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Entry Level Credit Risk Analyst Jobs in Texas (NOW HIRING)

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data, reviewing credit ...

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

They assign appropriate risk ratings, identify material credit strengths and weaknesses, and recommend loan structures, terms, covenants, and risk-mitigation strategies. The Credit Analyst works ...

Credit Risk Admin Headquarters - Midland, TX 79701 Overview Position Type Full Time Category ... Assign each request to a credit analyst. * Regularly monitor accounts receivable loan covenants and ...

You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through ...

Showing results 21-40

Entry Level Credit Risk Analyst information

See Texas salary details

$34.5K

$106.1K

$184K

How much do entry level credit risk analyst jobs pay per year?

As of Sep 13, 2026, the average yearly pay for entry level credit risk analyst in Texas is $106,098.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,900.00 and $130,900.00 per year, depending on experience, location, and employer.

What does an entry level credit risk analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the key skills and qualifications needed to thrive in the entry level credit risk analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What are the most commonly searched types of Credit Risk Analyst jobs in Texas?

The most popular types of Credit Risk Analyst jobs in Texas are:

What job categories do people searching Entry Level Credit Risk Analyst jobs in Texas look for?

The top searched job categories for Entry Level Credit Risk Analyst jobs in Texas are:

What cities in Texas are hiring for Entry Level Credit Risk Analyst jobs?

Cities in Texas with the most Entry Level Credit Risk Analyst job openings:

Infographic showing various Entry Level Credit Risk Analyst job openings in Texas as of September 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 100% In-person job distribution, with an average salary of $106,098 per year, or $51 per hour.

Credit Analyst

Houston, TX โ€ข On-site

United Engines
51 - 200 employees

Full-time

Posted 10 days ago


Job description

Overview
The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data, reviewing credit applications, and making strategic credit line recommendations. Acting as a key liaison, you will balance risk management with exceptional client communication to resolve financial challenges and drive positive business outcomes.
Responsibilities
  • Portfolio Management: Oversee and manage an assigned portfolio of accounts, taking direct ownership of its financial health and cash flow optimization.
  • Credit Analysis: Review credit applications and analyze complex financial data to evaluate creditworthiness for new and existing accounts.
  • Credit Risk Mitigation: Formulate and present formal credit line recommendations to senior management while actively managing overall portfolio risk.
  • Client Communication: Maintain proactive, professional communication with clients to resolve payment barriers, handle inquiries, and manage collections.
  • Problem-Solving: Proactively identify portfolio discrepancies, analyze root causes, and implement efficient solutions to improve payment cycles.

Qualifications
Core Competencies
  • Financial & Analytical Acumen: Ability to interpret financial data, grasp complex business concepts, and make data-driven risk assessments.
  • Proactive Problem-Solving: Demonstrated ability to resolve critical portfolio issues and manage collections with a solutions-oriented mindset.
  • Strategic Communication: Excellent written and verbal communication skills to navigate sensitive financial discussions with clients.
  • Decision-Making & Time Management: Confident making critical credit recommendations while managing multiple deadlines in a fast-paced environment.

Technical Proficiencies
  • Proficient in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) with Advanced Excel skills preferred.
  • Prior experience with credit risk platforms like CreditSafe and FIS is preferred.
  • Familiarity with Oracle ERP systems is considered a strong plus.
  • Experience or interest in leveraging automation and AI tools to optimize financial workflows is preferred.

Education
  • High School Diploma required; a Bachelor's Degree in Finance, Accounting, Business, or a related field is highly preferred.