and Marketing Campaign Strategy and Execution. Requires 2 ...

... credit risks. This is a junior analyst role working in partnership with experienced SMEs to build knowledge of covered products and relevant risk trends. Role reviews and interprets large data sets ...

They also monitor and analyze credit data and make recommendations for improvements to the credit risk management process. What You'll Do: * Prepare credit paperwork for approval for new and/or ...

... credit risks. This is a junior analyst role working in partnership with experienced SMEs to build knowledge of covered products and relevant risk trends. Role reviews and interprets large data sets ...

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Entry Level Credit Risk Analyst information

See Texas salary details

$34.5K

$106.1K

$184K

How much do entry level credit risk analyst jobs pay per year?

As of Jul 14, 2026, the average yearly pay for entry level credit risk analyst in Texas is $106,098.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,900.00 and $130,900.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in Texas? The most popular types of Credit Risk Analyst jobs in Texas are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in Texas? For Entry Level Credit Risk Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Texas look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Texas are:
What cities in Texas are hiring for Entry Level Credit Risk Analyst jobs? Cities in Texas with the most Entry Level Credit Risk Analyst job openings:
Infographic showing various Entry Level Credit Risk Analyst job openings in Texas as of July 2026, with employment types broken down into 1% Internship, 86% Full Time, 7% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 82% Physical, 5% Hybrid, and 13% Remote job distribution, with an average salary of $106,098 per year, or $51 per hour.
Risk Analyst

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 23 days ago


Deluxe rating

8.0

Company rating: 8.0 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

9th of 20 rated payment service providers


Job description

Why Join Us:
  • We value our people and offer generous benefits - Medical, Dental, Vision benefits start day ONE! PLUS: Paid time off, 401K, paid maternity/paternity leave, tuition reimbursement, pet bereavement and more!
  • There is a reason we boast numerous awards like "Great Place to Work Certified" and "Best Place to Work" For Moms, Dads, LGBTQ, and Veterans (just to name a few). At Deluxe, we know that great people make a great organization.
  • A culture that keeps people. 42% of our team has been here over 10 years. When we asked our team why, we heard the people, benefits, family/home time, diversity, and team culture.

This position follows a standard Monday-Friday schedule, 8:00am-5:00pm. In addition, the role requires coverage of one weekend morning shift and up to 10 evening/night shifts per month. Including holiday morning shifts when applicable.
Responsibilities:
This position works to minimize risk by monitoring daily transaction exceptions to approved account parameters on credit card processing activity, maintain departmental spreadsheets, update online systems with account status, and contact customers to review company policies and procedures.
  • Review/request additional information to decision daily audits to determine if merchant processing activity is an acceptable risk to First American Payment Systems.
  • Monitor/process daily releases of funds via suspense system on accounts where processing exception and/or documentation received represent an acceptable risk to First American.
  • Maintain departmental spreadsheets of data for reporting purposes. These reports include: Audit Log-Monthly summary of all accounts that were investigated. Member Alert to Control High-Risk Merchants (Formerly TMF)
  • Monthly update of merchant matches and placements on Terminated Merchant File.
  • Input information into online systems such as the Merchant System, Suspense System, LP Online, SAM, Vital, and FDR in regards to account status and notes on each investigation

Basic Qualifications:
  • HS/GED and 2 years of related experience
  • Must be 18 years of age or older
  • Customer Service Experience
  • Has ability to work with mathematical concepts such as probability and statistical inference.
  • Competently analyzes and prioritizes information to make appropriate recommendations.
  • Committed to meeting quality standards.
  • Can be trusted to keep sensitive information secure

Preferred Qualifications:
  • Associates and 0 years
  • Card issuer or merchant acquirer experience is preferred
  • Ensures that the customer receives a superior product or service
  • Listens attentively and responds effectively to customer complaints

Benefits
In line with our commitment to employee wellbeing, our total rewards benefits package is designed to support the physical, financial, and emotional health of our employees, tailored to meet their unique and evolving needs. Our approach considers our employees' whole selves, ensuring they can thrive both in and outside of work. Here are some of the benefits we offer, which may vary based on role, location, or hours worked:
  • Healthcare (Medical, Dental, Vision)
  • Paid Time Off, Volunteer Time Off, and Holidays
  • Employer-Matched Retirement Plan
  • Employee Stock Purchase Plan
  • Short-Term and Long-Term Disability
  • Infertility Treatment, Adoption and Surrogacy Assistance
  • Tuition Reimbursement

These benefits are designed to enhance the health, protect the financial security, and provide peace of mind to our employees and their families.
Deluxe Corporation is an Equal Employment Opportunity employer:
All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethnic or national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law.
Please view the electronic EEO is the Law Poster which serves to inform you of your equal employment opportunity protections as part of the application process.
Reasonable Accommodation for Job Seekers with a Disability: If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to deluxecareers@deluxe.com .

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